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CALIFORNIA LIFE INSURANCE EXAM BUNDLE WITH COMPLETE SOLUTIONS
CALIFORNIA LIFE INSURANCE EXAM BUNDLE WITH COMPLETE SOLUTIONS
[Show more]CALIFORNIA LIFE INSURANCE EXAM BUNDLE WITH COMPLETE SOLUTIONS
[Show more]FInal Exam: California Life, Accident, and 
Health Insurance 
What distinguishes a deferred annuity from an immediate annuity? - Answer ️️ -The time at 
which benefit payments start 
Cindy buys a 10-year certain annuity with an installment refund. After receiving monthly 
payments for 5 years, C...
Preview 2 out of 11 pages
Add to cartFInal Exam: California Life, Accident, and 
Health Insurance 
What distinguishes a deferred annuity from an immediate annuity? - Answer ️️ -The time at 
which benefit payments start 
Cindy buys a 10-year certain annuity with an installment refund. After receiving monthly 
payments for 5 years, C...
California Laws and Ethic Pertinent to Insurance 
Exam Questions and Answers 
Which of the following is NOT covered by the Family and Medical Leave Act (FMLA) ? - 
Answer ️️ -Traveling overseas with a spouse 
Which of the following acts is NOT a federal offense committed by an insurance agent? -...
Preview 1 out of 3 pages
Add to cartCalifornia Laws and Ethic Pertinent to Insurance 
Exam Questions and Answers 
Which of the following is NOT covered by the Family and Medical Leave Act (FMLA) ? - 
Answer ️️ -Traveling overseas with a spouse 
Which of the following acts is NOT a federal offense committed by an insurance agent? -...
California Life, Accident and Health Cram 
Course Exam 1-3 Already Passed 
Question #90476 
Carol is injured driving a company car at work. Her Health insurance coverage: 
AProvides excess or supplementary coverage 
BWill provide coverage on a pro-rata basis with Workers Compensation 
CWill cover he...
Preview 4 out of 64 pages
Add to cartCalifornia Life, Accident and Health Cram 
Course Exam 1-3 Already Passed 
Question #90476 
Carol is injured driving a company car at work. Her Health insurance coverage: 
AProvides excess or supplementary coverage 
BWill provide coverage on a pro-rata basis with Workers Compensation 
CWill cover he...
California Life Insurance State Exam 
Simulator Already Passed 
Exclusion ratio - Answer ️️ -An annuitant would life to determine the amount of an annuity 
distribution that is exempt from taxation. What is used to calculate this? 
Mortality rate, 
Exclusion ratio, 
Morbidity rate, 
Debt-to-Equi...
Preview 4 out of 42 pages
Add to cartCalifornia Life Insurance State Exam 
Simulator Already Passed 
Exclusion ratio - Answer ️️ -An annuitant would life to determine the amount of an annuity 
distribution that is exempt from taxation. What is used to calculate this? 
Mortality rate, 
Exclusion ratio, 
Morbidity rate, 
Debt-to-Equi...
XCEL TESTING SOLUTIONS CALIFORNIA PRE-LICENSING 
EDUCATION - LIFE, ACCIDENT AND HEALTH INSURANCE 
When an insurance company requests an attending physician's report, the request must be 
accompanied by a - Answer ️️ -Copy of the signed authorization 
Which of the following is NOT a required uni...
Preview 2 out of 14 pages
Add to cartXCEL TESTING SOLUTIONS CALIFORNIA PRE-LICENSING 
EDUCATION - LIFE, ACCIDENT AND HEALTH INSURANCE 
When an insurance company requests an attending physician's report, the request must be 
accompanied by a - Answer ️️ -Copy of the signed authorization 
Which of the following is NOT a required uni...
Final Exam - California Life Only Questions 
and Answers Already Passed 
According to the California Insurance Code, what is "insurance"? - Answer ️️ -A contract 
Which of these statements correctly describes risk? - Answer ️️ -Pure risk is the only insurable 
risk 
Only pure risks are ins...
Preview 3 out of 17 pages
Add to cartFinal Exam - California Life Only Questions 
and Answers Already Passed 
According to the California Insurance Code, what is "insurance"? - Answer ️️ -A contract 
Which of these statements correctly describes risk? - Answer ️️ -Pure risk is the only insurable 
risk 
Only pure risks are ins...
California Life and Health Final Exam – 
Already Passed 
Employer-provided group term life insurance is exempt from income taxation up to - Answer ️️ 
-$50,000 
Medicare Part B has an initial enrollment period. How many months after an individual's 65th 
birthday month does this enrollment pe...
Preview 2 out of 10 pages
Add to cartCalifornia Life and Health Final Exam – 
Already Passed 
Employer-provided group term life insurance is exempt from income taxation up to - Answer ️️ 
-$50,000 
Medicare Part B has an initial enrollment period. How many months after an individual's 65th 
birthday month does this enrollment pe...
CA Life and Health Exam Questions and 
Answers Already Passed 
What is insurance? - Answer ️️ -Insurance is the legal contract where two parties agree that if 
something will happen, a value will be exchanged. 
