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CPCU 553 Personal Insurance 150 Exam Study Questions with 100% Correct Answers | Verified

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Loss exposure - ️️Any condition or situation that presents a possibility of loss, whether or not an actual loss occurs. Cause of loss (peril) - ️️The actual means by which property is damaged or destroyed. Property loss exposure - ️️A condition that presents the possibility that a ...

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CPCU 553|106 Questions With Complete Solutions

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The personal auto policy (PAP) definition of your covered auto includes - ️️Any vehicle shown in the dec pg, a newly acquired auto, any trailer owned by the named insured, and a temp auto or trailer Regarding the PAP which one of the following includes details on coverage related to state spe...

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CPCU 553 - Personal Insurance and Financial Planning|222 Exam Study Questions with 100% Correct Answers | Verified

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Define: Liability loss exposure - ️️Any condition or situation that presents the possibility of a claim alleging legal responsibility of a person or business for injury or damage suffered by another party. Define: Damages - ️️Money claimed by, or a monetary award to, a party who has suffe...

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CPCU 553 - Chapter 2 |48 Questions And Answers

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What are the different approaches (6) auto insurers and state governments have designed to compensate auto accident victims? - ️️1. Tort liability system 2. Financial responsibility laws 3. Compulsory insurance laws 4. Uninsured motorist coverage 5. Underinsured motorist coverage 6. No-faul...

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CPCU 553 |Final Exam Study Questions with 100% Correct Answers | Verified

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According to the National Safety Council, what percentage of disabling accidents and illnesses are work-related? Select one: A. Fewer than one-half of Social Security Disability Insurance claims are approved. B. About 4 percent of Americans are disabled. C. The average benefit paid by Social Sec...

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CPCU 553, Chapter 35 Questions And Answers

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A policy issued by a mutual insurer describes each insured's right to vote in the election of the board of directors. This description is most likely found in the policy's - ️️Miscellaneous provisions are often unique to a particular type of insurer, such as a description of voting rights for ...

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