Subordination - Study guides, Class notes & Summaries
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NJ REAL ESTATE PRACTICE EXAM 2021
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NJ REAL ESTATE PRACTICE EXAM 2021 
 
The type of deed that warrants only that the grantor has not impaired the title during the term in which he held it is referred to as. 
 
1. Quitclaim Deed 
2. General Warranty Deed 
3. Bargain and Sale Deed 
4. Bargain and Sale Deed, CAG - ANS Bargain and Sale Deed, CAG 
 
Taxes raised to pay for improvements that benefit real estate are referred to as 
 
1. Special Assessments 
2. Facilities Taxes 
3. Ad Valorem Taxes 
4. Luxury Rates - ANS Spe...
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SAFE Mortgage Loan Originator Test Latest Update Graded A+
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SAFE Mortgage Loan Originator Test 
 
Latest Update Graded A+ 
 
Prequalification an estimate of the loan amt. for which the buyer can qualify based on his 
income/credit under the lenders standards 
 
USDA ratio 29/41 
 
FHA ratio 31/43 
 
Asset based loan -loans based on borrowers equity 
-bad when lenders fail to consider ability to repay 
 
High Cost Loan Reg Z - Sec. 1026.32 
-APR will exceed by more than 6.5% for first lien loans or by more than 8.5% for subordinate 
-APOR - average prime ...
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Champions real estate finance Exam Questions with Verified Answers
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mortgage Broker - Answer- Functions as a middleman between the borrower and the lender, negotiating, selling or arranging loans to be delivered to large investors 
 
Mortgage Banker - Answer- Provide their own funds for the purpose of providing mortgage financing 
 
Correspondent Lender - Answer- Smaller in scale then mortgage bankers or brokers, these lenders typically extended loans with their own funds at their own risk 
 
Origination - Answer- The process of creating a new mortgage loan 
 
U...
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Aure Tide realty End of Course practice exam
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A Florida real estate sales associate who moves and becomes a nonresident of Florida must notify the Commission of the change of residency within how many days? - Answer- 60 
 
In case of breach by the buyer, most real estate contracts include a provision that the earnest money be regarded as - Answer- Liquidated damages to the seller 
 
Subordination of a mortgage is: - Answer- A later mortgage taking priority to the original 
 
Buffer Zone is an area of land that: - Answer- Separates different...
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National Real Estate Exam Prep Questions and Answers Graded A+
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National Real Estate Exam Prep 
Questions and Answers Graded A+ 
 
John, Maria and Mark are joint tenants. Mark dies. Maria sells her share to Jane. John and Jane 
are: 
 
a. Joint Tenants 
b. Tenants by Partition 
c. Sole Owners 
 
d. Tenants in Common d. tenants in common 
 
John owns lakefront property. He has been granted water rights to the lake. He has: 
 
a. Riparian Rights 
b. Appropriative Rights 
c. Littoral Rights 
d. Prior Appropriation c. littoral rights 
 
Mary's parents gave her ...
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VNSG 1304: Ch. 1 Prep U Questions and Correct Answers | Latest Update
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What is the primary purpose of standards of nursing practice? 
 To ensure knowledgeable, safe, comprehensive nursing care 
During the reformation, which factor influenced the decline in nursing? 
 Women's subordination to men 
The first journal owned, operated, and published by nurses was: 
 American Journal of Nursing 
The nurse is performing an extensive dressing change on a client with burns. 
The nurse explains each step as it is being performed. The nurse is acting in 
which role by pr...
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HMGT 1350 FINAL EXAM QUESTIONS VERIFIED CORRECTLY TO SCORE A+
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Management Goals - Answer-Create a true whole that is larger than the sum of its parts 
Harmonize in every decision and action the requirement of the immediate and long-range future 
Basic Management Tasks - Answer-Setting goals and objectives 
Organizing 
Motivating and communicating 
Measuring performance 
Developing people 
Management Theories - Answer-Classical School 
Behavioral School 
Quantitative School 
Systems School 
Contingency School 
Quality Focus School 
Customer Focus School 
Cla...
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CA Real Estate Certification Exam Questions and CORRECT Answers
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After a trustee's sale, there is money left over after paying the beneficiary of the first trust 
deed. This money would go first to the: - Beneficiary of the second 
(the second in line to receive what they are owed) 
The owner of the property encumbered with a first and second trust deed wants to refinance 
the first trust deed. What should the second trust deed contain? - A subordination clause 
(a clause where the holder of a mortgage/trust deed permits an additional (NEW) lien to take 
...
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GA REAL ESTATE MIDTERM EXAM REVIEW QUESTIONS AND ANSWERS, 100% ACCURATE, GRADED A+/| latest update 2024/25|
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GA REAL ESTATE MIDTERM EXAM REVIEW QUESTIONS AND 
ANSWERS, 100% ACCURATE, GRADED A+/ 
A lien against all of the person's real and personal property owned - -General Lien 
A factor used to achieve uniformity in statewide tax assessments - -Equalization Factor 
A writ that establishes court custody of property until a pending lawsuit concludes - -Writ of 
Attachment 
A type of lien created by law - -Involuntary Lien 
A written agreement between lien holders to change the priority of a lien - -S...
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The Gig Economy- Worker or Self Employed LATEST EDITION 2024/25 GUARANTEED GRADE A+
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The Gig Economy- Worker or Self Employed LATEST EDITION 2024/25 GUARANTEED GRADE A+ 
Preliminary Matters 
- The disputed cases of employment status often reflect a distinction between the written documentation (which uses the language of entrepreneurial freedom for those who provide work) and the reality of those working arrangements. This reality often reveals a high degree of control over the conduct of work through algorithms. These algorithms deploy ratings systems (such as used by Uber) for...
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