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Xcel Bundled Exams with Complete Solution | Verified | Guaranteed Success

Xcel Bundled Exams with Complete Solution | Verified | Guaranteed Success

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Xcel Life Insurance Exam | 150 Questions with 100% Correct Answers | Verified | Latest Update 2024

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Replacement regulation is designed to protect - Policyowners from mirepresentation and loss of benefits All Health Benefit Plans issued after January 1, 2014 must provide - Preventative health services Which of these will have the highest monthly payout upon annuitization - Straight life Which o...

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Xcel Testing Solutions- Life and Health InsuranceWeighted Exam | 150 Questions with 100% Correct Answers | Verified | Latest Update 2024

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The Do Not Call Registry offers exemptions for calls placed from all of the following EXCEPT - insurance sales calls Charities, political organizations, and surveys are all offered exemptions from The Do Not Call Registry The type of policy where the insurer can send a notice to the insured that ...

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Xcel Final Exam Comprehensive Study Guide - Life and Health Insurance | 250 Questions with 100% Correct Answers | Verified | Latest Update 2024

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Typically, Long-Term Disability benefits are coordinated with which benefit plan? - Social Security The focus of major medical insurance is providing coverage for - medical and hospitalization expenses An insured under a Major Medical expense plan with a zero deductible and 80/20 coinsurance prov...

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Xcel Solutions Property & Casualty Test | 120 Questions with 100% Correct Answers | Verified | Latest Update 2024

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An earned premium resulting from the cancellation of a policy is calculated on: - On a pro rata basis, based on the previous year's rate M owns a parking garage & has coverage that states: "We will cover losses regardless if you are legally liable for the loss." This no-fault ideology will be ...

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XCEL Solutions Test Prep | 130 Questions with 100% Correct Answers | Verified | Latest Update 2024

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A partial surrender is allowed in which of the following life policies? - Universal life All of the following riders can increase the death benefit amount EXCEPT - Waiver of Premium A health insurance policy where the insurer has the right to terminate the policy fr reasons other than the insured...

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Xcel Life Policies Exam | Questions with 100% Correct Answers | Verified | Latest Update 2024

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Which type of multiple protection policy pays on the death of the last person? A. Joint Life Policy B. Dual Life Policy C. Multiple Life Policy D. Survivorship Life Policy - D. Survivorship Life Policy A policyowner may change two policy features on what type of life insurance? A. Adjustable L...

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Xcel Life, Accident, Health License Exam | 550+ Questions with 100% Correct Answers | Verified | Latest Update 2024

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who is not eligible for social security survivor benefits? A. Full-time students under the age of 19 B. A deceased worker's dependent parents of any age C. A widow at any age who is caring for children younger than 16 D. A widow at full retirement age - A deceased worker's dependent parents of...

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XCEL Practice Exams | 235 Questions with 100% Correct Answers | Verified | Latest Update 2024

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A potential client, age 40, would like to purchase a Whole Life policy that will accumulate cash value at a faster rate in the early years of the policy. Which of these statements made by the producer would be correct? - 20-Pay Life accumulates cash value faster than Straight Life A variable insu...

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XCEL - NY – Insurance Exam Simulator 1 | 160 Questions with 100% Correct Answers | Verified | Latest Update 2024

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Jonas is a whole life insurance policyowner and would like to add coverage for his two children. Which of the following products would allow him to accomplish this? - Child Term Rider Lisa has recently bought a fixed annuity. Which of these is considered to be a disadvantage of owning this type o...

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XCEL Solutions Chapters 1-4 | 75 Questions with 100% Correct Answers | Verified | Latest Update 2024

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a nonparticipating company is sometimes called a - stock insurer Fraternal Benefit Society has each other the following characteristics except - exist for profit The Fair Credit and Reporting Act's main purpose is to - protect consumers with guidelines regarding credit reporting and distribution...

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