Agent producer - Study guides, Class notes & Summaries
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MS Property & Casualty Questions and Answers Already Passed
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MS Property & Casualty Questions and 
 
Answers Already Passed 
 
To renew a producer license which is been in affect more than 18 months, a producer must 
complete ___________ 24 hrs & 3 of those hours ethics 
 
To renew a producer license which is been in effect for 18 months or less, a producer must 
complete________ of CE. 12 hrs 
 
A producer must report to the commissioner any administrative action taken against the producer 
in any jurisdiction, for by another governmental agency in the s...
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Kentucky Life and Health Insurance Exam (New 2024/ 2025 Update) Questions and Verified Answers| 100 % Correct| Grade A
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Kentucky Life and Health Insurance Exam 
(New 2024/ 2025 Update) Questions and 
Verified Answers| 100 % Correct| Grade A 
 
 
QUESTION 
 The only party in an insurance contract that makes a legally enforceable promise is the 
insurance company. Because of this, insurance contracts are considered to be: 
 
 conditional 
 aleatory 
 unilateral 
 contracts of adhesion 
 
 
Answer: 
unilateral 
 
Insurance contracts are unilateral. This means that only one party (the insurer) makes any kind of ...
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Xcel Final Exam| Questions and Verified Answers| 100% Correct| Grade A (Latest 2024/ 2025)
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Xcel Final Exam| Questions and Verified Answers| 100% Correct| Grade A (Latest 2024/ 2025) 
 
Q: P is a producer who notices 5 questions on a life application were not answered. What actions should P take? 
 
 
Answer: 
Set up a meeting with the applicant to answer the remaining questions 
 
 
 
Q: Q applied for life insurance and submitted the initial premium on January 1. The policy was issued February 1, but it was not delivered by the agent until February 7. Q is dissatisfied and returns the...
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NJ Life Producer Exam Study Life Insurance Questions and Answers 100% Pass
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NJ Life Producer Exam Study Life 
Insurance Questions and Answers 100% 
 
Pass 
 
An insurer must renew a renewable term policy at the policyowner's request regardless of the 
insurability status of the insured. Renewable Term Life Insurance 
 
The settlement option that provides for payments to be made in regular installments to a 
beneficiary until the principal and interest are exhausted best describes: Fixed-amount 
 
What hours of operation is a branch office required to have? Must give pu...
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RKANSAS LIFE INSURANCE EXAM QUESTIONS AND ANSWERS
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ARKANSAS LIFE INSURANCE EXAM QUESTIONS AND ANSWERS 
 
J is a producer who has induced an insured through misrepresentation to surrender an existing insurance policy. What is J guilty of? - ANS Twisting 
 
What is implied authority defined as? - ANS Authority that is not specifically given to an agent contract, but that an agent can reasonably assume to carry out his/her duties 
 
A person who is a nonsmoker, average weight, excellent health would fall into what risk classification? - ANS ...
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Idaho Life and Health Final Exam Questions and Answers Already Passed
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Idaho Life and Health Final Exam 
Questions and Answers Already Passed 
 
What are the benefits that must be provided by an individual health insurance policy for 
prenatal, maternity, and delivery expenses? Prenatal, maternity, and delivery expenses are 
required to be covered under all health plans subject to the same deductible and coinsurance as 
other medical and surgical expenses. 
 
Which situation would qualify an individual for receiving benefits from a qualified long-term 
care policy?...
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NY Life, Accident, and Health Insurance Agent/Broker Exam Series 17-55 actual exam
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NY Life, Accident, and Health Insurance 
Agent/Broker Exam Series 17-55 actual 
exam 
Process 2103 (d-i) - CORRECT ANSWER-1. The Superintendent may issue a license 
to any person, firm or corporation who has complied with the requirements of the 
Insurance Code, authorizing the licensee to act as agent of any authorized insurer. 
Every individual applicant for a license under this section and every proposed sublicensee must be 18 years of age or older at the time of issuance of such licens...
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SC Property, Casualty, Surety, Marine Exam Questions & Answers 100% Answered!!
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Accumulated Depreciation - ANSWERSThe total decrease in an item's value over a period of time. Formula:(Annual Depreciation x Number ofyears used) 1-J 
 
Acreage Reporting Date - ANSWERSThe deadline for providing the insurer with an acreage report, which is used to determine the amount of coverage needed and the premium charged for a particular crop. 3-E 
 
Actual Cash Value (ACV) - ANSWERSA valuation method used by insurers to reflect an item's current market value right before being damaged ...
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AFSB 151 Final Exam Questions With Complete Solutions.
- Exam (elaborations) • 15 pages • 2023
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AFSB 151 Final Exam Questions With Complete Solutions. 
 
A surety bond is a written document in which one party guarantees a second party's 
Performance to a third party for the second party's failure to fulfill an obligation. 
Which one of the these groups, for the most part, serves the market for fidelity and surety bonds in the United States? 
Multiline property-casualty insurers 
Sureties use what written document to authorize a producer to act as the surety's agent in bond production? 
...
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NJ Life Producer Exam Questions and Answers Graded A+
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NJ Life Producer Exam Questions and 
 
Answers Graded A+ 
 
Under a Traditional IRA, interest earned is taxed upon distribution 
 
Which of these statements regarding the annuitants is CORRECT? The annuitant's life 
expectancy determines the annuity payment 
 
What will the beneficiary receive is annuitant dies during the accumulation period? The 
greater the accumulated cash value or the total premium paid 
 
Which of the following actions is REQUIRED by an agent who is replacing an existing l...
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