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Arkansas Life Insurance Exam Terms Questions With Answers Package Solutions

Arkansas Life Insurance Exam Terms Questions With Answers Package Solutions

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RKANSAS LIFE INSURANCE EXAM QUESTIONS AND ANSWERS

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ARKANSAS LIFE INSURANCE EXAM QUESTIONS AND ANSWERS J is a producer who has induced an insured through misrepresentation to surrender an existing insurance policy. What is J guilty of? - ANS Twisting What is implied authority defined as? - ANS Authority that is not specifically given to a...

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Arkansas Life Insurance Exam Terms Questions With Answers

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Arkansas Life Insurance Exam Terms Questions With Answers Accelerated Benefits - ANS Riders attached to life insurance policies which allow death benefits to be used to cover nursing or convalescent home expenses. Accidental Death Benefits - ANS A policy rider that states that the cause...

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Arkansas Life Insurance Exam Questions And Answers

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Arkansas Life Insurance Exam Questions And Answers A life insurance premium is paid each month. The insurer then subtracts a mortality and expense charge from the policy's cash value. This best describes which of the following life insurance policies? A. Whole Life B. Variable Whole Lif...

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Arkansas Life Insurance Exam Questions And Answers

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Arkansas Life Insurance Exam Questions And Answers Ordinary Life - ANS Individual life insurance that includes many types of temporary and permanent insurance protection plans written as individuals Term Life - ANS Provides low cost insurance protection for a specified period (or term) an...

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Arkansas Life Insurance Exam Questions And Answers

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Arkansas Life Insurance Exam Questions And Answers Adverse Selection - ANS Insuring of risks that are more prone to losses than the average risk. Death Benefit - ANS The amount paid upon the death of the insured in a life insurance policy. Insurance Policy - ANS A contract between a...

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Life & Health Insurance Exam (Arkansas) Questions With Verified Solutions

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Life & Health Insurance Exam (Arkansas) Questions With Verified Solutions Reserves - ANS Funds held by the company to fulfill future claims. Funds are set by the state department of insurance. Multi-line Insurer - ANS An insurance company selling more than one line of insurance. (Ex. Home...

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Arkansas Life Insurance Training Questions And Answers

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Arkansas Life Insurance Training Questions And Answers Twisting - ANS Misrepresenting for the purpose of inducing or tending to induce the lapse, forfeiture, exchange, conversion, or surrender of any insurance policy. Unfair Discrimination - ANS Permitting individuals of the same cl...

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Arkansas Life Insurance Review Exam Questions And Answers

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Arkansas Life Insurance Review Exam Questions And Answers Insurance - ANS Transfers the risk of loss from an individual or business entity to an insurance company, which spreads the costs of unexpected losses to many individuals Agent/Producer - ANS A legal representative of an insuranc...

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XCEL- Arkansas Life Insurance Final Exam Questions And Answers

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XCEL- Arkansas Life Insurance Final Exam Questions And Answers blackout period Period following the death of a family breadwinner during which no Social Security benefits are available to the surviving spouse. per capita for each person; in relation to people taken individually, is a me...

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Arkansas Life and Health Insurance Exam Questions And Answers

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Arkansas Life and Health Insurance Exam Questions And Answers Absolute Assignment - ANS assignment by the policyholder of all the policy control and rights to a third party Accident and Sickness - ANS insurance against bodily injury, death or disability by accident or against disability...

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ARKANSAS HEALTH INSURANCE EXAM QUESTIONS AND ANSWERS

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ARKANSAS HEALTH INSURANCE EXAM QUESTIONS AND ANSWERS In order for a contract to be valid, it must: - ANS Contain an offer & acceptance When does a nondisabled person first qualify for a Medicare Supplement Policy? - ANS Age 65 A life insurance company has transferred some of its risk t...

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