Rebating - Study guides, Class notes & Summaries
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Texas Funeral Prearrangement Life Insurance License
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People that work in funeral service in Texas must hold what type of license to sell funeral or burial insurance? - Answer- "Limited" Funeral Prearrangement Life License or "Full" Texas Legal Reserve Life Agent license 
 
For the purpose of this training course, the following terms will be used interchangeably to refer to the same process: prepaid, prearrangement and - Answer- preneed 
 
Insurance products which may be used to fund funeral prearrangement contracts must be approved by the - An...
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WISCONSIN ACCIDENT AND HEALTH INSURANCE EXAM 2024/2025
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WISCONSIN ACCIDENT AND HEALTH INSURANCE EXAM 2024/2025 
 
 
Dividends from a stock company are normally sent to: 
Beneficiaries 
Shareholders 
Policy holders 
Insureds - Precise Answer Shareholders 
 
Which of the following financial products creates an instant estate, no matter when the date of death? 
Mutual funds 
Life insurance 
Certificate of deposit 
Deferred annuity - Precise Answer Life insurance 
 
Which of the following outlines the authority given to the producer on behalf of the in...
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Insurance Adjuster Test Questions With 100% Verified Correct Answers 2024/2025
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Insurance Adjuster Test Questions With 100% Verified Correct Answers 2024/2025 
Which type of coverage relates to damage to or destruction of detached structures in a typical homeowners policy? 
 
Coverage B 
 
Coverage A 
 
Coverage D 
 
Coverage C - Correct Answer Cov B 
 
The unfair trade practice of offering inducements for the purchase of insurance is called? 
 
controlled business 
 
rebating 
 
misrepresentation 
 
false advertising - Correct Answer rebating 
 
In which type of group life...
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Washington Laws Chapter 12 Questions and Answers Graded A+
- Exam (elaborations) • 29 pages • 2024
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Washington Laws Chapter 12 Questions 
 
and Answers Graded A+ 
 
A producer's fiduciary responsibility includes which of the following activities? 
 
- Recording the receipt and distribution of premiums due to an insurer 
- Properly remunerating persons who furnish leads on prospects 
- Providing needed insurance to prospective insureds through any sources that are available 
- Guaranteeing payment to insureds for losses covered by policies that the producer sold 
Recording the receipt and dist...
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NJ ACCIDENT AND HEALTH PRODUCER EXAM 2024/2025
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NJ ACCIDENT AND HEALTH PRODUCER EXAM 2024/2025 
 
 
Life income joint and survivor settlement option guarantees... - Precise Answer Income for 2 or more recipents 
 
A participating insurance policy may do which of the following:... - Precise Answer Pay dividends to the policy owner 
 
What is TRUE about the cash surrender nonforfeiture option? - Precise Answer Funds exceeding the premiums paid are taxable as ordinary income 
 
Participating Insurance policy will... - Precise Answer pay dividend...
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Oklahoma Life and Health Practice Exam Questions and Answers Rated A+
- Exam (elaborations) • 129 pages • 2024
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Oklahoma Life and Health Practice Exam 
Questions and Answers Rated A+ 
 
A person covered with an individual health plan 
 
is issued a policy 
is issued a certificate of medical costs 
does not contract directly with the insurance company 
is not subject to medical underwriting A person covered by an individual health plan is 
issued a policy. 
 
All Health Benefit Plans issued after January 1, 2014 must provide 
 
long-term care 
dental care 
adult vision care 
 
preventative health services ...
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Mississippi Life and Health Final Exam| 150 Questions| Correct Answers| Verified
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What kind of life insurance product covers children under their parent's policy? 
 
 Family Maintenance rider 
 Term rider 
 Family Income rider 
 Payor benefit - ANSWER Term Rider 
 
Under a trustee group life policy, who would be eligible for a certificate of coverage? 
 
 Corporation 
 Employee 
 Employer 
 Labor union - ANSWER employee 
 
A producer must report to the Commissioner of Insurance any administrative action or criminal charges taken against the producer within __ days of the fin...
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Florida Insurance Unit Ten - Miscellaneous Florida Statutes Exam Questions and Answers with Complete Solutions
- Exam (elaborations) • 14 pages • 2024
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Unauthorized entities present a regulatory concern because they have the potential for __________ claims. - Unauthorized entities present a regulatory concern because they have the potential for unpaid claims. 
True or False? Willfully over insuring a health or property policy can be grounds for terminating an insurance license. - True. Willfully over insuring a health or property policy can be grounds for terminating an insurance license. 
The following are required to be on an application of i...
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Florida 6-20 All Lines Adjuster Test| 276 questions| 50 Pages| With Complete Solutions
- Exam (elaborations) • 52 pages • 2023
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Florida 6-20 All Lines Adjuster Test| 276 questions| 
50 Pages| With Complete Solutions 
A public adjuster represents the interest of: 
A. The insurer 
B. The Insured 
C. The employer 
D. The interest of the general public - Correct Answer -B. The insured 
Which of the following is the type of report that indicates the initial results of 
a claim investigation? 
A. Field Report 
B. Interim Report 
C. Full Report 
D. None of the above - Correct Answer -A. Field Report 
States have adopted statute...
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XCEL CHAPTER 12 - NEVADA LAWS AND ETHICS PERTINENT TO INSURANCE EXAM 2024/2025
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XCEL CHAPTER 12 - NEVADA LAWS AND ETHICS PERTINENT TO INSURANCE EXAM 2024/2025 
 
 
An agent's license can be suspended or revoked by: 
 
a) writing primarily controlled business 
 
b) not meeting annual sales quota 
 
c) replacing an existing insurance policy with a new one 
 
d) issuing a binding receipt - Precise Answer a) writing primarily controlled business 
 
All of the following actions are considered rebating, EXCEPT: 
 
a) sharing commissions with other licensed and appointed agents ...
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