New York State Auto Damage and Theft
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CHAPTER 10 PROPERTY DAMAGE AND INVASION| 32 QUESTIONS AND ANSWERS 2023.|GUARANTEED SUCCESS
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vandalism 
Sometimes considered a form of criminal mischief, willful or malicious acts intended to damage property. 
 
 
 
Computer Fraud and Abuse Act (CFAA) 
Federal legislation that criminalizes various types of cybercrime 
 
 
 
surreptitious remaining 
A person has lawful access to the property but then remains until he or she no longer does, and intends to commit a crime. 
 
 
 
hacking 
Breaking into computer systems with the intent to alter or modify settings. 
 
 
 
trespassing 
Physica...
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CHAPTER 2 - PART 2 – QUIZ| 55 QUESTIONS AND ANSWERS|GUARANTEED SUCCESSS
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This document describes the roles and duties of a dual agent...? 
NYS Disclosure Form 
 
 
 
Prior to January 1, 2011, which of the following was NOT permitted under New York State law...? 
Advance consent to dual agency 
 
 
 
Only after January 1, 2011 was this permitted, as stated under Section 443 of the NYS Real Property Law...? 
Advance consent to dual agency 
 
 
 
According to an Exclusive Right to Sell agreement, what price is listed in the agreement...? 
The Listing Price 
 
 
 
The ag...
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NY ADJUSTER PRACTICE EXAM QUESTIONS AND ANSWERS|GUARANTEED SUCCESS
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1. The deductible does each of these EXCEPT: 
 
a. reduce loss costs 
b. lower premium costs 
c. indemnify the insured 
d. excludes payment for small claims 
c. indemnify the insured 
 
 
 
2. The Other Insurance Clause: 
 
a. prohibits other insurance on the same property 
b. upholds the principle of indemnity 
c. allows coverage for catastrophic losses 
d. allows more than one person to be insured under the policy 
b. upholds the principle of indemnity 
 
 
 
3. Chance of a windstorm causing a...
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NEW YORK STATE AUTO DAMAGE AND THEFT QUIZ 17-71| 161 QUESTIONS AND ANSWERS|GUARANTEED SUCCESS
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Jim Smith is involved in a collision claim and is no longer able to use the vehicle to go to work. This "loss of use" is referred to as a: 
 
Direct loss 
Indirect loss 
Loss evaluation 
Consequential loss 
Consequential loss 
 
 
 
When the rear of the vehicle is damaged and there is a gap between the trunk lid and the quarter panel, what else on the vehicle should the appraiser check? 
 
The center pillar 
The trunk floor 
The quarter panels 
The frame rails 
The frame rails 
 
 
 
In auto p...
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