Xinnix Study guides, Class notes & Summaries
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Xinnix SOAR Final Questions With Verified Answers Graded A+
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Xinnix SOAR Final Questions With Verified Answers Graded A+ 
FNMA and FHLMC are what type of loan? 
conforming 
 
 
the main purpose of the Consumer financial protection bureau (CFPB) is to help consumers understand the terms of their agreements with financial companies 
true 
 
 
conventional loans are not insured by the federal government 
true 
 
 
Agency loans include FHA and VA loans 
true 
 
 
the proceeds of a loan for cash out refinance may be used by the borrower to insure a new pool 
t...
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Xinnix Final Exam Questions With Correct Solutions, Already Passed!!
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After the borrower submits a complete loan application, the LE must be delivered or placed in the mail 
within how many days? - 3 business days 
A program description contains the summary of eligibility requirements for a loan to be sold to a specific 
lender/investor. - True 
A borrower purchased a home on January 15th and is moving in on March 2nd. How many days from 
purchase to move in? (For non-leap years only) - 46 days 
1. Gross rent may be considered effective income when an applicant is...
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Xinnix Final Exam Questions With Answers
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Xinnix Final Exam Questions With Answers 
On an FHA loan the upfront MIP should be included when calculating cash-to-close. 
False 
 
 
The borrower must have 5% of their own funds when putting 15% down on a primary residence. (FNMA) 
False 
 
 
A 3-Year ARM adjusts every 3 years 
True 
 
 
A Loan Officer can locate the summary of the eligibility requirements for a loan to be sold to a specific lender/investor in the lender specs. 
False 
 
 
A HELOC loan has an interest only payment 
True 
 
 
...
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Xinnix Final | Questions| with 100% Correct Answers 2024 VERIFIED GRADED A+
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Xinnix Final | Questions| with 100% Correct Answers 2024 VERIFIED GRADED A+ 
 
A veteran has the ability to transfer a portion of their entitlement to another veteran. - Answer- False 
 
Gross rent may be considered effective income when an applicant is planning to rent their current residence after closing on the purchase of their new home. - Answer- False 
 
On an FHA loan the upfront MIP should be included when calculating cash-to-close. - Answer- False 
 
The borrower must have 5% of their o...
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XINNIX FINAL EXAM LATEST EXAM | GRADED A+ | VERIFIED ANSWERS | ALL QUESTIONS AND ANSWERS (JUST RELEASED)
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XINNIX FINAL EXAM LATEST EXAM | GRADED A+ | VERIFIED ANSWERS | ALL QUESTIONS AND ANSWERS (JUST RELEASED)
Too much month left at the end of the money?
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Xinnix Final Exam Questions With Answers
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Xinnix Final Exam Questions With Answers 
A veteran has the ability to transfer a portion of their entitlement to another veteran. 
False 
 
 
1. Gross rent may be considered effective income when an applicant is planning to rent their current residence after closing on the purchase of their new home. 
False 
 
 
Based on the following scenario, does the borrower qualify within FNMA guidelines? 
PITI: $1,725 monthly 
Income: $7,000 
 
Debt: $700 car payment, $375 student loan ($2,250 balance), $...
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Xinnix Ground School | 145 Questions with 100% Correct Answers
- Exam (elaborations) • 12 pages • 2022
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Flipping is a scheme where several people each purchase a property within the neighborhood and then sell the properties to one another, inflating the price of the home with each sale. - False YTD paystubs will be requires from a borrower that is self-employed (schedule C) - False A borrower requesting a jumbo loan will qualify for an agency loan - False Trailing spouse income can be used for qualifying purposes. - False The following are types of renovation mortgages - FNMA Homestyle and FHA 203...
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Xinnix Final Exam Questions With Answers
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Xinnix Final Exam Questions With Answers 
A veteran has the ability to transfer a portion of their entitlement to another veteran. 
False 
 
 
1. Gross rent may be considered effective income when an applicant is planning to rent their current residence after closing on the purchase of their new home. 
False 
 
 
Based on the following scenario, does the borrower qualify within FNMA guidelines? 
PITI: $1,725 monthly 
Income: $7,000 
 
Debt: $700 car payment, $375 student loan ($2,250 balance), $...
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Xinnix Final Exam Questions With Answers
- Exam (elaborations) • 17 pages • 2024
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Xinnix Final Exam Questions With Answers 
A veteran has the ability to transfer a portion of their entitlement to another veteran. 
False 
 
 
1. Gross rent may be considered effective income when an applicant is planning to rent their current residence after closing on the purchase of their new home. 
False 
 
 
Based on the following scenario, does the borrower qualify within FNMA guidelines? 
PITI: $1,725 monthly 
Income: $7,000 
 
Debt: $700 car payment, $375 student loan ($2,250 balance), $...
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XINNIX Quiz Questions And Answers With Verified Study Solutions 2023/2024
- Exam (elaborations) • 20 pages • 2023
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XINNIX Quiz Questions And Answers With Verified Study Solutions 2023/2024 
 
XINNIX Quiz Questions And Answers With Verified Study Solutions 2023/2024
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