Reinsurer - Study guides, Class notes & Summaries
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LOMA 291 Module 1 Test Questions and Answers Graded A 2024
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Stakeholders (consituents) - A party that has an interest in how a company conducts its business. Also known as a constituent. 
 
Dividend - Compensation that a company may pay to owners upon a vote by the company's board of directors. 
 
Stockholder - We stockholders expect the company to grow steadily. We expect to earn a reasonable return, sometimes in the form of dividends. Do you know what a dividend is? Sometimes the board of directors votes to make a payment to the stockholders. The paym...
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ARKANSAS HEALTH INSURANCE EXAM QUESTIONS & ANSWERS 100% CORRECT
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ARKANSAS HEALTH INSURANCE EXAM QUESTIONS & ANSWERS 100% CORRECTARKANSAS HEALTH INSURANCE EXAM QUESTIONS & ANSWERS 100% CORRECTARKANSAS HEALTH INSURANCE EXAM QUESTIONS & ANSWERS 100% CORRECT 
In order for a contract to be valid, it must: - ANSWER Contain an offer & acceptance 
 
When does a nondisabled person first qualify for a Medicare Supplement Policy? - ANSWER Age 65 
 
A life insurance company has transferred some of its risk to another insurer. The insurer assuming the risk is called the: ...
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Casualty Producer NJ- Exam Questions with 100% correct Answers
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Casualty Producer NJ- Exam Questions with correct Answers Powers and duties of Commissioner Conduct research Make reasonable rules and regulations Issue orders and notices Issue insurance licenses and certificates of authority Impose penalties Approve insurance policy forms and rates Amount of days notice before hearing 10 Retrocession When a reinsurer transfers risks it has accepted to another insurer Producers can be Agents, brokers or both Insurance agent a licensed insurance producer who is ...
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LOMA 291 Module 1 with Complete Solutions
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LOMA 291 Module 1 with Complete 
 
Solutions 
 
Stakeholders (consituents) A party that has an interest in how a company conducts its 
business. Also known as a constituent. 
 
Dividend Compensation that a company may pay to owners upon a vote by the company's 
board of directors. 
 
Stockholder We stockholders expect the company to grow steadily. We expect to earn a 
reasonable return, sometimes in the form of dividends. Do you know what a dividend is? 
Sometimes the board of directors votes t...
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Michigan Surplus Lines Insurance Exam Prep questions and answers latest top score.
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Michigan Surplus Lines Insurance Exam Prep questions and answers latest top score. 
 
 
 
 
 
 
 
 
 
(1)Surplus Lines premiums typically expand during: 
A) A soft Market 
B) A Hard Market - correct answers.A Hard Market. 
 
Surplus lines premiums typically expand during a hard market. 
 
(2) During the time of a hard market, insurers will: 
A) Tighten their underwriting standards 
B) Loosen their underwriting standards - correct answers.A) Tighten their underwriting standards. 
 
Tighten and ra...
And that's how you make extra money
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Life & Health Insurance Exam Questions and Answers 100% Pass
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Life & Health Insurance Exam Questions and 
Answers 100% Pass 
Insurance - Correct Answer ️️ -transfer of risk 
Speculative risk - Correct Answer ️️ -has a possibility of both loss and gain 
Pure risk - Correct Answer ️️ -only has a possibility of loss (no gain) 
Exposure - Correct Answer ️️ -risks for which an insurance company would be liable 
expressed in units 
Peril - Correct Answer ️️ -cause of a loss 
Hazard - Correct Answer ️️ -an increase in the chance of loss 
M...
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Massachusetts Property & Casualty Insurance License Exam Questions and Answers well Explained Latest 2024/2025 Update 100% Correct.
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Reinsurance - an insurance company (the ceding company) paying another insurance company 
(reinsurer) to take some of the company's risk 
•Reinsurers help spread the insurer's risk 
CANHAM - Elements of an insurable risk 
C - Calculable 
A - Affordable 
N - Non-catasrophic 
H - Homogenous 
A - Accidental 
M - Measurable 
Insurance - Transfer of risk from a person or business to an insurer 
Risk - Uncertainty / Possibility of a loss 
Exposure - Risks for which the insurance company would be l...
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Michigan Surplus Lines Insurance Exam Prep | 105 Questions with 100% Correct Answers | Verified | Latest Update 2024
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(1)Surplus Lines premiums typically expand during: 
A) A soft Market 
B) A Hard Market - A Hard Market. 
Surplus lines premiums typically expand during a hard market. 
(2) During the time of a hard market, insurers will: 
A) Tighten their underwriting standards 
B) Loosen their underwriting standards - A) Tighten their underwriting standards. 
Tighten and raise premiums. 
(3) A Ceding company (Choose all that apply): 
A) Is a primary insurer 
B) Is also a reinsurer 
C) Is always also a captive c...
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NJ EXAM QUESTIONS WITH CORRECT SOLUTIONS
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NJ EXAM QUESTIONS WITH CORRECT SOLUTIONS 
Which of the following is NOT an unfair claims practice? - Correct Answer ️️ -A- 
Refusing to pay a claim without investigating it 
B-Failing to affirm or deny coverage of claims within a reasonable time after proof of 
loss 
C-Promptly acknowledging communications pertinent to a claim 
D-Misrepresenting pertinent policy facts or provisions to claimants 
C- Promptly acknowledging communications pertinent to a claim is required with respect 
to claim ...
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Massachusetts Life and Health Insurance Exam Already Passed
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Massachusetts Life and Health 
Insurance Exam Already Passed 
 
Insurance Transfer of Risk 
 
Risk Uncertainty/ Possibility of Loss 
 
Exposure Risks for which the insurance company would be liable 
 
Peril Cause of Loss 
 
Hazard Something that causes an increase in the chance of loss 
 
Physical Hazard Hazard that can be seen 
 
Moral Hazard A belief that intentionally causing a loss is acceptable 
 
Morale Hazard Carelessness 
 
STARR Method of handling risk 
 
S- Method of handling risks Sha...
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