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OHIO LIFE HEALTH INSURANCE STUDY BUNDLE GRADED A+ 2024.

1 Exam (elaborations) Life and Health Insurance Ohio License Exam Well Answered Graded A+ 2024 2 Exam (elaborations) Life and Health Ohio State Pre-Licensing Exam And Updated Answers 2024. 3 Exam (elaborations) Life & Health Insurance Test Questions With All Correct Answers 2024. 4 Exam (elabora...

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Ohio Life/health Insurance Comprehensive Exam With All Correct Answers 2024.

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Which statement best describes the tax responsibilities under a Business Overhead policy? - Answer Premiums are deductible, benefits are taxed In which type of insurance company may stockholders share in the profits and losses of the insurer? - Answer Stock In which company may policy ow...

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Ohio Life Insurance Prep Exam And Verified Complete Answers 2024.

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To qualify for appointment of agent - Answer 18 YOA, US citizenship not required, no minimum residency Original certificate good for.... - Answer 180 days Renewal for license - Answer beinnially on birth month, $5 fee Types of risk - Answer Pure risk - covered by insurance Speculat...

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Ohio Life Insurance Final Exam Questions With All Correct Answers 2024.

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Which of the following is usually the owner of the annuity? - Answer The annuitant Which of the following is not true of the straight life income option for annuities? - Answer A beneficiary will receive any balance of the annuity upon the annuitant's death. When an insurance policy is ...

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Ohio Life Insurance Post Exam And Actual Complete Answers 2024.

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A life insurance company has transferred some of its risk to another insure. The insurer assuming the risk is called - Answer all of the following are examples of business continuation plan except - Answer Deffered Compensation All of these are valid options for an Adjustable Life Polic...

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Ohio Life and Health Midterm Exam Fully Solved 100% 2024.

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Request for verification from a viatical settlement provider -Answer needs to respond within 30 calendar days what does medical Part D cover? -Answer Part D covers prescription drugs With violation of a state insurance law -Answer may be assessed the administrative costs sustained by ...

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Ohio life and health Study Guide Exam And Updated Answers 2024.

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Ownership of a life insurance policy may be temporarily transferred with a(n) - Answer collateral assignment Which of the following statements is CORRECT regarding an individual applying for life or health insurance? - Answer The applicant's medical history may be analyzed and reported ...

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Ohio life and Health Insurance Pro Final Exam With Solved Solutions 2024.

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Premiums paid that exceed 7 1/2% of an insured's Adjusted Gross Income (AGI) are tax-deductible when paid for which of the following plans? - Answer Qualified Long-Term Care plan All _____ policies must be guaranteed renewable. - Answer long-term care An attending physician's statement...

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Ohio Life and Health Insurance Test Questions And Correct Answers 2024.

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According to the law of large numbers, how would losses be affected if the number of similar insured units increases? - Answer Predictability of losses will be improved Which of the following can be defined as "the potential for loss"? - Answer Risk An insurer has a contractual agreeme...

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Ohio Life and Health Insurance Midterm Exam And Verified Complete Solutions 2024.

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According to the law of large numbers, how would losses be affected if the number of similar insured units increases? - Answer Predictability of losses will be improved Which of the following can be defined as "the potential for loss"? - Answer Risk An insurer has a contractual agreeme...

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Ohio Life and Health Insurance Revision Exam With Solved Solutions Graded A+ 2024.

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The term describing the insured's notification to the insurer requesting payment for a covered loss is: a. Limit of liability b. Premium c. Claim d. Deductible -Answer An insurance claim is the insured's notification to the insurer that a payment is requested for a covered loss. The c...

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Ohio Life and Health Assessement Exam With 100% Correct Answers 2024

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An insured has a stop-loss limit of $5,000, a deductible of $500, and an 80/20 coinsurance. The insured incurs $25,000 of covered losses. How much will the insured have to pay? $500 $5,000 $5,400 $5,600 - Answer $5,000 Which of these is NOT subject to income taxation under Modified Endow...

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Ohio Life Accident & Health Insurance Exam Well Answered 2024.

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What type of report provides information about an applicant's hobbies, habits, and financial status? - Answer Investigative consumer report What are the three factors that determine the premium for a particular life insurance policy? - Answer Mortality, interest, expense How does the prem...

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Ohio Health Insurance Prep Exam With Correct Solutions Passed 2024.

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ACCIDENTAL AND HEALTH INSURANCE BASICS STARTS: 15% - Answer ... Two major perils under a health insurance policy: - Answer Policies may cover both accident and sickness or accident only. Accidental bodily injury: - Answer An unforeseen and unintended injury that resulted from an accid...

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Ohio Health And Life Insurance Study Guide Exam Well Answered Rated A+ 2024.

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The type of policy where the insurer can send a notice to the insured that the policy has been cancelled in the middle of the term is called - Answer cancelable Krissa purchases a 10-year level term life insurance policy that has a death benefit of $200,000. Which of these statements is true? ...

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OH Life Accident And Health Insurance State Exam Fully Solved Rated A+ 2024.

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A person who is a nonsmoker, of average weight and in excellent health would most likely be in which risk classification? - Answer preferred Preferred risk policies with reduced premiums are issued by insurance companies bc the insured has - Answer better than average mortality The waive...

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Life & Health Insurance Test Questions With All Correct Answers 2024.

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Which of these must be disclosed in a company's universal life policy?i - Answer The policy's surrender charges Which type of life insurance typically offers mortgage protection? - Answer Decreasing term Dividends from a mutual insurance company are paid to whom? - Answer Policyowne...

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Life and Health Ohio State Pre-Licensing Exam And Updated Answers 2024.

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Actuarial Department - Answer Calculates policy rates, reserves, and dividends Alien Insurer - Answer An insurer whose principal office and domiciled in a country other than the United States. Admitted Insurer - Answer An insurer to which a state insurance department has granted a lic...

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