New York State Auto Damage and Theft
Havard School
All 14 results
Sort by
-
PA APPRAISAL LICENSE 16-20 AUTO PHYSICAL DAMAGE |83 QUESTIONS AND ANSWERS|GUARANTEED SUCCESS
- Exam (elaborations) • 53 pages • 2023
-
- $15.49
- + learn more
In PA, a consumer reporting agency may list all of the following information about a consumer EXCEPT: 
Medical Information 
 
 
 
The device that synchronizes the spark plug firing sequence is: 
Camshaft Sensor 
 
 
 
If an insured fail to report a claim in a timely fashion the adjuster will usually: 
Send the insured a reservation of rights letter 
 
 
 
When using a dedicated bench fixture to measure a unibody with front-end damage, where should fixtures be placed? 
Fixtures should be placed i...
-
AUTO PHYSICAL DAMAGE BASICS| 65 QUESTIONS AND ANSWERS|GUARANTEED SUCCESS
- Exam (elaborations) • 7 pages • 2023
-
- $13.99
- + learn more
Actuator 
Part of a computer system that makes physical adjustments to change how a system operates based on instructions it receives from the computer. 
 
 
 
Air Bag System 
Safety system designed to prevent or reduce bodily injuries arising from auto accidents. When the car is involved in a collision of sufficient force, an inflatable cushion emerges within the passenger compartment that cushions the occupant's impact against the interior of the vehicle. 
 
 
 
Air Cleaner 
Device that provi...
-
AUTO BODY STEEL, CROWNS, & DAMAGE QUESTIONS AND ANSWERS|GUARANTEED SUCCESS
- Exam (elaborations) • 7 pages • 2023
-
Available in package deal
-
- $14.99
- + learn more
Types of body damage 
Direct; Indirect; Minor; Major 
 
 
 
Direct Damage 
Results in direct contact with an object. 
Holes, tears, gouges, and scratches are typical. 
Generally 10% of collisions result in direct damage 
 
 
 
Indirect Damage 
Results from direct damage. 
Impact cause another panel to lift, buckle, or tear. 
Rear end collision may result in damage near middle of car 
 
 
 
Minor Damage 
Involves little repair time and skill to complete 
 
 
 
Major Damage 
Requires more: time, s...
-
AUTO DAMAGE APPRAISER EXAM |49 QUESTIONS AND ANSWERS|GUARANTEED SUCCESS
- Exam (elaborations) • 5 pages • 2023
-
Available in package deal
-
- $15.49
- + learn more
Aftermarket Parts 
Non OEM 
 
 
 
OEM 
Original Equipment Manufacture 
 
 
 
VIN 
Vehicle ID Number 
17 Digits 
10th digit tells year 
Last 6 digits ID's the car 
Found on Dashboard 
 
 
 
U Bolts 
Attached the axle to the leaf springs 
 
 
 
Power Breaks 
Gets power from the booster 
 
 
 
Differentials 
Delivers power to the wheel 
 
 
 
CV Joint 
Constant Velocity Joint 
Deliver power to the front wheels 
4 on unibody cars 
 
 
 
Crane Shaft 
Delivers power from engine to the drive train 
 
...
-
NEW YORK STATE PENAL LAW AND DEFINITIONS WITH 100% CORRECT ANSWERS.|GUARANTEED SUCCESSS
- Exam (elaborations) • 22 pages • 2023
-
Available in package deal
-
- $13.49
- + learn more
Offense 
Conduct where a fine or term of imprisonment may be imposed. Every crime is an offense, but not every offense is a crime 
 
 
 
Traffic Infraction 
Speeding, running a red light, driving on cell phone, etc. 
 
