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HUD Bundled Exams with Complete Solution | Verified | Guaranteed Success

HUD Bundled Exams with Complete Solution | Verified | Guaranteed Success

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HUD Practice Test | 90 Questions with 100% Correct Answers | Verified | Latest Update 2024

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Which document is most important when working with a client to develop an initial budget as part of a Client Action Plan? - Pay Stub A client would like to purchase a home within one year. The client is motivated to increase household income as a way to save for a down payment and qualify for a l...

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HUD Exam – Tenancy | Questions with 100% Correct Answers | Verified | Latest Update 2024

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Jake has a session with a new client, Ruth, later that day. She has received notice that her apartment complex, which offers her project-based housing assistance, will be sold to a new management company in six months. The new company will renovate the building and will no longer participate in th...

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HUD Exam - Fair Housing | Questions with 100% Correct Answers | Verified | Latest Update 2024

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Which describes the legally enforceable terms that govern the use of real estate? A. Residential security restrictions B. Deed restrictions C. Redlined Maps Government-sponsored deeds - B. Deed Restrictions -Deed restrictions are legally enforceable terms that govern the use of real estate. Dee...

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HUD Certification | 90 Questions with 100% Correct Answers | Verified | Latest Update 2024

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Which document is most important when working with a client to develop an initial budget as part of a Client Action Plan? Pay stub Retirement plan statement List of assets Current lease - Pay stub A client would like purchase a home within one year. The client is motivated to increase househol...

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HUD Test 1 | 160 Questions with 100% Correct Answers | Verified | Latest Update 2024

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Which document should the counselor review with the client to identify spending habits and track expenses? - Bank Statement Which additional information would the housing counselor need to prepare a household budget for this client? - Net income Which item in the client's budget is a fixed expe...

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HUD Housing Counselor Certification Practice | 130 Questions with 100% Correct Answers | Verified | Latest Update 2024

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What is the maximum percent of area median income allowable for a household to qualify for a Housing Choice Voucher? - 50% Which is the maximum recommended housing ratio for renting an apartment? - 30% Eligibility requirements for down-payment assistance programs include which factors? - Income, ...

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HUD Exam - Housing Affordability | Questions with 100% Correct Answers | Verified | Latest Update 2024

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All of the following are true statements about upfront costs associated with renting and buying, except; A. Renters generally pay a security deposit upon signing a lease. B. The average cost due upon signing a lease for a rental is typically between 20% of the monthly rent.. C. Closing costs are ...

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HUD Practice Exam | 90 Questions with 100% Correct Answers | Verified | Latest Update 2024

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What act came about after the assassination of MLK? - The Civil Rights Act of 1968 A client does not receive a written monthly statement from the credit card company. Which credit law could this omission violate? - Fair Credit Billing Act In which situation would a client's responsibilities, rec...

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HUD Exam - Avoiding Foreclosure | Questions with 100% Correct Answers | Verified | Latest Update 2024

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The following contributed to the increase in foreclosure rates, except: A. Subprime lending B. Risky loan products with feature like negative amortization C. Demand from the secondary market D. Homeowners paying off mortgages early E. Using teaser rates to qualify more borrowers. - D. Homeowner...

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HUD Exam - Financial Management | Questions with 100% Correct Answers | Verified | Latest Update 2024

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All of the following would help a counselor develop a realistic household budget, except: A. Payment information for a paid-off car B. Amount spent on groceries C. Rent payment information D. Monthly cable bill - Answer: A Since the car is paid off, the expense does not need to be included in t...

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HUD Housing Exam | 130 Questions with 100% Correct Answers | Verified | Latest Update 2024

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Which document should the counselor review with the client to identify spending habits and track expenses: - Bank statement Which additional information would the housing counselor need to prepare a household budget for this client? - Net income Which item in the client's budget is a fixed expe...

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HUD Housing Counseling Exam | 200 Questions with 100% Correct Answers | Verified | Latest Update 2024

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Federal law granting citizenship to former slaves; passed over Johnson's veto. (Race and Color) - Civil Rights Act of 1866 banned discrimination in the rental or sale of housing (Race, color, religion, national origin) - Fair Housing Act of 1968 added gender (sex) to the protected classes - Hou...

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HUD Exam- Homeownership | Questions with 100% Correct Answers | Verified | Latest Update 2024

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Which factor is best for housing counselors to use when determining how much a client can afford to spend on purchasing a home? A. Debt to-income ratios B. Annual gross income C. Savings D. Options A, B, C E. None of the above - D. Options A, B, and C A person or company that makes loans for ...

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