Life insurance exam - Study guides, Class notes & Summaries

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Michigan Life Insurance State Exam Practice Test with Answer Key | Latest 2024/2025
  • Michigan Life Insurance State Exam Practice Test with Answer Key | Latest 2024/2025

  • Exam (elaborations) • 43 pages • 2024
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  • Which is TRUE regarding the annuitant, when the annuitant is NOT the policy owner? 1. The annuitant has the right to name the beneficiary 2. The annuitant is the person paying the premiums 3. The cash value is available to the annuitant for withdrawals 4. Annuity payments will be based on the annuitants life expectancy ️ Annuity payments will be based on the annuitants life expectancy Signing an applicants name for insurance is known as...? 1. Concealment 2. Defamation ...
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Utah Health and Life Insurance Exam Questions and Answers Already Passed
  • Utah Health and Life Insurance Exam Questions and Answers Already Passed

  • Exam (elaborations) • 24 pages • 2024
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  • Utah Health and Life Insurance Exam Questions and Answers Already Passed Under a Modified Endowment Contract, what are the likely tax consequences? Pre Death Distributions will become taxable Kathy's annuity is currently experiencing tax-deferred growth until she retires. Which phase is this annuity in? Accumulation period If threats or force is used to affect an insurance transaction, the unfair trade practice of _________ has been committed. Coercion A whole life policy option...
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Pearson Vue Life Insurance Practice Exam Questions and verified Answers
  • Pearson Vue Life Insurance Practice Exam Questions and verified Answers

  • Exam (elaborations) • 14 pages • 2023
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  • Pearson Vue Life Insurance Practice Exam Questions and verified Answers P wants to name her husband as the beneficiary of her life policy. However, she wishes to retain all of the rights of ownership. P should have her husband named as the: A contract that has as its basic function the systematic liquidation of accumulated assets through periodic payments is called an: An insurance producer takes an application for a life insurance policy but does not collect the initial premium. On d...
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Michigan Life Insurance State Exam | 150 Questions and Answers 100% Correct
  • Michigan Life Insurance State Exam | 150 Questions and Answers 100% Correct

  • Exam (elaborations) • 44 pages • 2023
  • Michigan Life Insurance State Exam | 150 Questions and Answers 100% Correct
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RKANSAS LIFE INSURANCE EXAM QUESTIONS AND ANSWERS
  • RKANSAS LIFE INSURANCE EXAM QUESTIONS AND ANSWERS

  • Exam (elaborations) • 21 pages • 2024
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  • ARKANSAS LIFE INSURANCE EXAM QUESTIONS AND ANSWERS J is a producer who has induced an insured through misrepresentation to surrender an existing insurance policy. What is J guilty of? - ANS Twisting What is implied authority defined as? - ANS Authority that is not specifically given to an agent contract, but that an agent can reasonably assume to carry out his/her duties A person who is a nonsmoker, average weight, excellent health would fall into what risk classification? - ANS ...
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AZ Life Insurance Exam (Latest 2024/ 2025 Update) Questions and Verified Answers| 100% Correct| Grade A
  • AZ Life Insurance Exam (Latest 2024/ 2025 Update) Questions and Verified Answers| 100% Correct| Grade A

  • Exam (elaborations) • 36 pages • 2024
  • AZ Life Insurance Exam (Latest 2024/ 2025 Update) Questions and Verified Answers| 100% Correct| Grade A Q: A life policy that has premiums that are lower than normal during the early years is called Decreasing term Modified life Variable life Limited-pay life Answer: Modified life Q: a material change in a modified endowment contract (MEC) results in the contract becoming void a new contestable period the seven pay test, adjustable for cash value, applies again a tax ...
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NC Life Insurance Exam Prep Questions and Answers Already Passed
  • NC Life Insurance Exam Prep Questions and Answers Already Passed

  • Exam (elaborations) • 38 pages • 2023
  • NC Life Insurance Exam Prep Questions and Answers Already Passed An agent who sells an individual life insurance policy in NC MUST deliver to the policyowner A policy summary and buyer's guide All of the following actions are considered rebating EXCEPT Sharing commissions with other licensed and appointed agents What benefit does the Payor Clause on a Juvenile Life Policy provide? Premiums are waived if payor becomes disabled An agent who signs a blank contract application or policy of insu...
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Michigan Life Insurance State Exam Questions and Answers 2024 Correctly done
  • Michigan Life Insurance State Exam Questions and Answers 2024 Correctly done

  • Exam (elaborations) • 35 pages • 2023
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  • Michigan Life Insurance State Exam Questions and Answers 2024 Correctly done
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Maine Life Insurance Exam Questions and Answers 100% Pass
  • Maine Life Insurance Exam Questions and Answers 100% Pass

  • Exam (elaborations) • 25 pages • 2024
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  • Maine Life Insurance Exam Questions and Answers 100% Pass Contributory Health Insurance If the employees share a portion of the premium. Often require participation by 75% of eligible members. Noncontributory Health Insurance If the employer pays the entire premium. Most require 100% participation by eligible members. (Funding of Group Insurance) Shared funding Allows employer to self-fund health care expenses, select a deductible and pay covered expenses for any individual incurring claims up...
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SC Accident. Health, and Life Insurance Exam Questions & Answers 100% Accurate!!
  • SC Accident. Health, and Life Insurance Exam Questions & Answers 100% Accurate!!

  • Exam (elaborations) • 8 pages • 2024
  • Annuity Certain - ANSWERSMaria would like an annuity that provides a guaranteed accumulation or payout. The type of annuity she is seeking is called Survivorship Life - ANSWERSThe type of policy which pays on the death of the last person is called Malign another insurer - ANSWERSDefamation occurs when a producer makes a false statement intended to A 70 year old NOT eligible for Social Security *You are not eligible to receive Medicare Part A benefits at age 65 or older if you are el...
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