University of Wisconsin-Eau Claire
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In the fascinating world of geology, our journey takes us through the breathtaking landscapes of national parks. These natural wonders provide a treasure trove of geological marvels, offering a glimpse into the Earth's intricate history and astounding formations. Let's delve into the first few chapters of our geology class notes, where we explore the significance and awe-inspiring features of these renowned national parks.
The time value of money recognizes that the value of money changes over time. It introduces concepts like present value, future value, and the interest rate as determining factors. 
Compound interest is a powerful force that can significantly grow or erode your wealth. Understanding compounding periods, interest rates, and the frequency of compounding is crucial for financial planning. 
Annuities, both ordinary and annuities due, provide a structured way to save or receive payments over a specif...
Risk and return are intrinsically linked in the world of finance. Investments with higher risk tend to yield higher returns, but this relationship also carries the potential for greater losses. 
Diversification plays a vital role in managing risk. By spreading investments across different asset classes, industries, and geographic regions, you can potentially reduce overall risk exposure. 
The Capital Asset Pricing Model (CAPM) helps assess an investment's expected return based on its risk relat...
Risk and return are intrinsically linked in the world of finance. Investments with higher risk tend to yield higher returns, but this relationship also carries the potential for greater losses. 
Diversification plays a vital role in managing risk. By spreading investments across different asset classes, industries, and geographic regions, you can potentially reduce overall risk exposure. 
The Capital Asset Pricing Model (CAPM) helps assess an investment's expected return based on its risk relat...
Cost-Volume-Profit (CVP) Analysis: CVP analysis explores the relationship between costs, volume, and profit. Students learn how to calculate breakeven points, analyze contribution margins, and evaluate the impact of changes in sales volume on profitability. 
 
Costing Systems: This section may cover different costing systems, such as job costing and process costing. Students learn how to allocate costs to products or services using various methods, including direct materials cost, direct labor c...
These notes focus on incremental analysis, a process to identify financial data that change under different courses of action. It assesses the impact of decisions on future earnings by analyzing relevant revenues and costs. Consideration of both financial and non-financial information is crucial, with financial data evaluating incremental revenues and costs, and non-financial information providing additional insights. Key concepts covered include relevant costs, opportunity costs, and sunk costs...
The notes on pricing highlight the factors influencing pricing decisions, including pricing objectives, market conditions, demand, and costs. Target costing is introduced as a strategy to achieve desired profits by setting the cost based on the market-determined price. The relationship between selling price, cost, and markup is explained, considering competitive conditions and the desired return on investment (ROI). 
 
Regarding budgeting, it involves creating a detailed financial plan for a spe...
The Chapter One notes offer a concise overview of management activities, organization structure, manufacturing costs, product versus period costs, income statements, and activity-based costing. Topics covered include planning, directing, and controlling functions of management, organizational charts, manufacturing costs (direct/indirect materials, labor, overhead), product/period costs distinction, income statement calculations, and activity-based costing methods. These notes provide a comprehen...
Notes from Karen Morris' Communication and Journalism 203 class from Spring 2022 semester at UWEC