In a corridor application - Study guides, Class notes & Summaries
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Texas State Exam Simulator - Life and Health Insurance (200 Questions Practice Exam)
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An annuity promises that, if the annuitant dies before receiving payments equal to the correct value, the payments will be continued to a beneficiary until an amount equal to the contract value has been paid. This type of annuity is called 
 
 An installment Refund annuity 
 A Straight Life annuity 
 A Cash Refund annuity 
 A Joint Life annuity - ANSWER An installment Refund annuity 
 
One becomes eligible for Social Security disability benefits after having been disabled for 
 
 3 months 
 5 mo...
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MN LIFE ACCIDENT & HEALTH PRODUCER EXAM (2024)QUESTIONS WITH COMPLETE SOLUTIONS.
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Speculative Risk - involves the chance of loss or gain, and is not insurable 
Pure Risk - involves the chance of loss only, and is insurable 
Peril - Something that causes a direct loss 
Physical Hazard - Visible (Black ice) 
Moral Hazard - dishonest tendencies (Fraud) 
Morale Hazard - Carless, Irresponsible (leaving keys in car) 
Exposure - susceptibility to loss 
Adverse selection - those with high risk situations attempt to purchase insurance before those 
with average or below- avg. risk 
In...
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WFG Certification Exam - Questions and Answers (Complete Solutions)
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WFG Certification Exam - Questions and Answers (Complete Solutions) An insurer enters into a contract with a third party to insure itself against losses from insurance policies it issues. What is this agreement called? Reinsurance An insurer owned by its policyholders is called a Mutual insurer AAA insurance company has transferred a portion of its loss exposure to BBB insurance company. In this reinsurance transaction, what is AAA insurance called Primary insurers Which of the following contr...
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NJ Life Insurance Exam Correct answers latest update
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NJ Life Insurance Exam Correct answers latest update 
Insurance is the ____ of risk 
transfer 
 
 
disclosure statements must be given to the applicant no later than 
the time the application is signed 
 
 
buyer's guide 
provides general information about the types of life insurance policies available, in language that can be understood by the average person. 
 
 
buyers guide must be delivered by 
before collecting premium or be delivered with the policy if given at least 10 days free look pe...
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Nicet Level 2 questions and answers 2024
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Nicet Level 2 questions and answers 2024 
4 - Answer-Consider a room which is 40' square. How many 15cd wall mounted strobes 
are required to adequately cover this space? 
Annually - Answer-What is the testing frequency of a strobe? 
15 - Answer-In a corridor application, visible appliances shall be rated not less than 
________ cd? 
4 hours - Answer-Consider a household fire alarm system where the primary power is 
provided by a circuit that can be switched off by means other than a circuit br...
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NCIDQ Questions and Answers Already Passed
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NCIDQ Questions and Answers Already Passed 
The construction assembly shown would be best for controlling which of the following kinds of acoustic situations? Transmission from room A to room B (pic) 
To detail a doorframe for a conference room where privacy is critical, which of the following is LEAST likely to be required? A heavy-duty, silent door closer 
Which of the following is NOT true about noise reduction between two rooms? To improve noise reduction, the designer should place absorptiv...
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Aflac Study Test Questions And Answers Graded A+
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Bob has an insurance policy that allows him to keep the policy in force until the next premium is due plus 
30 days thereafter. Bob's policy: - Contains a grace period 
Which of the following is an example of "non forfeiture value" - after a policy owner cancels 
his/her permanent policy, the cash value accumulation must be made available to the policyowners 
Paula has an insurance policy that has a guaranteed minimum cash value, a guaranteed death benefit, 
fixed premiums, and grows at a rat...
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Michigan Life Accident & Health Exam Questions With Verified Answers
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Michigan Life Accident & Health Exam 
Questions With Verified Answers 
What is considered to be the primary reason for buying life insurance? - answerProvide death 
benefits 
Karen is a producer who has obtained personal information about a client without having a 
legitimate reason to do so. Under the McCarran-Feguson Act, what is the minimum penalty for 
this? - answer$10,000 or up to 1 year in jail 
A nonparticipating company is sometimes called a(n) - answerStock insurer, because 
policyhold...
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NCIDQ - IDFX Practice Questions And Correct Answers |100% Verified |Guaranteed Success
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The minimum number of toilet fixtures for an interior design is determined by occupant load and? - 
Answer-Occupancy group 
Where are flame spread ratings in a building the MOST restrictive - Answer-Exit enclosures 
Exit access corridors in non-sprinklered buildings must have a rating of? - Answer-1 hour 
When selecting interior partition finishes to meet flame spread standards, the MOST important 
considerations are? - Answer-occupancy group, and the location in the building where finishes will...
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NICET Level 2 Exam questions & Answers, rated A+[LATEST EXAM UPDATES]
- Exam (elaborations) • 7 pages • 2024
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NICET Level 2 Exam questions & 
Answers, rated A+ 
4 - Consider a room which is 40' square. How many 15cd wall mounted strobes are required to 
adequately cover this space? 
Annually - What is the testing frequency of a strobe? 
15 - In a corridor application, visible appliances shall be rated not less than ________ cd? 
4 hours - Consider a household fire alarm system where the primary power is provided by a circuit 
that can be switched off by means other than a circuit breaker. The batter...
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