Ohio life insurance 2024 - Study guides, Class notes & Summaries
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Ohio State Exam Life and Health Insurance Questions and Answers (2024 / 2025) (Verified Answers
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Ohio State Exam Life and Health Insurance 
Questions and Answers (2024 / 2025) (Verified 
Answers) 
Which of these is a method of determining the level of funds 
required for ongoing support in the event of the 
breadwinner's death? - CORRECT ANSWER Human life 
value 
Which of the following signatures is not required on an 
individual insurance application? - CORRECT ANSWER 
Insurer 
Insurance companies determine risk exposure by which of 
the following? - CORRECT ANSWER law of large num...
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OHIO LIFE AND HEALTH INSURANCE PRACTICE FINAL EXAM 2024
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OHIO LIFE AND HEALTH INSURANCE PRACTICE FINAL EXAM 2024 
 
 
Premiums paid that exceed 7 1/2% of an insured's Adjusted Gross Income (AGI) are tax-deductible when paid for which of the following plans? - correct answer Qualified Long-Term Care plan 
 
All _____ policies must be guaranteed renewable. - correct answer long-term care 
 
An attending physician's statement would be appropriate for which life insurance purpose? - correct answer At the request of the insurer to assist in the underwrit...
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OHIO LIFE AND HEALTH PRACTICE EXAM 2024
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OHIO LIFE AND HEALTH PRACTICE EXAM 2024 
 
 
Ownership of a life insurance policy may be temporarily transferred with a(n) - correct answer collateral assignment 
 
Which of the following statements is CORRECT regarding an individual applying for life or health insurance? - correct answer The applicant's medical history may be analyzed and reported 
 
Which type of annuity guarantees a stated number of income payments, whether or not the annuitant is still alive to receive them? - correct answ...
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Study Guide for OHIO Life Insurance Exam 2024 Final Q&A
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Study Guide for OHIO Life Insurance 
Exam 2024 Final Q&A 
Insurance: - CORRECT ANSWER-A contract in which the insurance company agrees to 
indemnify the insured party against loss, damage or liability arising from an unknown 
event. 
Insurance Transfers: - CORRECT ANSWER-The risk of loss from an individual or 
business entity to an insurance company, which in turn spreads costs of unexpected 
losses to many individuals. 
Direct response marketing: - CORRECT ANSWER-A direct response marketin...
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OHIO LIFE HEALTH INSURANCE STUDY BUNDLE GRADED A+ 2024.
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1
Exam (elaborations)
Life and Health Insurance Ohio License Exam Well Answered Graded A+ 2024

2
Exam (elaborations)
Life and Health Ohio State Pre-Licensing Exam And Updated Answers 2024.

3
Exam (elaborations)
Life & Health Insurance Test Questions With All Correct Answers 2024.

4
Exam (elaborations)
OH Life Accident And Health Insurance State
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Ohio Health & Life Insurance Exam Prep 2024 Q&A
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Ohio Health & Life Insurance Exam Prep 
2024 Q&A 
Medical Expense Insurance - CORRECT ANSWER-Covers medical care and services 
Disability income insurance - CORRECT ANSWER-replaces income lost when disability 
keeps the insured from working 
Long-term care insurance - CORRECT ANSWER-covers long-term care in a nursing 
home, at home, or at an extended health care facility. 
Medicare supplement insurance - CORRECT ANSWER-Policy that provides coverage 
to supplement Medicare coverage 
Limited Be...
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Webce Insurance test questions and answers with complete Solution 100% Verified Latest 2024
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Webce Insurance test questions and answers with complete Solution 100% Verified Latest 2024 
Webce Insurance test questions and answers 
with complete Solution 100% Verified Latest 
2024 
Agent Thompson received a letter from the Department of Insurance asking her to 
provide proof of completing the continuing education requirements. Within how 
many days must Agent Thompson respond to the Department's inquiry? 
20 
30 
10 
45 
10 days 
Abby lives in Ohio, where she is licensed as an insura...
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Ohio Life Insurance Exam Questions and Answers (2024 / 2025) (Verified Answers
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Ohio Life Insurance Exam Questions and 
Answers (2024 / 2025) (Verified Answers) 
According to the entire contract provision, the entire contract includes all of the 
following EXCEPT - CORRECT ANSWER The premium payment (other answers 
any attachments, any endorsements, and the insurance policy) 
In most states, the policy becomes incontestable after - CORRECT ANSWER 2 
years 
Consideration for an insurance policy includes - CORRECT ANSWER The 
statements made in the application and the pr...
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Ohio Life Insurance Exam Questions and Answers (2024 / 2025) (Verified Answers
- Exam (elaborations) • 31 pages • 2024
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Ohio Life Insurance Exam Questions and 
Answers (2024 / 2025) (Verified Answers) 
According to the entire contract provision, the entire contract includes all of the 
following EXCEPT - CORRECT ANSWER The premium payment (other answers 
any attachments, any endorsements, and the insurance policy) 
In most states, the policy becomes incontestable after - CORRECT ANSWER 2 
years 
Consideration for an insurance policy includes - CORRECT ANSWER The 
statements made in the application and the pr...
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Ohio Health and life insurance exam Exam Questions and Answers (2024 / 2025) (Verified Answers)
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Ohio Health and life insurance exam 
Exam Questions and Answers 
(2024 / 2025) (Verified 
Answers) 
How soon can the benefit payments begin with a deferred 
annuity? - CORRECT ANSWER A minimum of 12 months 
after date of purchase 
Which of these factors is NOT taken into consideration when 
determining the cost of a long- term care policy? - CORRECT 
ANSWER Personal income 
An agent i
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