Life insurance exam - Study guides, Class notes & Summaries

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Utah Health and Life Insurance Exam Questions and Answers Already Passed
  • Utah Health and Life Insurance Exam Questions and Answers Already Passed

  • Exam (elaborations) • 24 pages • 2024
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  • Utah Health and Life Insurance Exam Questions and Answers Already Passed Under a Modified Endowment Contract, what are the likely tax consequences? Pre Death Distributions will become taxable Kathy's annuity is currently experiencing tax-deferred growth until she retires. Which phase is this annuity in? Accumulation period If threats or force is used to affect an insurance transaction, the unfair trade practice of _________ has been committed. Coercion A whole life policy option...
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RKANSAS LIFE INSURANCE EXAM QUESTIONS AND ANSWERS
  • RKANSAS LIFE INSURANCE EXAM QUESTIONS AND ANSWERS

  • Exam (elaborations) • 21 pages • 2024
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  • ARKANSAS LIFE INSURANCE EXAM QUESTIONS AND ANSWERS J is a producer who has induced an insured through misrepresentation to surrender an existing insurance policy. What is J guilty of? - ANS Twisting What is implied authority defined as? - ANS Authority that is not specifically given to an agent contract, but that an agent can reasonably assume to carry out his/her duties A person who is a nonsmoker, average weight, excellent health would fall into what risk classification? - ANS ...
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AZ Life Insurance Exam (Latest 2024/ 2025 Update) Questions and Verified Answers| 100% Correct| Grade A
  • AZ Life Insurance Exam (Latest 2024/ 2025 Update) Questions and Verified Answers| 100% Correct| Grade A

  • Exam (elaborations) • 36 pages • 2024
  • AZ Life Insurance Exam (Latest 2024/ 2025 Update) Questions and Verified Answers| 100% Correct| Grade A Q: A life policy that has premiums that are lower than normal during the early years is called Decreasing term Modified life Variable life Limited-pay life Answer: Modified life Q: a material change in a modified endowment contract (MEC) results in the contract becoming void a new contestable period the seven pay test, adjustable for cash value, applies again a tax ...
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Michigan Life Insurance State Exam Questions and Answers 2024 Correctly done
  • Michigan Life Insurance State Exam Questions and Answers 2024 Correctly done

  • Exam (elaborations) • 35 pages • 2023
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  • Michigan Life Insurance State Exam Questions and Answers 2024 Correctly done
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WV STATE LIFE INSURANCE EXAM 2024 ACTUAL EXAM 2 VERSIONS (VERSION A AND B) COMPLETE QUESTIONS WITH DETAILED VERIFIED ANSWERS (100% CORRECT ANSWERS) /ALREADY GRADED A+
  • WV STATE LIFE INSURANCE EXAM 2024 ACTUAL EXAM 2 VERSIONS (VERSION A AND B) COMPLETE QUESTIONS WITH DETAILED VERIFIED ANSWERS (100% CORRECT ANSWERS) /ALREADY GRADED A+

  • Exam (elaborations) • 17 pages • 2024
  • WV STATE LIFE INSURANCE EXAM 2024 ACTUAL EXAM 2 VERSIONS (VERSION A AND B) COMPLETE QUESTIONS WITH DETAILED VERIFIED ANSWERS (100% CORRECT ANSWERS) /ALREADY GRADED A+
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Nevada Life Insurance Exam Questions & Answers 100% Correct(SCORED A+)
  • Nevada Life Insurance Exam Questions & Answers 100% Correct(SCORED A+)

  • Exam (elaborations) • 9 pages • 2023
  • During replacement of life insurance, a replacing insurer must do which of the following? A Send a copy of the Notice Regarding Replacement to the Department of Insurance B Obtain a list of all life insurance policies that will be replaced C Guarantee a replacement for each existing policy D Designate a new producer for a replaced policy - ANSWER-B Which of the following documents must be provided to the policyowner or applicant during policy replacement? A Buyer's Guide and Policy ...
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SC Accident. Health, and Life Insurance Exam Questions & Answers 100% Accurate!!
  • SC Accident. Health, and Life Insurance Exam Questions & Answers 100% Accurate!!

  • Exam (elaborations) • 8 pages • 2024
  • Annuity Certain - ANSWERSMaria would like an annuity that provides a guaranteed accumulation or payout. The type of annuity she is seeking is called Survivorship Life - ANSWERSThe type of policy which pays on the death of the last person is called Malign another insurer - ANSWERSDefamation occurs when a producer makes a false statement intended to A 70 year old NOT eligible for Social Security *You are not eligible to receive Medicare Part A benefits at age 65 or older if you are el...
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ARIZONA LIFE INSURANCE EXAM 2024 WITH 100% CORRECT ANSWERS
  • ARIZONA LIFE INSURANCE EXAM 2024 WITH 100% CORRECT ANSWERS

  • Exam (elaborations) • 49 pages • 2024
  • a whole life policy that provides a choice of dividend options include the following statement about dividends they accrue at a guaranteed rate they are deferred for one year they are not guaranteed they are guaranteed after the first year - correct answer they are not guaranteed When there is a named beneficiary on a life insurance policy, the death benefits 1. are directed to a trustee if the insured has any outstanding debts 2. are paid directly to the insured`s credito...
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Colorado Life Insurance Exam| Questions and Verified Answers| Grade A (2023/2024 Update)
  • Colorado Life Insurance Exam| Questions and Verified Answers| Grade A (2023/2024 Update)

  • Exam (elaborations) • 21 pages • 2023
  • Colorado Life Insurance Exam| Questions and Verified Answers| Grade A (2023/2024 Update) QUESTION How many days does an insurance producer have to report to the Commissioner any administrative action taken against them as well as any criminal prosecution that occurs in another jurisdiction? Answer: 30 days QUESTION When Jason filled out his application his statements had to be ______________ to be considered legal. Answer: Representations QUESTION Phil a...
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NC Life Insurance Exam Prep Questions and Answers Already Passed
  • NC Life Insurance Exam Prep Questions and Answers Already Passed

  • Exam (elaborations) • 38 pages • 2023
  • NC Life Insurance Exam Prep Questions and Answers Already Passed An agent who sells an individual life insurance policy in NC MUST deliver to the policyowner A policy summary and buyer's guide All of the following actions are considered rebating EXCEPT Sharing commissions with other licensed and appointed agents What benefit does the Payor Clause on a Juvenile Life Policy provide? Premiums are waived if payor becomes disabled An agent who signs a blank contract application or policy of insu...
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