Alabama - Study guides, Class notes & Summaries

ALABAMA BOATING TEST EXAM 2024 The vessel operator - correct answer Everyone on board a vessel should understand basic safety practices. Who is responsible for ensuring this? Mounted in an accessible location - correct answer Where is the best place to store a fire extinguisher on a boat? When it is slightly torn - correct answer When should a life jacket be discarded and replaced? Increases the likelihood of accidents - correct answer What effect does alcohol have when you are op...

Alabama adjuster exam pt 2 Exam Questions and Answers (verified answers) 739 Questions 2024/2025 RATED A+

ALABAMA LIFE INSURANCE EXAM 2 2024 WITH 100% CORRECT ANSWERS UPDATED Dividend options are defined as ways in which the policy owner can: - ANSWERS receives dividends paid on any stock held A life insurance company may pay a death claim for less than the face amount of a policy under which of the following conditions? - ANSWERS All of the above Which policy will have immediate cash? - ANSWERS single premium The process of underwriting primarily involves what two key steps? - ANSWERS ris...

UNIVERSITY OF ALABAMA OM 300 CHILCUTT FINAL EXAM NEWEST ACTUAL EXAM COMPLETE 50+ QUESTIONS AND CORRECT DETAILED ANSWERS (VERIFIED ANSWERS) |ALREADY GRADED A+

ants are known to use a number of chemical pheromones to communicate between individuals within the same colony. - trail pheromones, sex pheromones, or alarm pheromones. social wasps include: - paper wasps, hornets, and yellowjackets. oderous house ant is a common indoor species, gives off a very unpleasant odor when crushed. - true large yellow ant, which may swarm around foundations early spring and be mistaken for termites, smells like oil of citronella when crushed. - true control of ...

If a company cancels an auto policy mid term, the refund will be made on a. pro rata basis b. short rate basis c. retroactive basis d. coinsurance basis - Pro Rata Basis What is the term used to describe terminating the insurance relationship at the end of the policy period ? a. cancellation b. nonrenewal c. separation d. exclusion - Nonrenewal Which is the best example of an indirect loss ? a. sequential loss b. liability loss c. employee theft d. loss of use - Loss of Use Which...

How should a vessel's registration number and validation decal be displayed? - Answer- On both sides of the bow of the boat What is important when selecting the right PFD for a passenger? - Answer- Passenger's body weight and chest size What important safety information is found on a boat's capacity plate? - Answer- Maximum weight and/or number of people the boat can carry safely What is the best way to find out about hazards on a local waterway? - Answer- Consult a nautical chart ...

ALABAMA PROPERTY AND CASUALTY EXAM QUESTIONS AND ANSWERS 2025 A+ GRADED If a company cancels an auto policy mid term, the refund will be made on a. pro rata basis b. short rate basis c. retroactive basis d. coinsurance basis - Answer Pro Rata Basis What is the term used to describe terminating the insurance relationship at the end of thepolicy period ? a. cancellation b. nonrenewal c. separation d. exclusion - Answer Nonrenewal Which is the best example of an indirect loss ? a. seq...

2 reasons - No Flood - Catastophic, adverse selection Watercraft Policy - Open cockpit, 26 feet or less in length Absolute Liabilty - Strong Liklihood of harming others Intervening Cause - Disruption in chain of events Negligence - LBPD - Legal Duty Owed, Breach of Legal Duty, Proximate Cause, and Damages. 25 mph - What is the maximum horesepower a boat can have and be covered under a H.O. Policy Personal Liability Coverage - Single Occurrence Limit - $100,000 - non business activities De...