Fdcpa guide - Study guides, Class notes & Summaries

FDCPA Exam Study Guide | Questions and Verified Solutions 2024 Update What is the definition of a consumer? a. A person who offers or extends credit b. A person who is obligated or allegedly obligated to pay a debt c. A person who collects debt - Answer -b. A person who is obligated or allegedly obligated to pay a debt Which of the below is not considered a 3rd party? a. The consumer's attorney b. The neighbor of the consumer c. Answering machine d. The mother of the consumer - Answer...

FDCPA Study Guide – Complete With Solutions

FDCPA Study Guide Exam Questions & Answers | Verified & Updated True or False... The FDCPA allows professional collectors to contact customers between 8 am and 9 pm local time for customers. - Answer ️️ -True (805)! True or False... The FDCPA takes precedence over any state laws governing debt collection. - Answer ️️ - False (816)@ A validation is - Answer ️️ -An explanation of what an agency must do if a debt is disputed. Required by FDCPA. Or a written statement of the cus...

FDCPA Complete Study Guide

M100-Community Association Management Study Guide 2024 Updates Community Association - CORRECT ANSWER-a legal entity in which the owners enjoy the PROTECTION, ENHANCEMENT, MAINTENANCE and PRESERVATION of their homes and property. 3 Defining Characteristics of a Community Association - CORRECT ANSWER-1. Membership in the community is MANDATORY and automatic for all owners. 2. Certain association governing documents bind the owners and the association to each other through mandated ac...

FDCPA Complete Study Guide –Q&A

M100-Community Association Management Study Guide 2024 Updates Community Association - CORRECT ANSWER-a legal entity in which the owners enjoy the PROTECTION, ENHANCEMENT, MAINTENANCE and PRESERVATION of their homes and property. 3 Defining Characteristics of a Community Association - CORRECT ANSWER-1. Membership in the community is MANDATORY and automatic for all owners. 2. Certain association governing documents bind the owners and the association to each other through mandated ac...

In what year did the Fair Debt Collection Practices Act ("FDCPA") become law? a)1977 b)1990 c)2006 - a)1977 The FDCPA applies to: a) Debt collectors b) Creditors c) Both d) Neither - a) debt collectors Debt collectors are prohibited from contacting debtors by which of the following means? a) Email b) Fax c) Postcard d) Social Media Messaging - c) Postcard The FDCPA is a strict construction statute, which means there is no room for speculation or interpretation as to its terms. T...

HUD Housing Counseling Exam Complete Guide Civil Rights Act of 1866 Federal law granting citizenship to former slaves; passed over Johnson's veto. (Race and Color) Fair Housing Act of 1968 banned discrimination in the rental or sale of housing (Race, color, religion, national origin) Housing and Community Development Act of 1974 added gender (sex) to the protected classes Fair Housing Amendments Act of 1988 Added Disability and familial status to protected classes. Real Estate Set...

In what year did the Fair Debt Collection Practices Act ("FDCPA") become law? a)1977 b)1990 c)2006 - a)1977 The FDCPA applies to: a) Debt collectors b) Creditors c) Both d) Neither - a) debt collectors Debt collectors are prohibited from contacting debtors by which of the following means? a) Email b) Fax c) Postcard d) Social Media Messaging - c) Postcard The FDCPA is a strict construction statute, which means there is no room for speculation or interpretation as to its terms. T...