Debt counseling - Study guides, Class notes & Summaries
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AFC Prep 2 Exam Questions With 100% Correct Answers.
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AFC Prep 2 Exam Questions With 100% 
Correct Answers. 
The location of counseling should be - answerConvenient, comfortable, and confidential 
Four key points when providing feedback - answer1. Feedback on behavior rather than on 
the person 
2. Feedback on immediate situation 
3. The amount of feedback the receiver can use at one time rather than the amount of info you 
want to share. 
4. Focus on the feedback potential value for the receiver. 
What shape of tables are more effective in creatin...
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FICEP 2024 SIXTH EDITION Questions and answers
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spending cycles? 
1. Earn/Spend/Earn/Spend 
2. Earn/Spend/Borrow/Spend 
3. Earn/Spend/Save 
4. Earn/Save/Spend 
 
 
 
What is the best spending cycle? 
4. Cycle: Earn/Save/Spend 
 
 
 
Explain Cycle 1: Earn/Spend/Earn/Spend 
Paycheck to Paycheck members 
 
 
 
Explain Cycle 2: Earn/Spend/Borrow/Spend 
they confuse wants with needs 
 
 
 
Explain Cycle 3: Earn/Spend/Save 
There is not money left for saving because "something always comes up" 
 
 
 
Explain: Cycle 4: Earn/Save/Spend 
Paying your...
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Financial Counseling Certification test with correct answers 2024
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Financial Counseling Certification test with correct answers 2024 
 
what is the definition of debt? 
A. Debt is the amount you save 
B.Debt is the amount you owe 
C.Debt is the amount you can borrow 
D.Debt is the amount you spend1 - ANSWER-B 
 
What are the housing market conditions that indicate a real estate "bubble"? 
A. Housing Values stagnate as consumer income rises. 
B.Consumer income rises faster than housing values. 
C.Both housing Values and con
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HUD Housing Counseling Exam Question and answers rated A+ 2023
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HUD Housing Counseling Exam Question and answers rated A+ 2023 
 
Back-end ratio - correct answer The back-end ratio (or debt-to-income ratio) compares total debt to gross monthly income. The client's only debt is a $435 lease payment, so the $950 mortgage payment brings his total monthly debt to $1,385. He earns $50,000 per year, which equals $4,166.67 per month. The client's total current expenses divided by gross monthly income equals 52%. The client's combined current housing payment a...
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FiCep Part 1(2024 Latest Update)Correct 100%
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What are the housing market conditions that can indicate a real estate "bubble"? - ANSWER Housing values are rising faster than consumer income 
 
What five sources influence most consumers' financial practices? - ANSWER Parents, Lenders, learned patterns, creditors, society/peers 
 
What is the best tactic for helping members who are in the "earn/spend/earn/spend" cycle? - ANSWER Each paycheck must be divided up for specific categories such as savings and debt 
 
What are the six steps of ...
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FiCEP exam 2023 with 100% correct answers
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Right Side of the Brain 
This side of the brain processes creativity, patterns, spatial awareness, context 
 
 
 
Financial Planning 
Helps members make the most of their incomes to accomplish long term goals, including saving and investing for retirement 
 
 
 
Debt Counseling 
Helps members learn possible ways to structure their debt. 
 
 
 
Credit Counseling 
Helps members manage spending in a way that rebuilds their credit and makes it possible to achieve financial goals. 
 
 
 
Budget Couns...
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CHAA 2024 Study Guide with Complete Solutions
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CHAA 2024 Study Guide with Complete Solutions 
A financial counselor/Financial Assistance - Correct Answer In accordance with Section 501(r) regulations through the Affordable Care Act, a hospital must establish a written financial assistance policy and make it available to patients. 
 
Batch Processing - Correct Answer Execution of a series of jobs in a computer program without manual intervention; it is used to help maximize the use of computer resources and stabilize response time by performi...
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NALA Exam Bankruptcy Questions & Answers 2024/2025
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NALA Exam Bankruptcy Questions & Answers 2024/2025 
 
 
Purpose of Bankruptcy - ANSWERS-Provide protection to creditors 
-Provide opportunities for debtors to gain a "fresh financial start" 
-To help the honest but unfortunate debtor 
 
Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 (BAPCPA) - ANSWERSLegislative act that made many changes and overhaul to the bankruptcy code 
Changes made: 
- Created a means test to qualify for bankruptcy 
- Required credit counseling before...
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FICEP Exam Questions and Answers 100% Accurate
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FICEP Exam Questions and Answers 100% Accurate 
Which cycle describes members who are just surviving and living paycheck to paycheck? 
a. Earn / spend / earn / spend 
b. Earn / spend / borrow / spend 
c. Earn / spend / save 
d. Earn / borrow / spend / save 
a. Earn / spend / earn / spend 
Webinar 1 
 
 
 
Financial counselors who don't use what they know about hemispheric thinking, may fall into the trap of: 
a. Assuming the member will succeed if they work with the counsellor 
b. Asking too ma...
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AAHAM CRCS-1 EXAM| 182 QUESTIONS| WITH COMPLETE SOLUTIONS
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Which collection points are the patient most likely to pay during? correct answer: Pre-admission and admission 
 
5 collection control points correct answer: -admission 
sion 
-house 
 discharge 
 discharge 
 
Which percentage should be pre-registered within 24 hours of service date? correct answer: 70% to 90% 
 
Patient access responsibilities correct answer: uling 
- registration & pre-admission testing (pat) 
-certification & pre-authorization 
ient admitting & outpatient registration ...
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