 
 
Violation 
Offense, which you cannot be sentenced to more than 15 days 
 
 
 
Misdemeanor 
A or B; can be sentenced 15-365 days 
 
 
 
Felony 
AI - E; can be sentenced in excess of 1 year 
 
 
 
Crime 
Misdemeanor or Felony 
 
 
 
Person 
Human being; public or private corp.; ...
Too much month left at the end of the money?
-
NY INDEPENDENT GENERAL ADJUSTER EXAM - SERIES 17-70 |187 QUESTIONS AND ANSWERS|GUARANTEED SUCCESS
- Exam (elaborations) • 21 pages • 2023
-
Available in package deal
-
- $14.49
- + learn more
Dram Shop Liability refers to: 
Liquor Law Liability. 
 
 
 
The insured has suffered a covered loss under his DP-3 dwelling form. He fails to protect the property from further loss. The additional loss that occurs as a result of his inactions may be denied because of what clause in the policy? 
Neglect. 
 
 
 
To be eligible for the New York assigned risk auto plan a person must: 
Hold a valid driver's license. 
 
 
 
Any insurance adjuster whose license has been revoked for cause will not be ...
-
AUTOMOTIVE DAMAGE APPRAISERS TEST| 36 QUESTIONS AND ANSWERS|GUARANTEED SUCCESS
- Exam (elaborations) • 19 pages • 2023
-
Available in package deal
-
- $15.49
- + learn more
Authority of the Auto Damage Appraiser 
Licensing Board (M.G.L. C. 26 Sec. 8G; 212 
CMR 2.01) 
2.01: Scope of Regulations 
(1) Purpose and Applicability. The purpose of 212 CMR 2.00 is to promote the public welfare 
and safety by improving the quality and economy of the appraisal and repair of damaged motor 
vehicles. Any licensed appraiser, individual or corporate entitywho employs licensed appraisers 
shall be bound by 212 CMR 2.00. 
212 CMR 2.00 is intended to be read in conjunction with 211 ...
-
THE NEW YORK STATE PROPERTY AND CASUALTY EXAM| 165 QUESTIONS AND ANSWERS 2023|GUARANTEED SUCCESS
- Exam (elaborations) • 25 pages • 2023
-
Available in package deal
-
- $14.99
- + learn more
Ceding Insurer 
The insurer transferring the risk is called? 
 
 
 
Assuming insurer 
The insurer providing reinsurance to another insurance company is called? 
 
 
 
agent's contract with the principal because the principal grants authority to an agent through the agent's contract 
what documentation grants express authority to an agent? 
 
 
 
adhesion 
Insurance policies are not drawn up through negotiations, and an insured has little to say about its provisions. What contract characteristi...
-
NEW YORK AUTO EXAM 17-66 STUDY GUIDE WITH 100% CORRECT ANSWERS|GUARANTEED SUCCESS
- Exam (elaborations) • 7 pages • 2023
-
Available in package deal
-
- $14.49
- + learn more
All of the following are reasons that an adjuster should keep very detailed log notes, EXCEPT: 
To produce notes that will support a fraudulent denial of claims. . 
 
The adjuster's log notes are used to determine negligent parties, to assist in detecting fraud, to become a part of the claims file, and to be used in future proceedings. The log notes are not intended to produce a fraudulent record to deny a claim. 
 
 
 
When a homeowners policy has been in effect for 60 days in New York, an ins...
-
NEW YORK STATE PROPERTY AND CASUALTY INSURANCE EXAM| 98 QUESTIONS AND ANSWERS|GUARANTEED SUCCESS
- Exam (elaborations) • 16 pages • 2023
-
Available in package deal
-
- $14.99
- + learn more
Physical damage coverage under a garage policy is a blanket limit for covered auto, an accurate statement? 
Yes; The dealer's physical damage limit would be done on a blanket limit basis. This would apply to comprehensive and collision losses to the auto inventory of the dealer. This is done because it is simply not practical to schedule each dealer owned vehicle for physical damage. This is generally accomplished by the use of a monthly reporting form. 
 
 
 
An insured owns a motorcycle, a mo...
$6.50 for your textbook summary multiplied by 100 fellow students... Do the math: that's a lot of money! Don't be a thief of your own wallet and start uploading yours now. Discover all about earning on Stuvia