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Xcel Testing Solutions-Louisiana Life and Health Exam Simulator - 200 Questions and Answers 100% Pass

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Xcel Testing Solutions-Louisiana Life and Health Exam Simulator - 200 Questions and Answers 100% Pass Which dividend option would an insurer invest the policy owner's money and add any interest earnings as the dividends accrue? -Accumulation at Interest Option -Cash Dividend Option -Paid-Up Additions Option -One-Year Term Dividend Option - The Accumulation at Interest Option - invests the policy owner's money and adds interest earnings to the initial amount of the dividends. De...

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Xcel Testing Solutions (Life & Health) Final 150 Question Practice Exam with Complete Solutions

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Xcel Testing Solutions (Life & Health) Final 150 Question Practice Exam with Complete Solutions When can a policy owner change a revocable beneficiary? - Anytime M purchased an Accidental Death and Dismemberment (AD&D) policy and named his son as beneficiary. M has the right to change the beneficiary designation at anytime. What type of beneficiary is his son? - Revocable How would a contingent beneficiary receive the policy proceeds in an Accidental Death and Dismemberment (AD&D) polic...

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Xcel Testing Solutions- Life and Health Insurance- Weighted Exam- 150 Questions and Answers 100% Solved

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Xcel Testing Solutions- Life and Health Insurance- Weighted Exam- 150 Questions and Answers 100% Solved The Do Not Call Registry offers exemptions for calls placed from all of the following EXCEPT - insurance sales calls Charities, political organizations, and surveys are all offered exemptions from The Do Not Call Registry The type of policy where the insurer can send a notice to the insured that the policy has been cancelled in the middle of the term is called - cancelable The renewa...

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Xcel Solutions: North Carolina Life and Health State - Exam Simulator 1 (Part I) Q&A 100% Pass

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Xcel Solutions: North Carolina Life and Health State - Exam Simulator 1 (Part I) Q&A 100% Pass P is blinded in an industrial accident. Which provision of his life insurance policy will pay a stated benefit amount? - Accidental Death and Dismemberment clause An AD&D clause provides benefits for death due to an accident or for the loss of one or more hands, feet, arms, legs, or loss of sight. XYZ insurance Company would like to begin conducting business in NC. Before XYZ can issues or del...

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Xcel Practice Chapter Exam Questions with 100% Correct Answers

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Xcel Practice Chapter Exam Questions with 100% Correct Answers A whole life insurance policyownet foes not wish to continue making premium payments. Which of the following enables the policyowner to call the policy for more than its cash value? - Life-Settlement Contract P owns a 25,000 Life policy that pays the face amount to him if he lives to age 70, or to his beneficiary if he dies before age 70. What kind of policy does P own? - Endowment at Age 70 Which type of life policy contains...

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XCEL Life and Health Insurance Test Review Exam &A 100% Pass

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XCEL Life and Health Insurance Test Review Exam &A 100% Pass Which annuity payout option allows the policy owner to choose a predetermined number of benefit payments? - Period Certain Which annuity payout option has no additional payouts regardless of when the annuitant dies - Life only annuity a professional liability for which producers can be sued for mistakes of putting a policy into effect - Errors and Omissions requires the beneficiary's signature for any change to the beneficiar...

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Xcel Laws and Rules Pertinent to Insurance Exam Questions and Answers 100% Pass

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Xcel Laws and Rules Pertinent to Insurance Exam Questions and Answers 100% Pass What must an agent sign when an existing Life Insurance policy is being reissued with a reduction in cash value? Policy Summary Buyer's Guide Affidavit Notice Regarding Replacement of Life Insurance or Annuity - Notice Regarding Replacement of Life Insurance or Annuity Which of these circumstances requires an agent to make reasonable efforts to obtain information concerning the suitability of an annuity...

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Xcel Final Exam Questions and Answers 100% Solved | Rated A+

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Xcel Final Exam Questions and Answers 100% Solved | Rated A+ Typically, Long-Term Disability benefits are coordinated with which benefit plan? - Social Security The focus of major medical insurance is providing coverage for - medical and hospitalization expenses An insured under a Major Medical expense plan with a zero deductible and 80/20 coinsurance provision files a $1,000 claim. How much of this claim is the insured responsible for? - $200 because this policy has a zero deductible, ...

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WGU Exam PACKAGE DEAL QUESTIONS WITH 100% CORRRECT ANSWERS | LATEST UPDATE | VERIFIED AND APPROVED

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WGU Exam PACKAGE DEAL QUESTIONS WITH 100% CORRRECT ANSWERS | LATEST UPDATE | VERIFIED AND APPROVED

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WGU C215 Pre-assessment PVDC Exam Questions and Answers 100% Solved

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WGU C215 Pre-assessment PVDC Exam Questions and Answers 100% Solved Which definition used for quality evaluates how well a product performs its intended function? - Fitness for use Which total quality management (TQM) process was developed to stress management's responsibility for quality? - 14 points for quality improvement Which total quality management (TQM) process consists of 13 published standards and guidelines? - ISO 9000 A company manufactures shoes using a quality managemen...

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