Fcra consumer reports - Study guides, Class notes & Summaries

The Cerulean Corporation purchased a controlling interest in the Teal Corporation, resulting in a linkage between these two formerly independent corporations. After the transaction, both corporations survive as separate legal entities. The situation is correctly described as the type of organizational structure change known as - Answer-an acquisition One group involved in managing a corporation is the board of directors. The following statements are about corporate directors. Select the answe...

HRCI aPHR Certification Exam Questions with correct Answers Professional Certification - Answer ️️ -based on work experience, education, and require re- certification Certificate Program - Answer ️️ -Does not require work experience, education, or re- certification The Clayton Act (1914) - Answer ️️ -prohibits mergers and acquisitions that would less competition, a single person cannot be a director of two or more competing corporations, and restricts use of injunctions again...

FCRA Exam Review Questions and answers, rated A+ FCRA Purpose, - -Fair Credit Reporting Agency // Regulation V *applies to any transaction using a credit report, consumer investigatory reports and employment backgrounds. Enacted in 1970 to ensure accuracy, fairness, and privacy of consumer's personal information used by CRA. CFPB (main) and FTC shares rule making and enforcement authority. Consumer Report - -Credit Report Consumer Reporting Agency - -CRA Primarily Equifax, Experi...

Terrorism Risk Insurance Act (TRIA) - In 2002- the availability of reinsurance coverage against terrorism. If there is a terrorist act then the federal government is responsible in paying the insurer for any damage. What is TRIEA and when did it happen - In 2005 legislation was modified and coverage was extended by the Terrorism Risk Insurance Extension Act FCRA- when, what, and what it stands for - In 1970 the Fair Credit Reporting Act was establish by the federal government to promote fa...

Which law regulates the activities of consumer reporting agencies and users of consumer credit reports? - Answer-FCRA Which agency manages the National Do Not Call Registry? - Answer-Federal Trade Commission Which act led to the Nationwide Mortgage Licensing System and Registry for the residential mortgage industry? - Answer-The SAFE Act Under ECOA, providing different terms of financing for a potential borrower who has poor credit scores due to a recent bankruptcy is considered? - Answ...

HRCI aPHR Certification Exam Questions with correct Answers Professional Certification - Answer ️️ -based on work experience, education, and require re- certification Certificate Program - Answer ️️ -Does not require work experience, education, or re- certification The Clayton Act (1914) - Answer ️️ -prohibits mergers and acquisitions that would less competition, a single person cannot be a director of two or more competing corporations, and restricts use of injunctions again...

HRCI aPHR CertificationProfessional Certification - correct answer based on work experience, education, and require re-certification Certificate Program - correct answer Does not require work experience, education, or re-certification The Clayton Act (1914) - correct answer prohibits mergers and acquisitions that would less competition, a single person cannot be a director of two or more competing corporations, and restricts use of injunctions against labor, and legalized peaceful strikes,...

HRCI aPHR Certification Exam Questions with correct Answers Professional Certification - Answer ️️ -based on work experience, education, and require re- certification Certificate Program - Answer ️️ -Does not require work experience, education, or re- certification The Clayton Act (1914) - Answer ️️ -prohibits mergers and acquisitions that would less competition, a single person cannot be a director of two or more competing corporations, and restricts use of injunctions again...

FCRA Certification Exam Questions and answers, VERIFIED/ When was the FCRA originally enacted - -1970 What does the FCRA cover? - -Credit reporting and all consumer reports What is a "consumer report"? - -Any written, oral or other communication of information by a CRA bearing on a consumer's credit worthiness and standing, character, general reputation, personal characteristics or mode of living which will be used for credit purposes, employment purposes, tenant screening. 3 Eleme...

Lesson 1 Louisiana Insurance Regulation Graded A _______________ is considered an act performed frequently enough to be considered a policy or practice of the company, not just an isolated act of an employee 14 examples are given: ️Unfair claims settlement practices (1) Issuing policies with misrepresented facts or coverage provisions (2) Not acting promptly when presented with claims (3) Denying claim payments without a practical investigation of the facts given (4) Denying clai...