California Life Accident Bundled Exams Questions and Answers | 100% Verified and Updated 2024 | Graded A+

California Life and Health Final Exam – Already Passed Employer-provided group term life insurance is exempt from income taxation up to - Answer ️️ -$50,000 Medicare Part B has an initial enrollment period. How many months after an individual's 65th birthday month does this enrollment pe...

California Life, Accident, and Health Licensing Questions and Answers Already Passed Co-insurance - Answer ️️ -The policy provision which requires the insurer and the insured to share in the cost of services rendered Exclusion ratio - Answer ️️ -The formula which is used by the IRS to de...

CALIFORNIA Life, Accident and Health Questions and Answers Graded A+ A moral hazard - Answer ️️ -is a dishonest person (lacking in morals) A morale hazard - Answer ️️ -a careless person. A peril - Answer ️️ -is a cause of loss Pure risk - Answer ️️ -is insurable & includes only ...

California Life Insurance State Exam Simulator Already Passed Exclusion ratio - Answer ️️ -An annuitant would life to determine the amount of an annuity distribution that is exempt from taxation. What is used to calculate this? Mortality rate, Exclusion ratio, Morbidity rate, Debt-to-Equi...

California Life Accident and Health Exam Practice Already Passed A Abc insurance - answer ️️ -john is the agent for abc insurance and jane is the insured. Who is the principal in this agency relationship? A Abc insurance B John C Jane D None D Admitted - answer ️️ -a(n) _______...

California Laws and Ethic Pertinent to Insurance Exam Questions and Answers Which of the following is NOT covered by the Family and Medical Leave Act (FMLA) ? - Answer ️️ -Traveling overseas with a spouse Which of the following acts is NOT a federal offense committed by an insurance agent? -...

CA Life and Health Exam Questions and Answers Already Passed What is insurance? - Answer ️️ -Insurance is the legal contract where two parties agree that if something will happen, a value will be exchanged. What's the difference between pure risk and speculative risk? - Answer ️️ -Pure ...

California Life, Accident, and Health Insurance Final Exam Questions and Answers Already Passed What distinguishes a deferred annuity from an immediate annuity? - Answer ️️ -The time at which benefit payments start Cindy buys a 10-year certain annuity with an installment refund. After recei...

Final Exam - California Life Only Questions and Answers Already Passed According to the California Insurance Code, what is "insurance"? - Answer ️️ -A contract Which of these statements correctly describes risk? - Answer ️️ -Pure risk is the only insurable risk Only pure risks are ins...

California Life, Accident and Health Cram Course Exam 1-3 Already Passed Question #90476 Carol is injured driving a company car at work. Her Health insurance coverage: AProvides excess or supplementary coverage BWill provide coverage on a pro-rata basis with Workers Compensation CWill cover he...

Final Exam: California Life, Accident, and Health Insurance Already Passed What is an insurance solicitor authorized to do? - Answer ️️ -Help an agent or broker sell insurance According to the California Insurance Code, what is "insurance"? - Answer ️️ -A contract What does a Hospital...

Final Exam: California Life, Accident, and Health Insurance 2024 What is considered the most common type of specified disease insurance policy? - Answer️️ - Cancer Minimum participation standards exist for a group health insurance plans in order to - Answer️️ -Prevent Adverse Selection ...

2) Legal Purpose 3) Agreement (offer and acceptance) 4) Consideration Preferred Risks vs Standard Risks - Answer ️️ -Standard Risks are individuals who have the same health, habits, sex/gender, and occupational characteristics as those reflected in the mortality table Preferred Risks are i...

California Life, Accident, and Health State Exam Questions and Answers Rated A "blackout period" affects - Answer ️️ -widowed spouse How long must an individual be unable to engage in any gainful activity due to physical or mental disability in order to qualify for total Social Security To...