What's the difference between pure risk and speculative risk? - Answer ️️ -Pure ...
Preview 2 out of 6 pages
Add to cartCA Life and Health Exam Questions and 
Answers Already Passed 
What is insurance? - Answer ️️ -Insurance is the legal contract where two parties agree that if 
something will happen, a value will be exchanged. 
What's the difference between pure risk and speculative risk? - Answer ️️ -Pure ...
California Life, Accident, and Health Licensing 
Questions and Answers Already Passed 
Co-insurance - Answer ️️ -The policy provision which requires the insurer and the insured to 
share in the cost of services rendered 
Exclusion ratio - Answer ️️ -The formula which is used by the IRS to de...
Preview 3 out of 16 pages
Add to cartCalifornia Life, Accident, and Health Licensing 
Questions and Answers Already Passed 
Co-insurance - Answer ️️ -The policy provision which requires the insurer and the insured to 
share in the cost of services rendered 
Exclusion ratio - Answer ️️ -The formula which is used by the IRS to de...
California Life Accident and Health Exam 
Practice Already Passed 
A 
Abc insurance - answer ️️ -john is the agent for abc insurance and jane is the insured. Who is 
the principal in this agency relationship? 
A 
Abc insurance 
B 
John 
C 
Jane 
D 
None 
D 
Admitted - answer ️️ -a(n) _______...
Preview 4 out of 139 pages
Add to cartCalifornia Life Accident and Health Exam 
Practice Already Passed 
A 
Abc insurance - answer ️️ -john is the agent for abc insurance and jane is the insured. Who is 
the principal in this agency relationship? 
A 
Abc insurance 
B 
John 
C 
Jane 
D 
None 
D 
Admitted - answer ️️ -a(n) _______...
CALIFORNIA Life, Accident and Health 
Questions and Answers Graded A+ 
A moral hazard - Answer ️️ -is a dishonest person (lacking in morals) 
A morale hazard - Answer ️️ -a careless person. 
A peril - Answer ️️ -is a cause of loss 
Pure risk - Answer ️️ -is insurable & includes only ...
Preview 2 out of 13 pages
Add to cartCALIFORNIA Life, Accident and Health 
Questions and Answers Graded A+ 
A moral hazard - Answer ️️ -is a dishonest person (lacking in morals) 
A morale hazard - Answer ️️ -a careless person. 
A peril - Answer ️️ -is a cause of loss 
Pure risk - Answer ️️ -is insurable & includes only ...
California Life, Accident, and Health 
Insurance Final Exam Questions and 
Answers Already Passed 
What distinguishes a deferred annuity from an immediate annuity? - Answer ️️ -The time at 
which benefit payments start 
Cindy buys a 10-year certain annuity with an installment refund. After recei...
Preview 2 out of 11 pages
Add to cartCalifornia Life, Accident, and Health 
Insurance Final Exam Questions and 
Answers Already Passed 
What distinguishes a deferred annuity from an immediate annuity? - Answer ️️ -The time at 
which benefit payments start 
Cindy buys a 10-year certain annuity with an installment refund. After recei...
California Life, Accident, and Health State 
Exam Questions and Answers Rated A 
"blackout period" affects - Answer ️️ -widowed spouse 
How long must an individual be unable to engage in any gainful activity due to physical or 
mental disability in order to qualify for total Social Security To...
Preview 2 out of 8 pages
Add to cartCalifornia Life, Accident, and Health State 
Exam Questions and Answers Rated A 
"blackout period" affects - Answer ️️ -widowed spouse 
How long must an individual be unable to engage in any gainful activity due to physical or 
mental disability in order to qualify for total Social Security To...
California Life, Accident, and Health State Exam 
Cindy buys a 10-year certain annuity with an installment refund. After receiving monthly 
payments for 5 years, Cindy dies. How many remaining payments will the insurer make to her 
beneficiary? 
- No payments 
- 30 payments 
- 60 payments 
- 120 pay...
Preview 4 out of 48 pages
Add to cartCalifornia Life, Accident, and Health State Exam 
Cindy buys a 10-year certain annuity with an installment refund. After receiving monthly 
payments for 5 years, Cindy dies. How many remaining payments will the insurer make to her 
beneficiary? 
- No payments 
- 30 payments 
- 60 payments 
- 120 pay...
CA PSI Site - Life, Accident and Health Agent 
Examination (Life Agent) Already Pass 
Admitted Insurance Company vs. Non-Admitted Insurance Company - Answer ️️ -An 
admitted insurance company is authorized to transact insurance in California because it has a 
Certificate of Authority granted by ...
Preview 3 out of 24 pages
Add to cartCA PSI Site - Life, Accident and Health Agent 
Examination (Life Agent) Already Pass 
Admitted Insurance Company vs. Non-Admitted Insurance Company - Answer ️️ -An 
admitted insurance company is authorized to transact insurance in California because it has a 
Certificate of Authority granted by ...
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