NJ Life and Health Insurance Bundled Exams Questions and Answers Multiple Versions (2024/2025) (Complete and Accurate)
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NJ Laws, Rules, and Regulations Common to Life, Accident, and Health Property and Casualty 100% Pass An insurer cancelled a contract with a producer on April 1st. By what date must the insurer notify the Commissioner of this action? A. April 30th B. April 5th C. April 11th D. April 15th D....
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Add to cartNJ Laws, Rules, and Regulations Common to Life, Accident, and Health Property and Casualty 100% Pass An insurer cancelled a contract with a producer on April 1st. By what date must the insurer notify the Commissioner of this action? A. April 30th B. April 5th C. April 11th D. April 15th D....
Chapter 5 Life Insurance License Test Latest 2024 Graded A+ What is the term used for an applicant's written request to an insurer for the company to issue a contract, based on the information provided? application An insurance policy, together with the policy application and any other ri...
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Add to cartChapter 5 Life Insurance License Test Latest 2024 Graded A+ What is the term used for an applicant's written request to an insurer for the company to issue a contract, based on the information provided? application An insurance policy, together with the policy application and any other ri...
NJ Health State Insurance Exam Questions and Answers Rated A+ non-resident producer out of state prelicensing education required for each line of authority 20 hours Period of time that temporary WORK AUTHORITY is valid 60 days How long to apply for license after completing PRELICENSING ...
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Add to cartNJ Health State Insurance Exam Questions and Answers Rated A+ non-resident producer out of state prelicensing education required for each line of authority 20 hours Period of time that temporary WORK AUTHORITY is valid 60 days How long to apply for license after completing PRELICENSING ...
NJ Accident and Health Producer Latest Update Graded A+ Life income joint and survivor settlement option guarantees... Income for 2 or more recipents A participating insurance policy may do which of the following:... Pay dividends to the policy owner What is TRUE about the cash surrender n...
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Add to cartNJ Accident and Health Producer Latest Update Graded A+ Life income joint and survivor settlement option guarantees... Income for 2 or more recipents A participating insurance policy may do which of the following:... Pay dividends to the policy owner What is TRUE about the cash surrender n...
NJ Accident and Health Producer insurance Exam Chapter 1 with Complete Solutions The Agent/ Producer is The legal representative of an insurance company The Applicant/ Proposed insured is a person applying for the insurance The insurable interest is the policy owner facing the possibili...
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Add to cartNJ Accident and Health Producer insurance Exam Chapter 1 with Complete Solutions The Agent/ Producer is The legal representative of an insurance company The Applicant/ Proposed insured is a person applying for the insurance The insurable interest is the policy owner facing the possibili...
NJ Life Producer Questions and Answers Rated A+ The Waiver of Cost of Insurance rider is found in what type of insurance? Universal Life If an insured continually uses the automatic premium loan option to pay the policy premium, The policy will terminate when the cash value is reduced to n...
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Add to cartNJ Life Producer Questions and Answers Rated A+ The Waiver of Cost of Insurance rider is found in what type of insurance? Universal Life If an insured continually uses the automatic premium loan option to pay the policy premium, The policy will terminate when the cash value is reduced to n...
New Jersey Accident and Health State Exam – Numbers Already Passed A 10% excise tax is normally applied to an early withdraw from an IRA. According to HIPAA, this tax will not be applied if the withdrawal is used for medical expenses that exceed _____ of the individual's adjusted gross inco...
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Add to cartNew Jersey Accident and Health State Exam – Numbers Already Passed A 10% excise tax is normally applied to an early withdraw from an IRA. According to HIPAA, this tax will not be applied if the withdrawal is used for medical expenses that exceed _____ of the individual's adjusted gross inco...
New Jersey Laws and Rules Questions and Answers 100% Pass An agent is required to keep replacement forms on file for at least ____ years. 5 Maria the agent would like to advertise an annuity product on a highway billboard. which of the following must be included in the advertisement? Her n...
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Add to cartNew Jersey Laws and Rules Questions and Answers 100% Pass An agent is required to keep replacement forms on file for at least ____ years. 5 Maria the agent would like to advertise an annuity product on a highway billboard. which of the following must be included in the advertisement? Her n...
