Xcel Solutions: North Carolina Life and Health State - Exam Simulator 1 (Part I) Q&A 100% Pass
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Course
Xcel
Institution
Xcel
Xcel Solutions: North Carolina Life and
Health State - Exam Simulator 1 (Part I)
Q&A 100% Pass
P is blinded in an industrial accident. Which provision of his life insurance
policy will pay a stated benefit amount? - Accidental Death and
Dismemberment clause
An AD&D clause provides benefits fo...
sends the application and premium check to the insurance company. The
insurance company returns the check back to J because the check is made
out to J instead of the insurance company. What action should J take? -
✔✔Return to the customer, collect a new check made out to the insurance
company, and send the new check out to the insurance company.
An agent gives a conditional receipt to a client for an insurance policy after
collecting the initial premium. When will the policy become effective? -
✔✔When the conditions of the receipt are met.
A conditional receipt indicates that certain conditions must be met in order
for the insurance coverage to go into effect.
A Health Insurance Policy applicant unintentionally fails to list a previous
visit to a neurologist. If the policy is issued and the insurer later decides to
contest the policy, it must do so - ✔✔within 2 years from the date of issue.
In this situation, the insurance company must contest the policy within 2
years from the date of issue.
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