Xcel study guide final - Study guides, Class notes & Summaries

Under group health insurance, a certificate of coverage is issued to the - employee Which of the following actions may an insurance company NOT do in a health policy that contains a guaranteed renewable premium benefit? - Increase the premiums on an individual basis A payment system for health care in which the provider is paid for each service given is called - feefor-service The free look period provided in a life insurance policy is usually - 10 days The free-look provision gives the pol...

Under group health insurance, a certificate of coverage is issued to the - employee Which of the following actions may an insurance company NOT do in a health policy that contains a guaranteed renewable premium benefit? - Increase the premiums on an individual basis A payment system for health care in which the provider is paid for each service given is called - feefor-service The free look period provided in a life insurance policy is usually - 10 days The free-look provision gives the pol...

Nevada XCEL Final Study Guide with 100% Correct Answers | Latest Update 2024

Xcel Study Guide Final exam QUESTION AND ANSWERS 2024 Which of the following protects a policy owner from a misrepresentation caused by an innocent mistake? Incontestable clause When replacing a life insurance policy an agent must provide the applicant with a Notice regarding replacement A person covered with an individual health plan Is issued a policy All agents shall maintain full and correct transaction records of the business done by them for a period of at least 6 years The ta...

Typically, Long-Term Disability benefits are coordinated with which benefit plan? - Social Security The focus of major medical insurance is providing coverage for - medical and hospitalization expenses An insured under a Major Medical expense plan with a zero deductible and 80/20 coinsurance provision files a $1,000 claim. How much of this claim is the insured responsible for? - $200 because this policy has a zero deductible, the insures is only responsible for the 20% coinsurance on this ...

Typically, Long-Term Disability benefits are coordinated with which benefit plan? - Social Security The focus of major medical insurance is providing coverage for - medical and hospitalization expenses An insured under a Major Medical expense plan with a zero deductible and 80/20 coinsurance provision files a $1,000 claim. How much of this claim is the insured responsible for? - $200 because this policy has a zero deductible, the insures is only responsible for the 20% coinsurance on this ...

Final Exam XCEL VA Study Guide with Complete Solutions The free-look period for a new Medicare Supplement policy is - Answer️️ -30 days Al surrenders his life insurance policy for its cash value. The total of the premiums paid into the policy minus total dividends received in cash or used to offset premiums is referred to as the - Answer️️ -cost basis All of these are duties that a producer may be required to perform when delivering an insurance policy EXCEPT - Answer️️ -leav...

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