Fcra and fact act - Study guides, Class notes & Summaries

HRCI aPHR Certification Exam Questions with correct Answers Professional Certification - Answer ️️ -based on work experience, education, and require re- certification Certificate Program - Answer ️️ -Does not require work experience, education, or re- certification The Clayton Act (1914) - Answer ️️ -prohibits mergers and acquisitions that would less competition, a single person cannot be a director of two or more competing corporations, and restricts use of injunctions again...

HRCI aPHR Certification Exam Questions with correct Answers Professional Certification - Answer ️️ -based on work experience, education, and require re- certification Certificate Program - Answer ️️ -Does not require work experience, education, or re- certification The Clayton Act (1914) - Answer ️️ -prohibits mergers and acquisitions that would less competition, a single person cannot be a director of two or more competing corporations, and restricts use of injunctions again...

HRCI aPHR CertificationProfessional Certification - correct answer based on work experience, education, and require re-certification Certificate Program - correct answer Does not require work experience, education, or re-certification The Clayton Act (1914) - correct answer prohibits mergers and acquisitions that would less competition, a single person cannot be a director of two or more competing corporations, and restricts use of injunctions against labor, and legalized peaceful strikes,...

Fincert Texan Smart Exam Questions With 100% Correct Answers. ________ is a contractual agreement whereby a borrower receives something of monetary value now and agrees to repay the lender at a later date. - answercredit Credit addresses what? - answerThe concepts of obtaining and utilizing credit wisely True or False: Good credit can take years to establish yet only months to destroy. - answertrue What is the FCRA? - answerThe Fair Credit Reporting Act why is the FCRA important? - answe...

HRCI aPHR Certification Exam Questions with correct Answers Professional Certification - Answer ️️ -based on work experience, education, and require re- certification Certificate Program - Answer ️️ -Does not require work experience, education, or re- certification The Clayton Act (1914) - Answer ️️ -prohibits mergers and acquisitions that would less competition, a single person cannot be a director of two or more competing corporations, and restricts use of injunctions again...

MLO Exam Review - FACTA FCRA & GLB Act. Questions and answers. VERIFIED/ The Fair Credit Reporting Act (FCRA) provides what rights to consumers? - -The right to an adverse notice, copy of credit report being used by lender, right to dispute inaccurate information, the right to request credit score and limited prescreened offers The consumer reporting agency does not need to remove a _____, it only needs to be investigated. - -Dispute According the FCRA, what business does not have a le...

Fair Credit Reporting Act (FCRA), Questions and answers, verified/ What is a consumer reporting agency? - -Any person or organization that 1. Regularly engages in the practice of gathering or evaluating credit or other information on consumers. 2. Provides this information to third parties. 3. Receives fees, dues, or other compensation for providing such reports, or 4. Provides reports and uses any means of interstate commerce for the purpose of preparing or furnishing consumer reports...

Professional Certification - based on work experience, education, and require re-certification Certificate Program - Does not require work experience, education, or re-certification The Clayton Act (1914) - prohibits mergers and acquisitions that would less competition, a single person cannot be a director of two or more competing corporations, and restricts use of injunctions against labor, and legalized peaceful strikes, picketing, and boycotts. The Consumer Credit Protection Act (196...

Under RESPA, what is the maximum fine that can be imposed for each instance of a kickback? Answer 10000 To comply with the FACT Act, a mortgage loan originator should Answer place all loan applications and documentation in a secure place when not working on them. What's another name for Regulation Z? Answer TILA Which cost would be included in the APR calculation on the closing disclosure forms? Answer Mortgage insurance Which Act amended the Truth in Lending Act, establishing discl...

1) The purpose of the Equal Credit Opportunity Act (ECOA) is which of the following: A. To protect the credit history of consumers. B. To minimize discrimination in the obtaining of credit. C. To ensure that all consumers have an equal opportunity to obtain credit. D. To help consumers fight the growing crime of identity theft. - ANSWER-The correct answer is C.This is the purpose of ECOA. ECOA is also known as which of the following: A. Regulation B. B. Regulation C. C. Regulation ...