Life insurance policies - Study guides, Class notes & Summaries
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South Carolina Insurance Exam Questions and Answers Already Passed
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South Carolina Insurance Exam 
Questions and Answers Already Passed 
 
An insurer is REQUIRED to offer which of the following to each long-term care applicant at the 
time of purchase? Inflation protection 
 
Which of these riders will pay a death benefit if the insured's spouse dies? Family term 
insurance rider 
 
Disability income plans which require that the insurer can NEVER change or alter premium rates 
are usually considered Nonconcellable 
 
What is the required action to be taken by a...
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PRIMERICA LIFE INSURANCE EXAM WITH 100% CORRECT ANSWERS 2024/ 2025
- Exam (elaborations) • 42 pages • 2023
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PRIMERICA LIFE INSURANCE EXAM 
WITH 100% CORRECT ANSWERS 2025 
An insured purchased an insurance policy 5 years ago. Last year, she received a 
dividend check from the insurance company that was not taxable. This year, she did not 
receive a check from the insurer. From what type of insurer did the insured purchase 
the policy? 
a. mutual 
b. reciprocal 
c. nonprofit service organization 
d. stock - Correct answer-A. mutual 
funds not paid out after paying claims and other operating costs are re...
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ARKANSAS HEALTH INSURANCE EXAM QUESTIONS AND ANSWERS 100% PASS
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Missouri Life and Health Exam Questions and Answers 100% Pass
- Exam (elaborations) • 80 pages • 2023
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Missouri Life and Health Exam Questions and Answers 100% Pass 
In a Life insurance contract, an insurance company's promise to pay stated benefits is called the: 
a) insuring clause 
b) consideration clause 
c) entire contract d) owner's rights insuring clause 
under which circumstance MUST a health insurer have an expedited grievance review procedure? when the enrollee's life or health is jeapordized 
The Consideration clause in a life insurance contract contains what pertinent information? ...
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Texas General Lines - Life, Accident & Health Insurance Exam Questions & Revised Correct Answers With Explanation Latest Update | Already Passed!!
- Exam (elaborations) • 98 pages • 2024
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Texas General Lines - Life, 
Accident & Health Insurance 
Exam Questions & Revised Correct 
Answers With Explanation 
Latest Update | Already Passed!! 
1) Sandra Timms, age 27, is advised by her producer to 
purchase Life insurance to cover a 20-year-amortized 
$50,000 business-improvement loan. Which of the 
following plans would adequately protect Ms. Timms at the 
minimum premium outlay? 
A- $50,000 Whole Life policy 
B- $50,000 Level Term policy for 20 years 
C- $50,000 20 Pay Life po...
Too much month left at the end of the money?
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Colorado Life Insurance Exam| Questions and Verified Answers| Grade A (2023/2024 Update)
- Exam (elaborations) • 21 pages • 2023
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Colorado Life Insurance Exam| Questions 
and Verified Answers| Grade A (2023/2024 Update) 
QUESTION 
 
How many days does an insurance producer have to report to the Commissioner any 
administrative action taken against them as well as any criminal prosecution that occurs in 
another jurisdiction? 
 
 
Answer: 
30 days 
 
 
 
QUESTION 
When Jason filled out his application his statements had to be ______________ to be considered 
legal. 
 
 
Answer: 
Representations 
 
 
 
QUESTION 
Phil a...
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M9 Life Insurance and Investment-linked policies - Chapter 4 TRADITIONAL LIFE INSURANCE PRODUCTS LATEST QUESTIONS WITH COMPLETE SOLUTIONS.
- Exam (elaborations) • 24 pages • 2024
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M9 Life Insurance and Investment-linked policies - Chapter 4 TRADITIONAL LIFE INSURANCE PRODUCTS LATEST QUESTIONS WITH COMPLETE SOLUTIONS.
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NJ Life Producer Exam Questions and Answers Graded A+
- Exam (elaborations) • 18 pages • 2024
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NJ Life Producer Exam Questions and 
 
Answers Graded A+ 
 
Under a Traditional IRA, interest earned is taxed upon distribution 
 
Which of these statements regarding the annuitants is CORRECT? The annuitant's life 
expectancy determines the annuity payment 
 
What will the beneficiary receive is annuitant dies during the accumulation period? The 
greater the accumulated cash value or the total premium paid 
 
Which of the following actions is REQUIRED by an agent who is replacing an existing l...
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Nevada Life Insurance Exam Questions & Answers 100% Correct(SCORED A+)
- Exam (elaborations) • 9 pages • 2023
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During replacement of life insurance, a replacing insurer must do which of the following? 
 
A Send a copy of the Notice Regarding Replacement to the Department of Insurance 
B Obtain a list of all life insurance policies that will be replaced 
C Guarantee a replacement for each existing policy 
D Designate a new producer for a replaced policy - ANSWER-B 
 
Which of the following documents must be provided to the policyowner or applicant during policy replacement? 
 
A Buyer's Guide and Policy ...
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Louisiana Life, Health & Accident Insurance Series 103 Practice Exam | 90 Questions with 100% Correct Answers | Verified | Latest Update 2024
- Exam (elaborations) • 9 pages • 2024
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Under which situation must insurable interest exist between the applicant and insured at the time of 
application? - When a third-party applicant names themselves beneficiary. 
Which of the following is true about a decreasing term life policy? - The face amount reaches zero at 
policy expiration. 
Which of the following occurs immediately after the application is submitted and the initial premium 
paid? - The underwriting process begins 
For an individual long-term care policy there is an annua...
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