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NJ Health and Accident Questions and Answers 100% Pass In what form do disability income policies typically pay benefits Periodic income The Mandatory health policy provision states that the policy, including endorsements and attached papers, constitutes The entire insurance contract betwe...
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Add to cartNJ Health and Accident Questions and Answers 100% Pass In what form do disability income policies typically pay benefits Periodic income The Mandatory health policy provision states that the policy, including endorsements and attached papers, constitutes The entire insurance contract betwe...
NJ Accident and Health Producer Practice Exams Latest Update Graded A+ According to the Time Payment of Claims provision, the insurer must make the payment immediately after receiving proof of loss EXCEPT: - if the insured is able to eventually return to work -if the death is suicide or du...
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Add to cartNJ Accident and Health Producer Practice Exams Latest Update Graded A+ According to the Time Payment of Claims provision, the insurer must make the payment immediately after receiving proof of loss EXCEPT: - if the insured is able to eventually return to work -if the death is suicide or du...
NJ LIFE GUARANTEED EXAM QUESTIONS WITH VERIFIED SOLUTIONS WHICH OF THE FOLLOWING IS A PERMISSIBLE REASON FOR AN INSURANCE COMPANY TON CONTEST PAYMENT OF A CLAIM BASED ON STATEMENTS: A: the insured died to soon after applying for the policy B: the insurer has already paid out the expected...
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Add to cartNJ LIFE GUARANTEED EXAM QUESTIONS WITH VERIFIED SOLUTIONS WHICH OF THE FOLLOWING IS A PERMISSIBLE REASON FOR AN INSURANCE COMPANY TON CONTEST PAYMENT OF A CLAIM BASED ON STATEMENTS: A: the insured died to soon after applying for the policy B: the insurer has already paid out the expected...
Health Final Exam - NJ Accident and Health Questions and Answers 100% Pass The Commissioner must approve Continuing education courses Employer sponsored group health insurance provides coverage for which of the following? Self-inflicted injuries cosmetic surgery custodial care alco...
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Add to cartHealth Final Exam - NJ Accident and Health Questions and Answers 100% Pass The Commissioner must approve Continuing education courses Employer sponsored group health insurance provides coverage for which of the following? Self-inflicted injuries cosmetic surgery custodial care alco...
NJ Life Producer Exam Questions and Answers Already Passed Which of the following amounts must decrease in a decreasing term? Death benefit In life insurance, insurable interest must exist at the time the.. Producer writes an on a proposed insured An applicant makes an offer to the insu...
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Add to cartNJ Life Producer Exam Questions and Answers Already Passed Which of the following amounts must decrease in a decreasing term? Death benefit In life insurance, insurable interest must exist at the time the.. Producer writes an on a proposed insured An applicant makes an offer to the insu...
NJ Life Insurance Test Questions and Answers Already Passed The McCarran-Ferguson Act was passed by Congress to Redefine the authority of the state and federal government to regulate the insurance industry The principle that insurance is not a transaction of commerce and so should be reg...
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Add to cartNJ Life Insurance Test Questions and Answers Already Passed The McCarran-Ferguson Act was passed by Congress to Redefine the authority of the state and federal government to regulate the insurance industry The principle that insurance is not a transaction of commerce and so should be reg...
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NJ Life Producer Exam Questions and Answers Graded A+ Under a Traditional IRA, interest earned is taxed upon distribution Which of these statements regarding the annuitants is CORRECT? The annuitant's life expectancy determines the annuity payment What will the beneficiary receive is a...
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Add to cartNJ Life Producer Exam Questions and Answers Graded A+ Under a Traditional IRA, interest earned is taxed upon distribution Which of these statements regarding the annuitants is CORRECT? The annuitant's life expectancy determines the annuity payment What will the beneficiary receive is a...
NJ LIFE INSURANCE LATEST UPDATE GRADED A+ Agency An insurance sales office or company agent An individual who is licensed to sell, negotiate, or effect insurance contracts on behalf of the insurer. agent appointment The authorization of an agent to act for or represent an insurer ale...
