FDCPA Bundled Exams with Complete Solution | Verified | Guaranteed Success

True or False... The FDCPA allows professional collectors to contact customers between 8 am and 9 pm local time for customers. - True (805)! True or False... The FDCPA takes precedence over any state laws governing debt collection. - False (816)@ A validation is - An explanation of what an agen...

1. Which of the following is the correct response to consumer written requests that they not be contacted again by debt collectors? A. Collectors may send final demand letters. B. Collectors may send letters explaining that defaulted obligations are being turned over to attorneys for legal actio...

In what year did the Fair Debt Collection Practices Act ("FDCPA") become law? a)1977 b)1990 c)2006 - a)1977 The FDCPA applies to: a) Debt collectors b) Creditors c) Both d) Neither - a) debt collectors Debt collectors are prohibited from contacting debtors by which of the following means?...

The FDCPA only covers consumer debts that are in default. True or False - False Collection activities on a portfolio of accounts that includes charge-offs purchased from another creditor, as well as late delinquency accounts owed to your own employer are governed by the FDCPA. True or False - Tru...

What is the "Mini Miranda? - A required statement of intent. What does the acronym FDCPA stand for? - Fair debt collection practices act. What is the correct wording of Reliant's mini Miranda? - This is a communication with a debt collector and an attempt to collect a debt. Any information obta...