Dread specified disease - Study guides, Class notes & Summaries
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KENTUCKY HEALTH EXAM QUESTIONS & ANSWERS
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The insurer may increase the premium rate after the policy is in effect provided it does so by classes of insureds. - Answer-All of the following statements about noncancellable polices are true EXCEPT 
 
A factory worker fractures an elbow while working overtime. - Answer-Which of the following qualifies as a compensable injury under Workers Compensation coverage? 
 
Information and Privacy Protection Act - Answer-Which of the following represents certain consumer safeguards enacted by states a...
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California Life, Accident, and Health Licensing Questions and Answers Already Passed
- Exam (elaborations) • 16 pages • 2024
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California Life, Accident, and Health Licensing 
Questions and Answers Already Passed 
Co-insurance - Answer ️️ -The policy provision which requires the insurer and the insured to 
share in the cost of services rendered 
Exclusion ratio - Answer ️️ -The formula which is used by the IRS to determine how much is 
taxable to an annuitant during the pay out period. 
Occupational policy - Answer ️️ -When a disability income policy provides coverage for 
injuries which occur on and off the...
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Chapter 15: Medical Expense Insurance Exam Questions With 100% Correct Answers.
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At what point does a self-insured group qualify for stop-loss coverage? 
When the insured reaches an age stated in the policy 
When claims exceed a specified limit in a set period of time 
When claims exceed the policy's maximum lifetime benefit limit 
When the average claim amount exceeds the limit stated in the policy - B) 
An insured has a health plan that pays established amounts in accordance with a list of injuries, surgical 
procedures, or other losses. This list is called a 
loss chart ...
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Virginia Life and Health Exam Review. Questions with accurate answers. 2022/2023.
- Exam (elaborations) • 16 pages • 2023
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Virginia Life and Health Exam Review. Questions with accurate answers. 2022/2023. 
Document Content and Description Below 
Virginia Life and Health Exam Review. Questions with accurate answers. 2022/2023. What contract term means only one party to a contract's promises are legally enforceable? - Unilateral Mr. Jones, the insured, committed suicide after the expiration of the suicide clause in his life insurance policy. The insurer is obligated to: - Pay the death benefit. The benefit that encou...
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California Life, Accident, and Health Licensing Exam Questions and Answers 100% Pass
- Exam (elaborations) • 25 pages • 2024
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California Life, Accident, and Health Licensing 
Exam Questions and Answers 100% Pass 
Co-insurance - Correct Answer ️️ -The policy provision which requires the insurer and 
the insured to share in the cost of services rendered 
Exclusion ratio - Correct Answer ️️ -The formula which is used by the IRS to determine 
how much is taxable to an annuitant during the pay out period. 
Occupational policy - Correct Answer ️️ -When a disability income policy provides 
coverage for injuries wh...
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Life and Health Insurance Exam Kentucky State Exam Q&A 2024
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Life and Health Insurance Exam 
Kentucky State Exam Q&A 2024 
C. The insurer may increase the premium rate after the policy is in effect provided it 
does so by classes of insureds - CORRECT ANSWER-All of the following statements 
about non-cancellable policies are true EXCEPT 
A. A noncancellible police is also called a noncancellible and guaranteed renewable 
policy 
B. The only right to cancel the noncancellable policy is for nonpayment of premiums 
C. The insurer may increase the premi...
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California Life, Accident, and Health Licensing Questions and Answers Already Passed
- Exam (elaborations) • 16 pages • 2024
- Available in package deal
-
- $12.49
- + learn more
California Life, Accident, and Health Licensing 
Questions and Answers Already Passed 
Co-insurance - Answer ️️ -The policy provision which requires the insurer and the insured to 
share in the cost of services rendered 
Exclusion ratio - Answer ️️ -The formula which is used by the IRS to determine how much is 
taxable to an annuitant during the pay out period. 
Occupational policy - Answer ️️ -When a disability income policy provides coverage for 
injuries which occur on and off the...
-
California Life, Accident, and Health Licensing Exam Questions and Answers 100% Pass
- Exam (elaborations) • 25 pages • 2024
- Available in package deal
-
- $12.49
- + learn more
California Life, Accident, and Health Licensing 
Exam Questions and Answers 100% Pass 
Co-insurance - Correct Answer ️️ -The policy provision which requires the insurer and 
the insured to share in the cost of services rendered 
Exclusion ratio - Correct Answer ️️ -The formula which is used by the IRS to determine 
how much is taxable to an annuitant during the pay out period. 
Occupational policy - Correct Answer ️️ -When a disability income policy provides 
coverage for injuries wh...
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California Life, Accident, and Health Licensing(2024) ,232 Questions and Answers(A+ Solution guide)
- Exam (elaborations) • 23 pages • 2023
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Co-insurance - The policy provision which requires the insurer and the insured to share in the cost 
of services rendered 
Exclusion ratio - The formula which is used by the IRS to determine how much is taxable to an 
annuitant during the pay out period. 
Occupational policy - When a disability income policy provides coverage for injuries which occur 
on and off the job 
Most disability income policies are non occupational, meaning - They only cover the insured if 
they become disabled while awa...
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California Life, Accident, and Health Licensing Exam Guide Questions and Answers Graded A 2024
- Exam (elaborations) • 16 pages • 2024
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Co-insurance - The policy provision which requires the insurer and the insured to share in the cost of services rendered 
 
Exclusion ratio - The formula which is used by the IRS to determine how much is taxable to an annuitant during the pay out period. 
 
Occupational policy - When a disability income policy provides coverage for injuries which occur on and off the job 
 
Most disability income policies are non occupational, meaning - They only cover the insured if they become disabled while a...
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