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Add to cartNJ LIFE INSURANCE LATEST UPDATE GRADED A+ Agency An insurance sales office or company agent An individual who is licensed to sell, negotiate, or effect insurance contracts on behalf of the insurer. agent appointment The authorization of an agent to act for or represent an insurer ale...
NJ Health Insurance Practice Exam Questions with Verified Solutions A service that charges a flat fee for medical care provided at its own clinic is called a: Select one: a. Risk Retention Group. b. Blue Cross/Blue Shield organization. c. Health Maintenance organization. d. Multiple Emp...
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Add to cartNJ Health Insurance Practice Exam Questions with Verified Solutions A service that charges a flat fee for medical care provided at its own clinic is called a: Select one: a. Risk Retention Group. b. Blue Cross/Blue Shield organization. c. Health Maintenance organization. d. Multiple Emp...
NJ Life Insurance Exam Latest Update Graded A+ Adverse Selection insuring of risks that are more prone to losses than the average risk lapse policy termination due to nonpayment of premium Insurance transfers risk of loss from an individual or business entity to an insurance company whi...
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Add to cartNJ Life Insurance Exam Latest Update Graded A+ Adverse Selection insuring of risks that are more prone to losses than the average risk lapse policy termination due to nonpayment of premium Insurance transfers risk of loss from an individual or business entity to an insurance company whi...
NJ Life and Health Exam Latest 2024 Rated A+ Adverse Selection Insuring of risks that are more prone to losses than the average risk Agent/Producer Legal representative of an insurance company; the classification of producer usually includes agents and brokers; agents are the agents of the...
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Add to cartNJ Life and Health Exam Latest 2024 Rated A+ Adverse Selection Insuring of risks that are more prone to losses than the average risk Agent/Producer Legal representative of an insurance company; the classification of producer usually includes agents and brokers; agents are the agents of the...
NJ Life Final Exam Questions and Answers 100% Pass Which of these is a method of determining the level of funds required for ongoing support in the event of the breadwinner's death? Financial loss value Human life value Assessment value Replacement value Human life value The Guara...
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Add to cartNJ Life Final Exam Questions and Answers 100% Pass Which of these is a method of determining the level of funds required for ongoing support in the event of the breadwinner's death? Financial loss value Human life value Assessment value Replacement value Human life value The Guara...
New Jersey Life Insurance Exam Questions and Answers Graded A+ adhesion (take it or leave it) no changing the contract. take it as is. aleatory contract (uneven) You will never pay as much in premium as what you get in coverage peril died of a certain way Hazard cause of loss Variab...
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Add to cartNew Jersey Life Insurance Exam Questions and Answers Graded A+ adhesion (take it or leave it) no changing the contract. take it as is. aleatory contract (uneven) You will never pay as much in premium as what you get in coverage peril died of a certain way Hazard cause of loss Variab...
State Exam Simulator - NJ Life & Health State Exam Questions and Answers Rated A+ What is a corridor in relation to a Universal Life insurance policy? the gap between the total death benefit and the policy's cash value Major medical insurance will typically cover medical expenses that re...
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Add to cartState Exam Simulator - NJ Life & Health State Exam Questions and Answers Rated A+ What is a corridor in relation to a Universal Life insurance policy? the gap between the total death benefit and the policy's cash value Major medical insurance will typically cover medical expenses that re...
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NJ Life Producer Exam Study Life Insurance Questions and Answers 100% Pass An insurer must renew a renewable term policy at the policyowner's request regardless of the insurability status of the insured. Renewable Term Life Insurance The settlement option that provides for payments to be...
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Add to cartNJ Life Producer Exam Study Life Insurance Questions and Answers 100% Pass An insurer must renew a renewable term policy at the policyowner's request regardless of the insurability status of the insured. Renewable Term Life Insurance The settlement option that provides for payments to be...
New Jersey Life and Health Final Exam Questions and Answers Already Passed Which type of long-term care benefit would be most appropriate for a stroke victim who requires speech therapy administered at her home? Home health care Which of the following is NOT a federal requirement of a qualif...
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Add to cartNew Jersey Life and Health Final Exam Questions and Answers Already Passed Which type of long-term care benefit would be most appropriate for a stroke victim who requires speech therapy administered at her home? Home health care Which of the following is NOT a federal requirement of a qualif...
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