If the annuitant dies be - Study guides, Class notes & Summaries
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Primerica - Exam test Questions With 100% Correct Answers 2023
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Primerica - Exam test Questions With 
100% Correct Answers 2023 
An insurer has made all of the decisions regarding the provisions included in the 
insured's policy. The insured finds an objectionable provision and wants to negotiate it 
with the insurer but is not allowed to do so. Her only options are to reject the policy or 
accept it as is. Which contract feature does this describe? 
a) Unilateral 
b) Conditional 
c) Personal 
d) Adhesion - Correct answer-Adhesion 
An insurance policy that ...
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Texas State Exam Simulator - Life and Health Insurance (200 Questions & Answers Practice Exam )(2024 / 2025) (Verified Answers)
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An annuity promises that, if the annuitant dies before receiving payments equal to the correct value, the payments will be continued to a beneficiary until an amount equal to the contract value has been paid. This type of annuity is called 
 
 An installment Refund annuity 
 A Straight Life annuity 
 A Cash Refund annuity 
 A Joint Life annuity - ANSWER An installment Refund annuity 
 
One becomes eligible for Social Security disability benefits after having been disabled for 
 
 3 months 
 ...
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Texas Life Insurance Exam Questions and Answers with complete solutions
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Insurance 
(General concept) - ANSWER - transfers the risk of loss from an individual to an insurer 
- based on the principle of indemnity 
- based on the principle of risk (risk pooling) 
 
insurable interest 
(General Concept) - ANSWER - must exist at the time of the application 
- insuring one's own life, family member, or a business partner 
 
Solicitation and sales presentation - ANSWER - illustration- presentation of nonguaranteed elements 
- buyer's guide is generic information abo...
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WebCE Test 1 questions with answers 2024/2025
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WebCE Test 1Abby lives in Ohio, where she is licensed as an insurance producer. She wants to apply for a nonresident license in Pennsylvania. Which of the following conditions must she satisfy? 
 
 She must move to Pennsylvania. 
 She must surrender her Ohio license. 
 She must be sponsored by a producer licensed in Pennsylvania. 
 She must show her Ohio license is in good standing. - correct answer she must show her Ohio license is in good standing 
 
An annuity settlement option with a life co...
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PSI: LIFE, ACCIDENT, AND HEALTH PRACTICE EXAM ALREADY PASSED
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PSI: LIFE, ACCIDENT, AND HEALTH PRACTICE EXAM ALREADY PASSED 
Under the misstatement of age or gender provision, what happens if it is determined at death that the insured's age or gender was misstated on a life insurance policy application? Benefits are adjusted to an amount that the premium would have purchased at the correct age or gender. 
Which of the following must be given to the insurer within 20 days after occurrence or commencement of any loss covered by the policy, or as thereafter a...
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Primerica Practice Exam Test A 75 Questions & Answers 2023
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Primerica Practice Exam Test A 75 Questions & 
Answers 2023 
1. An annuity that is purchased with a lump sum premium and whose benefits begin 
after 12 months is called a: 
A. Single premium immediate annuity. 
B. Single premium deferred annuity. 
C. Level premium variable annuity. 
D. Flexible premium fixed annuity. - Correct answer-Single premium deferred annuity 
2. A technique used to determine the amount of life insurance needed by focusing on 
the projected earning potential of an insured ...
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Exam FX Insurance- Wisconsin Life questions (Answered). 100% Accurate, Graded A
- Exam (elaborations) • 69 pages • 2023
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Exam FX Insurance- Wisconsin Life questions (Answered). 100% Accurate, Graded A 
 
 
An insurer decides to renew a policy but at a higher premium rate, starting on the renewal date. How many days in advance must the insured be notified? 
 
a) 30 
b) 60 
c) 90 
d) 100 - -b 
 
How is the Commissioner of Insurance placed in office? 
 
a)By NAIC nomination 
b)Through a bid process 
c)An election at the same time that other state officials are selected 
d)An appointment by the Governor - -d 
 
An ins...
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WebCE Test 1 2024 with 100% correct answers
- Exam (elaborations) • 43 pages • 2024
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Abby lives in Ohio, where she is licensed as an insurance producer. She wants to apply for a nonresident license in Pennsylvania. Which of the following conditions must she satisfy? 
 
She must move to Pennsylvania. 
She must surrender her Ohio license. 
She must be sponsored by a producer licensed in Pennsylvania. 
She must show her Ohio license is in good standing. 
she must show her Ohio license is in good standing 
 
 
 
An annuity settlement option with a life contingency is one that: 
 
pa...
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New Jersey Life and Health Final Exam Questions and Answers Already Passed
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New Jersey Life and Health Final Exam 
Questions and Answers Already Passed 
 
Which type of long-term care benefit would be most appropriate for a stroke victim who requires 
speech therapy administered at her home? Home health care 
 
Which of the following is NOT a federal requirement of a qualified plan? Employee must be 
able to make unlimited contributions 
 
Why are dividends from a mutual insurer not subject to taxation? Because dividends are 
considered to be a return of premium 
 
The ...
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WebCE Test 1 Questions and Answers 100% Correct
- Exam (elaborations) • 30 pages • 2024
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WebCE Test 1 Questions and Answers 100% CorrectWebCE Test 1 Questions and Answers 100% CorrectWebCE Test 1 Questions and Answers 100% CorrectWebCE Test 1 Questions and Answers 100% Correct 
Abby lives in Ohio, where she is licensed as an insurance producer. She wants to apply for a nonresident license in Pennsylvania. Which of the following conditions must she satisfy? 
 
 She must move to Pennsylvania. 
 She must surrender her Ohio license. 
 She must be sponsored by a producer licensed in Penn...
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