Effectuation - Study guides, Class notes & Summaries

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ExamFX Ch. 1 Questions With Complete Solutions
  • ExamFX Ch. 1 Questions With Complete Solutions

  • Exam (elaborations) • 12 pages • 2023
  • insurance correct answer: transfers risk of loss from an individual or business to entity to an insurance company, spreads cause of unexpected losses to many individuals Insurance transactions correct answer: -solicitation -negotiations -sale (effectuation of a contract of insurance) -Advising an individual concerning coverage or claims Risk correct answer: Uncertainty or chance of loss occuring Pure Risk correct answer: Refers to situations that can only result in a loss or no ...
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Nevada Life and Health Exam Questions with 100% Correct Answers
  • Nevada Life and Health Exam Questions with 100% Correct Answers

  • Exam (elaborations) • 50 pages • 2024
  • Available in package deal
  • COBRA (because she can convert, and if she has a long term illness it it will be hard for her to get approved for individual insurance) Correct Answer Kevin and Nancy are married; Kevin is the primary breadwinner and has a health insurance policy that covers both him and his wife. Nancy has an illness that requires significant medical attention. Kevin and Nancy decide to legally separate, which means that Nancy will no longer be eligible for health insurance coverage under Kevin. Which of the fo...
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Florida Insurance Adjuster Licensing Study Guide Exam Questions with Complete Solutions- Latest
  • Florida Insurance Adjuster Licensing Study Guide Exam Questions with Complete Solutions- Latest

  • Exam (elaborations) • 5 pages • 2024
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  • Florida Insurance Adjuster Licensing Study Guide Exam Questions with Complete Solutions- Latest the settlement of a claim arising out of a contract of insurance is also known as - Answer-transacting insurance an authorized insurer means one duly authorized by a - Answer-Certificate of Authority solicitation, negotiation and effectuation of a contract of insurance are best defined as - Answer-transacting insurance upon receiving any written or oral inquiry from the department of insur...
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BUS 4401 Review Quiz | 50 Questions and Answers 2023 (100%Verified).
  • BUS 4401 Review Quiz | 50 Questions and Answers 2023 (100%Verified).

  • Exam (elaborations) • 30 pages • 2023
  • Available in package deal
  • BUS 4401 Review Quiz | 50 Questions and Answers 2023 (100%Verified).Started on Monday, 10 January 2023, 12:29 AM State Finished Completed on Monday, 10 January 2023, 12:59 AM Time taken 30 mins 13 secs Marks 48.00/50.00 Grade 96.00 out of 100.00 Question 1 Correct Mark 1.00 out of 1.00 Flag question Question text The most important document for a Joint Venture is: Select one: a. Owner’s Manual b. Joint Venture Agreement c. Profit and Loss Agreement d. Income Statement Ques...
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Nebraska State Life and Health Insurance Exam Terms Questions and Answers 100% Pass
  • Nebraska State Life and Health Insurance Exam Terms Questions and Answers 100% Pass

  • Exam (elaborations) • 17 pages • 2024
  • Nebraska State Life and Health Insurance Exam Terms Questions and Answers 100% Pass Adverse Selection - Answer- Insuring of risks more prone to loss than the average Agent/Producer - Answer- legal representative of an insurance company Applicant/Proposed insured - Answer- a person applying for insurance Hazard - Answer- Conditions that increase the probability of a loss Moral - Answer- tendency toward increased risk (driving fast) Morale - Answer- indifference towards risk (not locking th...
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Texas Statutes and rules common to Life and Health Insurance. Q&A
  • Texas Statutes and rules common to Life and Health Insurance. Q&A

  • Exam (elaborations) • 12 pages • 2024
  • Cease and desist - Answer-To stop or discontinue Coercion - Answer-Forceful act or threat aimed to influence a person to act against his or her will. Commission - Answer-Payment to the agent by the insurance company for placing insurance, usually a percentage of the policy premium Commissioner - Answer-The head of the state department of insurance Exempt - Answer-Not subject to an obligation Home office - Answer-Insurer's headquarters, principal place of business Inducement - ...
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BUS 4401 Review Quiz | 50 Questions and Answers 2023 (100%Verified).
  • BUS 4401 Review Quiz | 50 Questions and Answers 2023 (100%Verified).

  • Exam (elaborations) • 30 pages • 2023
  • Available in package deal
  • BUS 4401 Review Quiz | 50 Questions and Answers 2023 (100%Verified). Started on Monday, 10 January 2023, 12:29 AM State Finished Completed on Monday, 10 January 2023, 12:59 AM Time taken 30 mins 13 secs Marks 48.00/50.00 Grade 96.00 out of 100.00 Question 1 Correct Mark 1.00 out of 1.00 Flag question Question text The most important document for a Joint Venture is: Select one: a. Owner’s Manual b. Joint Venture Agreement c. Profit and Loss Agreement d. Income Statement Qu...
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Adjusters license Exam Questions and Answers 2024
  • Adjusters license Exam Questions and Answers 2024

  • Exam (elaborations) • 11 pages • 2024
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  • Adjusters license Exam Questions and Answers 2024 An adjuster shall exercise _____ care when dealing with elderly clients -Answer- Extraordinary The cost of mediation is paid -Answer-Equally by both parties The settlement of a claim arising out of a contract of insurance is also known as - Answer-Transacting insurance An authorized insurer means one duty authorized by a -Answer-Certificate of authority Solicitation negotiation and effectuation of a contract of insurance are best described...
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Idaho Portion – Insurance Exam Questions and Answers 100% Correct
  • Idaho Portion – Insurance Exam Questions and Answers 100% Correct

  • Exam (elaborations) • 4 pages • 2023
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  • Idaho Portion – Insurance Exam Questions and Answers 100% Correct Idaho Portion – Insurance Exam Questions and Answers 100% Correct Idaho Portion – Insurance Exam Questions and Answers 100% Correct Idaho Portion – Insurance Exam Questions and Answers 100% Correct Insurance Transaction - ANSWER-Solicitation, negotiations, sale, advising an individual concerning coverage or claims negotiation - ANSWER-offer advice/communicate directly with purchaser regarding benefits ...
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Arizona Life Insurance Exam - Insurance Regulations Latest 2024 Graded A
  • Arizona Life Insurance Exam - Insurance Regulations Latest 2024 Graded A

  • Exam (elaborations) • 12 pages • 2024
  • Available in package deal
  • Arizona Life Insurance Exam - Insurance Regulations Latest 2024 Graded A Cease and Desist To stop or discontinue Coercion Forceful act or threat aimed to influence a person to act against his or her will Commission Payment to the agent by the insurance company for placing insurance, usually a percentage of the policy premium Director The head of the state Department of Insurance Exempt Not subject to an obligation Home State A state in which an insurer is organized and has its main place of...
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