Compulsory insurance laws - Study guides, Class notes & Summaries

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Ga Property & Casualty Insurance Study Guide Questions And Answers
  • Ga Property & Casualty Insurance Study Guide Questions And Answers

  • Exam (elaborations) • 12 pages • 2024
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  • Ga Property & Casualty Insurance Study Guide Questions And Answers Personal Automobile Policy - ANS • Accounts for 40% of all premiums • Vehicles registered to individuals and operated primarily for personal activities o Driving to work is a personal activity o Policy allows use of vehicle for incidental business activities Financial Responsibility State - ANS • Georgia is a financial responsibility state o To legally operate an automobile in the state of Georgia, a pe...
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Oklahoma Property & Casualty Question with 100 % correct answers | Verified | updated
  • Oklahoma Property & Casualty Question with 100 % correct answers | Verified | updated

  • Exam (elaborations) • 12 pages • 2024
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  • 80% - Standard co-insurance amount. Abandonment - The insured leaving the damaged property and demanding full payment for a total loss. Actual Cash Value (ACV) - Replacement cost at the time of loss less depreciation. Actuary - The person who establishes rates for the insurer. Advertising Liability - Offense that arises from advertising the insured's services or products including unintentional violation of copyright laws. Aggregate Limit - A type of policy limit that does not restore th...
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AINS 102 -Understanding Personal Insurance with complete solutions |Latest 2024/2025
  • AINS 102 -Understanding Personal Insurance with complete solutions |Latest 2024/2025

  • Exam (elaborations) • 7 pages • 2024
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  • Arbitration ️ An alternative dispute resolution (ADR) method by which disputing parties use a neutral outside party to examine the issues and develop a settlement, which can be final and binding. Attachment ️ The act of seizing property to secure a judgment. Catastrophe ️ A single event that causes widespread losses. Civil law ️ A classification of law that applies to legal matters not governed by criminal law and that protects rights and provides remedies for breaches of duties o...
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Arkansas Property and Casualty Insurance Exam Question and answers rated A+ 2024
  • Arkansas Property and Casualty Insurance Exam Question and answers rated A+ 2024

  • Exam (elaborations) • 11 pages • 2024
  • Arkansas Property and Casualty Insurance Exam Question and answers rated A+ 2024 Before workers comp laws, employers had 3 common law defenses to avoid paying claims- - correct answer Assumption of Risk - This defense placed all the risk on the employee as being responsible for knowing the work conditions prior to employment. Fellow Servant Rule - Removed the employer's negligence if a fellow employee contributed in any way to the loss. Contributory Negligence - Used to argue that the em...
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CPCU 553 Exam Questions with 100% correct Answers | Verified & Updated | 13 Pages
  • CPCU 553 Exam Questions with 100% correct Answers | Verified & Updated | 13 Pages

  • Exam (elaborations) • 13 pages • 2024
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  • CPCU 553 Exam Questions with 100% correct Answers | Verified & Updated | 13 Pages One disadvantage of the tort liability system for compensation of auto accident victims is that Select one: A. It does not provide a remedy for victims of irresponsible drivers who cause accidents. B. There are substantial time delays in reaching a settlement either through negotiation or through the courts. C. It does not allow punitive damage awards to be included as part of the compensation. D. The minim...
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220 EXAM - FLORIDA STATUTES VERIFIED SOLUTIONS
  • 220 EXAM - FLORIDA STATUTES VERIFIED SOLUTIONS

  • Exam (elaborations) • 23 pages • 2024
  • 220 EXAM - FLORIDA STATUTES VERIFIED SOLUTIONS All of the following are grounds for compulsory refusal, suspension, or revocation EXCEPT: A. Unlawfully rebating B. Fraudulent submission of a Workers' Comp app C. Lack of reasonably adequate knowledge D. Soliciting insurance in other areas of the state D. Soliciting insurance in other areas of the state How long is a temporary license good for? A. 12 months B. 6 months C. 4 months D. 2 months B. 6 months Brainpower R...
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CPCU 553 - Chapter 2 Test Questions with Complete Solutions
  • CPCU 553 - Chapter 2 Test Questions with Complete Solutions

  • Exam (elaborations) • 7 pages • 2024
  • What are the different approaches (6) auto insurers and state governments have designed to compensate auto accident victims? 1. Tort liability system 2. Financial responsibility laws 3. Compulsory insurance laws 4. Uninsured motorist coverage 5. Underinsured motorist coverage 6. No-fault insurance Briefly describe how the tort liability system compensates injured auto accident victims. If a driver operates an auto in a negligent manner that results in bodily injury or property damage to ...
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American Politics and the US Constitution - C963 WGU Correctly Solved 2023
  • American Politics and the US Constitution - C963 WGU Correctly Solved 2023

  • Exam (elaborations) • 93 pages • 2023
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  • American Politics and the US Constitution - C963 WGU Correctly Solved 2023 natrual rights ->>Life, Liberty, and Property John Locke ->>17th century English philosopher who opposed the Divine Right of Kings and who asserted that people have a natural right to life, liberty, and property. State of Nature ->>Hypothetical condition assumed to exist in the absence of government where human beings live in "complete" freedom and general equality. Due Process ->>involves th...
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CPCU 553 - Chapter 2 |48 Questions And Answers
  • CPCU 553 - Chapter 2 |48 Questions And Answers

  • Exam (elaborations) • 10 pages • 2024
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  • What are the different approaches (6) auto insurers and state governments have designed to compensate auto accident victims? - ️️1. Tort liability system 2. Financial responsibility laws 3. Compulsory insurance laws 4. Uninsured motorist coverage 5. Underinsured motorist coverage 6. No-fault insurance Briefly describe how the tort liability system compensates injured auto accident victims. - ️️If a driver operates an auto in a negligent manner that results in bodily injury or pro...
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Ga Property & Casualty Insurance Study Guide Verified Answers
  • Ga Property & Casualty Insurance Study Guide Verified Answers

  • Exam (elaborations) • 16 pages • 2024
  • Ga Property & Casualty Insurance Study Guide Verified Answers Personal Automobile Policy ️• Accounts for 40% of all premiums • Vehicles registered to individuals and operated primarily for personal activities o Driving to work is a personal activity o Policy allows use of vehicle for incidental business activities Financial Responsibility State ️• Georgia is a financial responsibility state o To legally operate an automobile in the state of Georgia, a person must show t...
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