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[Show more]What is Presumptive Disability? - The obvious total, permanent disability requiring no 
demonstration of the inability to work (i.e., loss of sight, hearing, speech, or the loss of two or more 
limbs) 
What is the purpose of Disability Income Insurance? - Provides income payments when the 
insured i...
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Add to cartWhat is Presumptive Disability? - The obvious total, permanent disability requiring no 
demonstration of the inability to work (i.e., loss of sight, hearing, speech, or the loss of two or more 
limbs) 
What is the purpose of Disability Income Insurance? - Provides income payments when the 
insured i...
As of January 1, 2014, an employer with up to 25 full time equivalent (FTE's) with average annual wages 
of less than $50,000 may be eligible for a tax credit of ___ of the premiums paid by the employer. - 
50% 
Other than for fraud, under the Time Limit on Certain Defenses Provision, a health insu...
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Add to cartAs of January 1, 2014, an employer with up to 25 full time equivalent (FTE's) with average annual wages 
of less than $50,000 may be eligible for a tax credit of ___ of the premiums paid by the employer. - 
50% 
Other than for fraud, under the Time Limit on Certain Defenses Provision, a health insu...
An insured covered by Accidental Death and Dismemberment (AD&D) insurance has just died. What will 
happen if the primary beneficiary had already died before the insured and contingent beneficiary? - 
Proceeds will go to the contingent beneficiary 
The federal income tax treatment of employer-provid...
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Add to cartAn insured covered by Accidental Death and Dismemberment (AD&D) insurance has just died. What will 
happen if the primary beneficiary had already died before the insured and contingent beneficiary? - 
Proceeds will go to the contingent beneficiary 
The federal income tax treatment of employer-provid...
Bob has an insurance policy that allows him to keep the policy in force until the next premium is due plus 
30 days thereafter. Bob's policy: - Contains a grace period 
Which of the following is an example of "non forfeiture value" - after a policy owner cancels 
his/her permanent policy, the cas...
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Add to cartBob has an insurance policy that allows him to keep the policy in force until the next premium is due plus 
30 days thereafter. Bob's policy: - Contains a grace period 
Which of the following is an example of "non forfeiture value" - after a policy owner cancels 
his/her permanent policy, the cas...
Interim Coverage - short-term policies that can be purchased on an interim basis when in between 
jobs or waiting for a new policy to start 
how is health insurance calculated? - Interest,expense,types of benefits and morbidity, or the 
expected incidence of sickness or disability within given age g...
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Add to cartInterim Coverage - short-term policies that can be purchased on an interim basis when in between 
jobs or waiting for a new policy to start 
how is health insurance calculated? - Interest,expense,types of benefits and morbidity, or the 
expected incidence of sickness or disability within given age g...
Aflac's Accident Only coverage includes coverage for accidents caused by or resulting from a covered 
person: - Breaking their arm after slipping on ice 
Accident Only coverage from Aflac may be appropriate for a customer because: - Benefits are 
designed to provide coverage throughout the differen...
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Add to cartAflac's Accident Only coverage includes coverage for accidents caused by or resulting from a covered 
person: - Breaking their arm after slipping on ice 
Accident Only coverage from Aflac may be appropriate for a customer because: - Benefits are 
designed to provide coverage throughout the differen...
Accident Only coverage from Aflac may be appropriate for a customer because: - Benefits are 
designed to provide coverage throughout the different stages of care 
Benefits can complement coverage provided by primary major medical insurance 
Short-Term Disability coverage from Aflac may be appropriat...
Preview 1 out of 4 pages
Add to cartAccident Only coverage from Aflac may be appropriate for a customer because: - Benefits are 
designed to provide coverage throughout the different stages of care 
Benefits can complement coverage provided by primary major medical insurance 
Short-Term Disability coverage from Aflac may be appropriat...
Tim was recently terminated from his employment and opted to change his existing group term life 
insurance to individual permanent life insurance. What is this process called? - Coinversion 
What are residual disability income indurance payments based on? - The amount of the insured's 
income is r...
Preview 2 out of 13 pages
Add to cartTim was recently terminated from his employment and opted to change his existing group term life 
insurance to individual permanent life insurance. What is this process called? - Coinversion 
What are residual disability income indurance payments based on? - The amount of the insured's 
income is r...
Kelly purchases a health insurance policy issued on a conditionally renewable basis. The insurance 
company has a right to decline renewal of the policy for - reasons stated in the contract 
Which of the following describes the act of insuring a risk against possible loss? - risk transfer 
Which sta...
Preview 2 out of 14 pages
Add to cartKelly purchases a health insurance policy issued on a conditionally renewable basis. The insurance 
company has a right to decline renewal of the policy for - reasons stated in the contract 
Which of the following describes the act of insuring a risk against possible loss? - risk transfer 
Which sta...
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