Subrogation - Study guides, Class notes & Summaries
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Texas Property & Casualty Insurance, Insurance (100% accurate answers)
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An Insurance company is the_____. correct answers Principle 
 
An insurance company issued a homeowners policy that included ambiguous language regarding how a loss was settled. The insured sued the insurance company and won. The judge stated that due to the ambiguous language in the contract the decision must be made in favor of the insured. The judge was basing this decision on which of the following types of insurance contract? correct answers Contract of adhesion 
 
The _____ page in an insu...
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NAB Core Practice Exam 110 Questions and Answers 100% Pass
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NAB Core Practice Exam 110 Questions and Answers 100% Pass 
1. Which one of the following steps should be taken first in a risk management program? 
A. Purchasing of adequate insurance 
B. Conducting of employee safety drills 
C. Identifying hazards and risks D. Conducting staff in-services on incident reporting and accident prevention. C. Identifying hazards and risks 
2. Which of the following professionals is authorized to dispense medications? 
A. registered nurse 
B. licensed nurse, physici...
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NEW HAMPSHIRE ADJUSTER EXAM PREP: SERIES 12-75 QUESTIONS WITH CORRECT UPDATED ANSWERS GRADED A++
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NEW HAMPSHIRE ADJUSTER EXAM PREP: SERIES 12-75 QUESTIONS WITH CORRECT UPDATED ANSWERS GRADED A++ 
 
 
Which of the following best defines "insured"? 
 
A. Transfer of the risk of financial loss from one party to another 
B. A legally binding contract in which the insurance company agrees to pay for specified losses in exchange for premiums 
C. An individual or organization that pays premiums in exchange for financial protection 
D. A company, group, or government agency offering financial prot...
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NEW YORK INDEPENDENT GENERAL ADJUSTER EXAM SIMULATOR - SERIES 17-70 || Complete Questions & Answers (100% Verified)
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NEW YORK INDEPENDENT GENERAL ADJUSTER EXAM SIMULATOR - SERIES 17-70 || Complete Questions & Answers (100% Verified) 
NEW YORK INDEPENDENT GENERAL ADJUSTER EXAM SIMULATOR - SERIES 17-70 || Complete Questions & Answers (100% Verified) 
 
Which of the following would NOT be found in the conditions section of a homeowners insurance policy? 
Subrogation rights 
Duties of the insured 
Insurance premium 
Mortgagee clause - ANSWER - The insurance premium is not shown in the conditions section of th...
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LA Claims Adjuster - Beginners Guide - Part 2 (- Hazards & Fraud - Causes & Losses - Interests, Claims & Subrogation - Valuation, Deductibles & Coinsurance) Qs & As!!
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LA Claims Adjuster - Beginners Guide - Part 2 (- Hazards & Fraud - Causes & Losses - Interests, Claims & Subrogation - Valuation, Deductibles & Coinsurance) Qs & As!!
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Alabama Property and Casualty Exam 2022/2023 with 100% correct answers
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If a company cancels an auto policy mid term, the refund will be made on 
 
a. pro rata basis 
b. short rate basis 
c. retroactive basis 
d. coinsurance basis 
Pro Rata Basis 
 
 
 
What is the term used to describe terminating the insurance relationship at the end of the policy period ? 
a. cancellation 
b. nonrenewal 
c. separation 
d. exclusion 
Nonrenewal 
 
 
 
Which is the best example of an indirect loss ? 
 
a. sequential loss 
b. liability loss 
c. employee theft 
d. loss of use 
Loss o...
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Alabama AdjusterPro Exam for P&C with WC and Crop (2023)
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Alabama AdjusterPro Exam for P&C with WC and Crop (2023) 
 
 
 Alabama AdjusterPro Exam for P&C with WC and Crop (2023) 
1: Incorrect	Indemnification may include all of the following except: 
		reimbursement for hotel costs. 
		 
		reimbursement for rental car costs. 
		 
	Answer Given	payment for repairs to property. 
		 
Actual 
Answer		payment for pain and suffering. 
		 
2: Correct	What is a reserve, in insurance terms? 
		The amount of revenue that the insurer sets aside to pay employee s...
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Hawaii Adjuster Exam Completely Verified Answers
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Which of the following statements is NOT TRUE regarding the "Extended Period of Indemnity" option of the Business Income form? - ANSWER-The coverage applies for 120 days following the period of restoration 
 
When a Hawaii employee sustains an injury requiring medical treatment beyond first aid, how long does the employer have to report the accident to the Director of Labor and Industry relations? - ANSWER-7 working days 
 
After paying a claim an insurance company may have the right to pursue...
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Primerica Life Insurance 2023/ 2024 Updated Exam | (Questions and Verified Answers with Rationales) 100% Correct
- Exam (elaborations) • 62 pages • 2023
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Primerica Life Insurance 2023/ 2024 Updated Exam | (Questions and Verified Answers with Rationales) 100% Correct 
 
Q: which of the following insurers are owned by stockholders who have the usual rights of ownership, including the right of voting? 
 
A. Reciprocal 
B. Fraternal 
C. Stock 
D. Mutual 
 
Answer: 
C. Stock 
 
Only stock insurance companies are owned and controlled by stockholders 
 
 
 
Q: which of the following best describes the concept that the insured pays a small amount of prem...
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California Commercial Insurance Exam Questions and Answers 100% Pass
- Exam (elaborations) • 14 pages • 2024
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California Commercial Insurance Exam 
Questions and Answers 100% Pass 
What is a Modular Policy? - Correct Answer ️️ -A modular policy is a policy consisting 
of several different documents, none of which by itself forms a complete contract. 
What is a Commercial Package Policy (CPP)? - Correct Answer ️️ -A Commercial 
Package Policy is a modular policy that combines different forms and more than one 
line of coverage. 
What must a CPP policy consist of? - Correct Answer ️️ -A Declar...
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