Dread specified disease - Study guides, Class notes & Summaries
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KENTUCKY HEALTH EXAM 2024 WITH 100% CORRECT ANSWERS
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KENTUCKY HEALTH EXAM 2024 WITH 100% CORRECT ANSWERS 
 
 
The insurer may increase the premium rate after the policy is in effect provided it does so by classes of insureds. - correct answer All of the following statements about noncancellable polices are true EXCEPT 
 
A factory worker fractures an elbow while working overtime. - correct answer Which of the following qualifies as a compensable injury under Workers Compensation coverage? 
 
Information and Privacy Protection Act - correct answer ...
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California Life, Accident, and Health Licensing Questions and Answers Already Passed
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California Life, Accident, and Health Licensing 
Questions and Answers Already Passed 
Co-insurance - Answer ️️ -The policy provision which requires the insurer and the insured to 
share in the cost of services rendered 
Exclusion ratio - Answer ️️ -The formula which is used by the IRS to determine how much is 
taxable to an annuitant during the pay out period. 
Occupational policy - Answer ️️ -When a disability income policy provides coverage for 
injuries which occur on and off the...
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PA life, accident, and health practice questions with complete solutions
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PA life, accident, and health practice 
questions with complete solutions 
 
Premium payments for a universal life policy are NOT used for: Separate account 
investments 
 
Under PA statute, first year commission for long-term care insurance may not be greater than 
50% of the first year premium 
 
10-year level term life InsPol that has a death benefit of $2000,000. It is true that: The face 
amount and premium will remain constant over the 10 year period 
 
Insurance premium is determined by e...
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California Life, Accident, and Health Licensing Exam
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California Life, Accident, and Health Licensing Exam 
Co-insurance -Answer-The policy provision which requires the insurer and the insured 
to share in the cost of services rendered 
Exclusion ratio -Answer-The formula which is used by the IRS to determine how much 
is taxable to an annuitant during the pay out period. 
Occupational policy -Answer-When a disability income policy provides coverage for 
injuries which occur on and off the job 
Most disability income policies are non occupational, ...
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California Life, Accident, and Health Licensing Questions and Answers Already Passed
- Exam (elaborations) • 16 pages • 2024
- Available in package deal
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- $12.49
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California Life, Accident, and Health Licensing 
Questions and Answers Already Passed 
Co-insurance - Answer ️️ -The policy provision which requires the insurer and the insured to 
share in the cost of services rendered 
Exclusion ratio - Answer ️️ -The formula which is used by the IRS to determine how much is 
taxable to an annuitant during the pay out period. 
Occupational policy - Answer ️️ -When a disability income policy provides coverage for 
injuries which occur on and off the...
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California Life, Accident, and Health Licensing Questions &Answers(RATED A+)California Life, Accident, and Health Licensing Questions &Answers(RATED A+)
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Co-insurance -ANSWER The policy provision which requires the insurer and the insured to share in the cost of services rendered 
 
Exclusion ratio -ANSWER The formula which is used by the IRS to determine how much is taxable to an annuitant during the pay out period. 
 
Occupational policy -ANSWER When a disability income policy provides coverage for injuries which occur on and off the job 
 
Most disability income policies are non occupational, meaning -ANSWER They only cover the insured if they...
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Florida Health Insurance Practice Exam Questions and Answers, Latest Updated 2024/2025 (GRADED)
- Exam (elaborations) • 20 pages • 2024
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Which of the following laws requires an insurer to notify an applicant in writing 
that an investigative consumer report may be made on the applicant? 
-Uniform Provisions Law. 
-Freedom of Information Act. 
-Medical Information Bureau Disclosure Act 
-Fair Credit Reporting Act (Insurance Information and Privacy Protection Act) - 
ANSWER Fair Credit Reporting Act (Insurance Information and Privacy 
Protection Act) 
Group health insurance specifies that what percentage of eligible individuals 
MU...
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California Life, Accident, and Health Licensing Exam
- Exam (elaborations) • 23 pages • 2024
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California Life, Accident, and Health Licensing Exam 
Co-insurance -Answer-The policy provision which requires the insurer and the insured 
to share in the cost of services rendered 
Exclusion ratio -Answer-The formula which is used by the IRS to determine how much 
is taxable to an annuitant during the pay out period. 
Occupational policy -Answer-When a disability income policy provides coverage for 
injuries which occur on and off the job 
Most disability income policies are non occupational, ...
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Medical Expense Insurance questions and answers 100% verified.
- Exam (elaborations) • 37 pages • 2023
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Medical Expense Insurance questions and answers 100% verified. 
 
 
 
 
 
 
A fee for service health insurance plan will normally cover 
 vitamins and natural remedies 
 cosmetic procedures 
 gym membership 
 a disease - correct answers.a disease 
 
Low frequency diseases can be exclusively covered by what kind of health insurance policies? 
 Limited policies 
 Blanket policies 
 Employer policies 
 Restricted policies - correct answers.Limited policies 
 
All of the following plans allow for em...
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LOMA 281 Module 3 Exam || Questions & Answers (100% Verified)
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LOMA 281 Module 3 Exam || Questions & Answers (100% Verified) 
LOMA 281 Module 3 Exam || Questions & Answers (100% Verified) 
 
Waiver of premium for disability benefit - ANSWER - A supplemental life insurance policy benefit under which the insurer promises to give up - to waive - its right to collect premiums that become due while the insured is totally disabled. 
 
Waiver of premium for payor benefit - ANSWER - A supplemental life insurance policy benefit under which the insurer agrees to waiv...
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