FIN 320 (FIN320)

Discover the fundamental concepts and theories that underpin the field of finance. From the role of finance in business to the importance of making informed financial decisions, this chapter sets the stage for your finance education. Learn about key financial stakeholders, the concept of risk and return, and the impact of time on financial decisions. Dive into the world of financial statements and gain a deeper understanding of how businesses communicate their financial performance. Uncover t...

The time value of money recognizes that the value of money changes over time. It introduces concepts like present value, future value, and the interest rate as determining factors. Compound interest is a powerful force that can significantly grow or erode your wealth. Understanding compounding periods, interest rates, and the frequency of compounding is crucial for financial planning. Annuities, both ordinary and annuities due, provide a structured way to save or receive payments over a specif...

Risk and return are intrinsically linked in the world of finance. Investments with higher risk tend to yield higher returns, but this relationship also carries the potential for greater losses. Diversification plays a vital role in managing risk. By spreading investments across different asset classes, industries, and geographic regions, you can potentially reduce overall risk exposure. The Capital Asset Pricing Model (CAPM) helps assess an investment's expected return based on its risk relat...

Risk and return are intrinsically linked in the world of finance. Investments with higher risk tend to yield higher returns, but this relationship also carries the potential for greater losses. Diversification plays a vital role in managing risk. By spreading investments across different asset classes, industries, and geographic regions, you can potentially reduce overall risk exposure. The Capital Asset Pricing Model (CAPM) helps assess an investment's expected return based on its risk relat...