Insurer Study guides, Class notes & Summaries
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South Carolina Insurance Exam 2024 with 100% correct answers
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An insurer is REQUIRED to offer which of the following to each long-term care applicant at the time of purchase? - correct answer Inflation protection 
 
Which of these riders will pay a death benefit if the insured's spouse dies? - correct answer Family term insurance rider 
 
Disability income plans which require that the insurer can NEVER change or alter premium rates are usually considered - correct answer Nonconcellable 
 
What is the required action to be taken by a South Carolina l...
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INDIANA LIFE AND HEALTH RULES AND REGULATIONS EXAM (2023/2024) RATED A+
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INDIANA LIFE AND HEALTH RULES AND REGULATIONS EXAM (2023/2024) RATED A+ Insurance Commissioner • Appointment by Governor • Member of NAIC 
Insurance commissioner Duties responsible for overseeing the Department of Insurance, which regulates insurance companies operating in Indiana. works to promote improvements to insurance laws and the enforcement of said laws in Indiana.[ 
Certificate of Authority Licensed companies receive a _______________________________ to conduct the business of insur...
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WV State Life Insurance Exam Questions and Answers Already Passed
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WV State Life Insurance Exam 
 
Questions and Answers Already Passed 
 
A group-owned insurance company that is formed to assume and spread the liability risks of its 
members is known as a: Risk retention group 
 
Which of the following requires insurers to disclose when an applicant's consumer or credit 
history is being investigated? 1970-Fair Credit Reporting Act 
 
Q purchases a $500,000 life insurance policy and pays $900 in premiums over the first six 
months. Q dies suddenly and the ben...
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CA Life Insurance Exam Questions and Answers 100% Pass
- Exam (elaborations) • 27 pages • 2023
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CA Life Insurance Exam Questions and Answers 100% Pass What is meant by referring to an insurance policy as a unilateral contract? Only one party makes a legally enforceable promise. 
When must insurance records of insurance agents and brokers be made available to the Insurance Commissioner? At all times. 
Any situation that presents the possibility of a loss is known as a loss exposure 
Which of the following information is not required to be communicated in a Life insurance contract? Personal ...
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AU 60 MISSED PRACTICE TEST EXAM 2024 WITH 100% CORRECT ANSWERS
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When insuring a partnership, it is essential to identify which one of the following on the policy declaration page? 
Choose one answer. 
 
A. The partnership 
 
B. All partners 
 
C. General partners only 
 
D. All partners and their share of the partnership Answer - A. The partnership 
 
If a company's inventory turnover ratio is higher than the industry benchmark, it indicates that 
Choose one answer. 
 
A. Its inventory is becoming obsolete compared to that of its competitors. 
 
B. Th...
Too much month left at the end of the money?
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Arkansas P&C Exam. 103 Questions with 100% Correct Answers | Verified | Updated 2024.
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Arkansas P&C Exam. 103 Questions with 100% Correct Answers | Verified | Updated 2024. 
 
The major portion of the premium for an equipment breakdown policy pays 
-For repairs after a loss. 
-For coverage for bodily injury and property damage of others. 
-For replacement parts. 
-For inspections and examinations. 
For inspections and examinations. 
#3. 
The party to a surety or fidelity bond who promises to fulfill the obligation is the 
a) 
Principal. 
b) 
Custodian. 
c) 
Surety. 
d) 
Obligee. 
...
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MICHIGAN LIFE AND HEALTH FINAL EXAM / 80+ QUESTIONS AND CORRECT ANSWERS 2023/2024 / GRADED A+.
- Exam (elaborations) • 17 pages • 2023
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MICHIGAN LIFE AND 
HEALTH FINAL EXAM / 80+ 
QUESTIONS AND CORRECT 
ANSWERS 2023/2024 / 
GRADED A+. 
Final Exam-Michigan Life and Health 
1. What amount will be paid under a policy where the insured misstated his/her 
age?: an amount the premium would have purchased at the correct age 
2. the acceptance of a credit life application requires the submission of a 
certificate of insurance to the insured within_____ days: 30 days 
3. which of these is considered to be a Living benefit option in a lif...
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PSI Life Exam Questions and Answers 100% Pass
- Exam (elaborations) • 20 pages • 2023
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SI Life Exam Questions and Answers 100% Pass What kind of retirement plan can a 75-employee for profit corporation establish? Simple IRA 
The taxable portion of a monthly income benefit paid during the annuity phase from a nonqualified annuity is calculated using the Exclusion ratio 
Unfair claims settlement methods and practices by an insurance company include all of the following acts EXCEPT failure to pay all claims that are reported within 90 days after a loss occurs 
The settlement option t...
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Louisiana Property and Casualty Exam Questions and Answers Already Passed
- Exam (elaborations) • 43 pages • 2024
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Louisiana Property and Casualty Exam 
Questions and Answers Already Passed 
 
Should 2 or more insurers issue a combined Standard Fire Policy insuring a single risk, in the 
event of a loss, the insured must notify Any of the insurers providing coverage. 
 
The policy conditions define How parties to the contract must act following a loss. 
 
Because an insurance policy is a legal contract, it must conform to the state laws governing 
contracts which require all of the following elements EXCEPT ...
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Florida 240 License exam questions with verified correct answers
- Exam (elaborations) • 38 pages • 2023
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The stated amount or percent of liquid assets that an insurer must have on hand that will satisfy future obligations to its policyholders is called: 
Reserves 
 
 
 
An insurance applicant MUST be informed of an investigation regarding his/her reputation and character according to the: 
Fair Credit Reporting Act 
 
 
 
A nonprofit incorporated society that does not have capital stock and operates for the sole benefit of its members is known as: 
A fraternal benefit society 
 
 
 
What I the name...
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