Homeownership - Study guides, Class notes & Summaries
Looking for the best study guides, study notes and summaries about Homeownership? On this page you'll find 374 study documents about Homeownership.
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Aceable Agent - Level 3: Concepts and Responsibilities of Homeownership
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Aceable Agent - Level 3: Concepts and Responsibilities of Homeownership
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HUD Exam- Homeownership (Q&A)
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HUD Exam- Homeownership (Q&A)
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HUD Exam 2023 Questions and Answers- Homeownership
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HUD Exam 2023 Questions and Answers- Homeownership
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CHAMPIONS REAL ESTATE FINANCE GRADED A+ ALREADY PASSED 2023
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Loan-to-Value Ratio (LTV) - correct answer The percentage of the lesser of the appraised value or sales price that the lender will lend. 
 
ex: If a borrower is approved for an 80% loan, it means that the lender will loan up to 80% of the sales price or appraised value, whichever is lower. 
 
Package Mortgage - correct answer Includes both real and personal property ( fixtures and furnishings) 
 
Blanket Mortgage - correct answer Covers more than one piece of property. 
 
Wraparound Mortgage - c...
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HUD EXAM- HOMEOWNERSHIP QUIZ WITH VERIFIED ANSWERS GRADED A+
- Exam (elaborations) • 15 pages • 2023
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HUD EXAM- HOMEOWNERSHIP QUIZ WITH VERIFIED ANSWERS GRADED A+
And that's how you make extra money
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NMLS MLO TEST| 362 questions| with complete solutions
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Which law ensures lenders use an annual percentage rate (APR) so that the borrowers have the information they need to make informed comparisons? Correct Answer: Regulation Z 
 
Which law ensures that some borrowers have the right of rescission for three business days after a loan contract is signed? Correct Answer: Regulation Z 
 
While it is unlawful to consider race when underwriting a loan, what federal legislation requires that this information be included on the loan application? Correct ...
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Module 4.1 Homeownership-PrePurchase Part 2 Questions with verified correct answers
- Exam (elaborations) • 2 pages • 2024
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Module 4.1 Homeownership-PrePurchase Part 2 Questions with verified correct answers
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HUD Practice test-solved
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1) A client would like to purchase a house within one year. The client is motivated to increase household income as a way to save for a down payment and qualify for a loan. Which is the best solution for the client to reach this goal? - Answer- Find a second job 
 
2) Six months ago a client left a job as a reporter to start a business in the retail industry. To prepare to buy a house, the client closed credit card accounts and has been using savings to pay down credit card debt and collections....
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Moorman FHCE 3100 Final Exam| 228 Questions| With Complete Solutions
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What are the two largest expenditures for most consumers? correct answer: Housing and transportation 
 
What is the national homeownership rate? correct answer: 64.4% 
 
What does the Discrimination Fair Housing act prohibit discrimination on the basis of? correct answer: race or color, religion, sex, national origin, familial status, disability 
 
What were people told homeownership might do for them? correct answer: create social and financial stability, created safer neighborhoods, create...
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HUD Exam - Avoiding Foreclosure | Questions with 100% Correct Answers | Verified | Latest Update 2024
- Exam (elaborations) • 12 pages • 2024
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The following contributed to the increase in foreclosure rates, except: 
A. Subprime lending 
B. Risky loan products with feature like negative amortization 
C. Demand from the secondary market 
D. Homeowners paying off mortgages early 
E. Using teaser rates to qualify more borrowers. - D. Homeowners paying off mortgages early. 
Making Home Affordable was created in order: 
A. To make it easier for borrowers to understand loan terms, to require homeownership counseling for 
some mortgages, and t...
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