Annuit - Study guides, Class notes & Summaries
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214 FLORIDA INSURANCE LIFE AND VARIABLE ANNUITY ACTUAL EXAM UPDATED
- Exam (elaborations) • 8 pages • 2024
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214 FLORIDA INSURANCE LIFE AND 
VARIABLE ANNUITY ACTUAL EXAM 
UPDATED 
variable annuity - CORRECT ANSWER-there is no guarantee of the dollar amount of 
the payments, they fluctuate according to the value of an account vest primarly in 
common stocks 
join and survivor annuity - CORRECT ANSWER-covers two or more lives and contiunes 
in force so long as any one of them survives 
period certain annuity - CORRECT ANSWER-annuity imcome option that guarantees a 
definite minimum peroid of paymen...
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2024 FLORIDA LIFE HEALTH AND ANNUITIES 2- 15 450 QUESTIONS AND CORRECT DETAILED ANSWERS 2023-2024 UPDATE ALREADY A GRADED|NEW!!
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2024 FLORIDA LIFE HEALTH AND ANNUITIES 2- 
15 450 QUESTIONS AND CORRECT DETAILED 
ANSWERS UPDATE ALREADY A 
GRADED|NEW!!
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2024 Florida 2-15 Insurance License Exam Mastery: In-Depth Study Guide & Test Bank | Over 350 Verified Questions for Ultimate Preparation and A+ Success in the Florida Life, Health, and Annuities Insurance Exam
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2024 Florida 2-15 Insurance License Exam Mastery: 
In-Depth Study Guide & Test Bank | Over 350 
Verified Questions for Ultimate Preparation and A+ 
Success in the Florida Life, Health, and Annuities 
Insurance Exam
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Exam Simulator FL-LH - FL Health and Life and Annuity 100% Pass
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Exam Simulator FL-LH - FL Health and Life and Annuity 100% Pass A non-contributory plan requires _________ participation of all eligible employees 100% 
A characteristic of preferred provider organizations (PPOS) would be: Discounted fees for the patient 
Which of the following areas of state regulation is NOT protected by the saving clause in ERISA? Commerce 
Additional coverage can be added to a whole Life policy by adding a(n): decreasing term rider 
What benefit does the payor clause on a Ju...
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Michigan Variable Annuities Exam fully solved graded A+ 2023/2024
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Michigan Variable Annuities ExamOther names for pure life settlement - correct answer -life income 
-life annuity 
 
What annuity settlement option produces the largest monthly income guaranteed for life? - correct answer pure life settlement option 
 
second life contingency option - correct answer life with period certain (ie. 10 years) so even if the annuitant does or does not die within that timeframe, insurer guarantees to continue the annuity payments to a named beneficiary for the bala...
And that's how you make extra money
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FLORIDA LIFE INSURANCE/ ANNUITIES 2-14 STUDY SET EXAM WITH CORRECT ANSWERS
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FLORIDA LIFE INSURANCE/ ANNUITIES 
2-14 STUDY SET EXAM WITH CORRECT 
ANSWERS 
Which of the following individuals MUST be licensed as an agent? - CORRECT 
ANSWER-A person who places insurance on behalf of anyone seeking insurance. 
Which of the following statements regarding a nonresident insurance agent is 
CORRECT? - CORRECT ANSWER-The agent must hold a similar license in their state 
of residence 
State insurance laws specifically allow the Commissioner(or Director) to issue a 
temporary...
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Segregated Funds & Annuities Mock Exam Latest Update Graded A+
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Segregated Funds & Annuities Mock Exam Latest Update Graded A+ Group Registered Retirement Savings Plan (GRRSP) GRRSPs offer investors a limited variety of investment choices, but they have lower fees compared with individual RRSPs. 
Cancellation of Segregated Fund Contract An investor may cancel or rescind the segregated fund contract in writing within the specific time limitation set by the insurer providing the contract. Two days is the usual length of time permitted. The investor receives th...
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LOMA 281: Meeting Customer Needs with Insurance Annuities (A+ Guaranteed)
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Assume you're applying for a life insurance policy. During his presentation, the insurance agent makes the following statements. Are they all true? (Select all that apply.) 
 
a. People buy insurance to reduce the financial risk they face but not every type of risk is insurable. 
 
b. both pure risks and speculative risks are insurable. 
 
c. most life insurance policies are valued contracts, which state at the time of policy issue the time amount of the benefit payable when the insured person ...
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Segregated Funds and Annuities Questions with correct Answers
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Segregated Funds and Annuities
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Life, Health, & Annuity 2-15 Exam 2024 with 100% correct answers
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Replacing a life insurance policy correct answersWhen replacing a life insurance policy an insurance producer must submit a notice to both the applicant and the insurance producers own company regarding the replacement 
 
All must appear on all applications correct answersAgents name & signature, the name of the company and the agents license number 
 
disability benefits correct answersCan be delayed up to 90 days depending on the policy 
 
Transaction insurance correct answersIncludes all of t...
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