Ecoa Study guides, Class notes & Summaries

ECOA Exam Review Questions and answers. VERIFIED/ A.Factors that can not be used to discriminate - -1.Race 2.Color 3.Religion 4.Sex 5.National Origin 6.Marital Status 7.Age 8. Receipt of income from public assistance 9.History of exercised rights under Consumer Protection Credit Act (Credit counseling services) B. Notifying borrower of action taken - -Within 30 days lenders must notify consumers of action taken in writing. -If Adverse Action must provide statement of reasons and i...

CPRS Exams (Recovery Coaching) Questions and Answers 100% Correct CPRS Exams (Recovery Coaching) Questions and Answers 100% Correct CPRS Exams (Recovery Coaching) Questions and Answers 100% Correct SAMHSA specifies 4 major dimensions that support a life in recovery. - ANSWER-Health, home, purpose, & community SAMHSA specifies 4 major dimensions that support a life in recovery.: Health is defined as managing one's __________________ as well as _________ in a _______________ & _______...

ECOA Exam Review Questions and answers/ ECOA stands for - -Equal Credit Opportunity Act ECOA is regulation.. - --Regulation B -"B Equal" What has oversight over ECOA - --CFPB-Consumer Financial Protection Bureau ECOA Purpose - --To keep lender and brokers from discriminatory practices -To ensure applicants have equal rights of opportunity when being considered for a loan What does ECOA NOT guarantee - --Does not guarantee that someone who falls under a protected class will be given ...

SAMHSA specifies 4 major dimensions that support a life in recovery. - ANSWER-Health, home, purpose, & community SAMHSA specifies 4 major dimensions that support a life in recovery.: Health is defined as managing one's __________________ as well as _________ in a _______________ & _________________________ healthy way - ANSWER-disease living physically & emotionally SAMHSA specifies 4 major dimensions that support a life in recovery.. Home is defined as... - ANSWER-A stable & safe place...

Gold Coast Final Exam Questions and Answers 100% Solved What is the form you sign that says you will pay the loan back ? promissory note What is the post licensing grace period after first expiration ? none Deposits is a form of... valuable consideration Physical land and improvements real property Is it a violation if a sales associate work for two brokers Monday-Friday, and Saturday and Sunday and getting paid commission from both Yes What is the maximum fine per offense ? $5,000 per fine...

CPRS Exams (Recovery Coaching) Questions& Answers 100% Accurate!. SAMHSA specifies 4 major dimensions that support a life in recovery. - ANSWER-Health, home, purpose, & community SAMHSA specifies 4 major dimensions that support a life in recovery.: Health is defined as managing one's __________________ as well as _________ in a _______________ & _________________________ healthy way - ANSWER-disease living physically & emotionally SAMHSA specifies 4 major dimensions that support a l...

ECOA EXAM Questions and answers, VERIFIED/ What does ECOA stand for? - -Equal Credit Opportunity Act What is the purpose of ECOA? - -to promote the availability of consumer credit to all applicants by prohibiting credit decision based on race, color, religion, national origin, gender, marital status, or age. Who is ECOA regulated by? - -CFPB What is the "Notice of Action Taken" disclosure? - -a creditor must provide a loan applicant with notifications of any of the following actions ...

SAMHSA specifies 4 major dimensions that support a life in recovery. - ANSWER-Health, home, purpose, & community SAMHSA specifies 4 major dimensions that support a life in recovery.: Health is defined as managing one's __________________ as well as _________ in a _______________ & _________________________ healthy way - ANSWER-disease living physically & emotionally SAMHSA specifies 4 major dimensions that support a life in recovery.. Home is defined as... - ANSWER-A stable & safe place...

NMLS Test Outline Questions and Answers Already Passed RESPA disclosures? due dates? 3 days after application: Home loan tool kit Loan estimate List of HUD counselors Mortgage Servicing Disclosure Statement Know before you owe booklet Special Info Booklet 3 days before consummation: Initial Closing Disclosure AfBA disclosure At consummation: Final Closing Disclosure Initial Escrow Statement (45 days after closing) After closing: Annual Escrow Statement Servicing Transfer Statement (sen...