The fdcpa applies to - Study guides, Class notes & Summaries

FDCPA Study Guide Questions and Answers with Complete Solutions |Rated A+ In what year did the Fair Debt Collection Practices Act ("FDCPA") become law? a)1977 b)1990 c)2006 - a)1977 The FDCPA applies to: a) Debt collectors b) Creditors c) Both d) Neither - a) debt collectors Debt collectors are prohibited from contacting debtors by which of the following means? a) Email b) Fax c) Postcard d) Social Media Messaging - c) Postcard The FDCPA is a strict construction statute, which ...

CR5 - Fair Debt Collections Practices Act Questions with solutions 2024 1. Is a debt collector allowed to contact a debtor's employer asking for that person's address and phone number? A. No, contacting a third party violates the Fair Debt Collection Practices Act (FDCPA) unless the debtor has given express written consent B. No, only a request for information other than ''location information'' is allowed C. Yes, a debt collector may contact a third-party for location information (con...

In what year did the Fair Debt Collection Practices Act ("FDCPA") become law? a)1977 b)1990 c)2006 - a)1977 The FDCPA applies to: a) Debt collectors b) Creditors c) Both d) Neither - a) debt collectors Debt collectors are prohibited from contacting debtors by which of the following means? a) Email b) Fax c) Postcard d) Social Media Messaging - c) Postcard The FDCPA is a strict construction statute, which means there is no room for speculation or interpretation as to its terms. T...

In what year did the Fair Debt Collection Practices Act ("FDCPA") become law? a)1977 b)1990 c)2006 - a)1977 The FDCPA applies to: a) Debt collectors b) Creditors c) Both d) Neither - a) debt collectors Debt collectors are prohibited from contacting debtors by which of the following means? a) Email b) Fax c) Postcard d) Social Media Messaging - c) Postcard The FDCPA is a strict construction statute, which means there is no room for speculation or interpretation as to its terms. T...

FDCPA Test with Complete Solutions | Verified & Updated| 7 pages In what year did the Fair Debt Collection Practices Act ("FDCPA") become law? a)1977 b)1990 c)2006 - Answer ️️ -a)1977 The FDCPA applies to: a) Debt collectors b) Creditors c) Both d) Neither - Answer ️️ -a) debt collectors Debt collectors are prohibited from contacting debtors by which of the following means? a) Email b) Fax c) Postcard d) Social Media Messaging - Answer ️️ -c) Postcard The FDCPA is a...

FDCPA Test with Complete Solutions | Verified & Updated| 7 pages In what year did the Fair Debt Collection Practices Act ("FDCPA") become law? a)1977 b)1990 c)2006 - Answer ️️ -a)1977 The FDCPA applies to: a) Debt collectors b) Creditors c) Both d) Neither - Answer ️️ -a) debt collectors Debt collectors are prohibited from contacting debtors by which of the following means? a) Email b) Fax c) Postcard d) Social Media Messaging - Answer ️️ -c) Postcard The FDCPA is a...

M100-Community Association Management Study Guide 2024 Updates Community Association - CORRECT ANSWER-a legal entity in which the owners enjoy the PROTECTION, ENHANCEMENT, MAINTENANCE and PRESERVATION of their homes and property. 3 Defining Characteristics of a Community Association - CORRECT ANSWER-1. Membership in the community is MANDATORY and automatic for all owners. 2. Certain association governing documents bind the owners and the association to each other through mandated ac...

Section 5 of the Federal Trade Commission Act prohibits Unfair or Deceptive Acts or Practices in or affecting commerce False The "Unfair or Deceptive Acts or Practices" is commonly called "UDAP" True The legal standards for unfairness and deceptive are dependent on each other, and an act or practice must always be both unfair and deceptive. False The Consumer Financial Protection Bureau (CFPB) was authorized by Congress to take action to prevent a covered person or se...

Civil Rights Act of 1866 Correct Answer Federal law granting citizenship to former slaves; passed over Johnson's veto. (Race and Color) Fair Housing Act of 1968 Correct Answer banned discrimination in the rental or sale of housing (Race, color, religion, national origin) Housing and Community Development Act of 1974 Correct Answer added gender (sex) to the protected classes Fair Housing Amendments Act of 1988 Correct Answer Added Disability and familial status to protected classes. ...

FDCPA TEST WITH QUESTIONS AND WELL DETAILED ANSWERS[ACTUAL EXAM 100%] In what year did the Fair Debt Collection Practices Act ("FDCPA") become law? a)1977 b)1990 c)2006 - CORRECT ANSWER-a)1977 The FDCPA applies to: a) Debt collectors b) Creditors c) Both d) Neither - CORRECT ANSWER-a) debt collectors The FDCPA is a strict construction statute, which means there is no room for speculation or interpretation as to its terms. TRUE FALSE - CORRECT ANSWER-TRUE When ...