The fdcpa applies to - Study guides, Class notes & Summaries

The FDCPA only covers consumer debts that are in default. True or False - False Collection activities on a portfolio of accounts that includes charge-offs purchased from another creditor, as well as late delinquency accounts owed to your own employer are governed by the FDCPA. True or False - True A validation notice must include the following: - The amount of the debt owed and the name of the creditor to whom the debt is owed. One acceptable form of validation or verification of debt is a...

FDCPA applies only to collection of obligations by consumers for ____, ____, or ____ purposes. - personal, family, household Name the three elements that define a 'debt collector' under FDCPA? - 1 - A person operating a business whose principal purpose is to collect debts 2 - A person who regularly collects or attempts to collect debts owed to another 3 - A creditor who collects its own debts using a name other than its own, giving impression it is a third party Name at least two exclus...

HUD Housing Counseling Exam Correctly Solved 100% Correct!! Civil Rights Act of 1866 Federal law granting citizenship to former slaves; passed over Johnson's veto. (Race and Color) Fair Housing Act of 1968 banned discrimination in the rental or sale of housing (Race, color, religion, national origin) Housing and Community Development Act of 1974 added gender (sex) to the protected classes Fair Housing Amendments Act of 1988 Added Disability and familial status to protected classes. R...

hat debts does FDCPA apply to? - It only applies to debt incurred by a consumer primarily for personal, family, or household purposes. (excludes corporate debt or agricultural or business purpose debt) What debt collectors are covered under FDCPA? - - A person who regularly collects, attempts to collect, CONSUMER debts - for ANOTHER person/institution or its own consumer debts under ANOTHER name What institutions are NOT considered debt collectors? (7 general categories) - -collects anothe...

1 CRCS EXAM | QUESTIONS & ANSWERS (VERIFIED) | LATEST UPDATE | GRADED A+ HHS Correct Answer: Health and Human Services CMS Correct Answer: Centers for Medicare and Medicaid Services HHS Correct Answer: U.S. Department of Health and Human Services NIH Correct Answer: National Institutes of Health FDA Correct Answer: Food and Drug Administration ACL Correct Answer: Administration for Community Living; one of the HHS Operating Divisions. 2 QIO Correct Answer: Quality Improveme...

CPSS Study Guide Exam 433 Questions with Verified Answers What does an Excludes1 note mean in ICD-10? - CORRECT ANSWER The code excluded should never be used. What is used at the end of an ICD-10 diagnosis code to indicate additional digits are required? - CORRECT ANSWER Dashes When coding services for eyelids, and the condition affects all four eyelids, separate codes must be assigned for all four eyelids. - CORRECT ANSWER False In the Alphabetic Index, ______ are used to identify m...

What are the Federal Agencies that are part of the U.S. Department of Health and Human Services (HHS)? - Answer Centers of Medicare & Medicaid Services (CMS) Office of Inspector General (OIG) What are the HHS Operating Divisions? - Answer National Institutes of Health (NIH) Food and Drug Administration (FDA) Centers of Disease Control and Prevention (CDC) Agency for Toxic Substances and Disease Registry (ATSDR) Indian Health Service (HIS) Health Resources and Services Administration (SA...

HUD Housing Counseling Exam Correctly Solved 100% Correct!! Civil Rights Act of 1866 Federal law granting citizenship to former slaves; passed over Johnson's veto. (Race and Color) Fair Housing Act of 1968 banned discrimination in the rental or sale of housing (Race, color, religion, national origin) Housing and Community Development Act of 1974 added gender (sex) to the protected classes Fair Housing Amendments Act of 1988 Added Disability and familial status to protected classes. R...

Civil Rights Act of 1866 - Answer- Federal law granting citizenship to former slaves; passed over Johnson's veto. (Race and Color) Fair Housing Act of 1968 - Answer- banned discrimination in the rental or sale of housing (Race, color, religion, national origin) Housing and Community Development Act of 1974 - Answer- added gender (sex) to the protected classes Fair Housing Amendments Act of 1988 - Answer- Added Disability and familial status to protected classes. Real Estate Settleme...

FDCPA Test Prep 2024|Completed | Questions and Correct Answers (Verified Answers) | A Grade In what year did the Fair Debt Collection Practices Act ("FDCPA") become law? a)1977 b)1990 c)2006 - a)1977 The FDCPA applies to: a) Debt collectors b) Creditors c) Both d) Neither - a) debt collectors Debt collectors are prohibited from contacting debtors by which of the following means? a) Email b) Fax c) Postcard d) Social Media Messaging - c) Postcard The FDCPA is a strict constructi...