Colorado Health Licensing Exam Practice Questions with Approved Answers | Latest 2024/2025
0 view 0 purchase
Course
Colorado Health Licensing
Institution
Colorado Health Licensing
A married insured has an Accidental Death and Dismemberment (AD&D) policy that names his brother as the primary beneficiary and his son as the contingent beneficiary. If the insured and his brother are both killed instantly in a train accident, the policy proceeds would be paid to which of the foll...
Colorado Health Licensing Exam Practice
Questions with Approved Answers.
A married insured has an Accidental Death and Dismemberment
(AD&D) policy that names his brother as the primary beneficiary and his
son as the contingent beneficiary. If the insured and his brother are
both killed instantly in a train accident, the policy proceeds would be
paid to which of the following? the insured's son
On June 1, S purchased a Major Medical policy and paid the initial
premium to Producer T. On July 1, Producer T received the policy from
the insurance company. The policy contained a Ten-Day Free Look
provision. On July 3, Producer T attempted to deliver the policy but
found that S was not at home. On July 5, Producer T was able to deliver
the policy to S. on July 7, S decided he did not want the policy. S had 10
days from which of the following dates to return the policy to the
company and obtain a full premium refund? July 5
Under a Guaranteed Renewable Accident & health policy, an insurer
retains the right to: increase the premium rate for an entire class of
insureds
An insured whose disability income policy contains a change of
occupation clause takes a new job in a more hazardous occupation and
fails to notify the insurer of the change. One year later, the insured
becomes disabled. The insurer will most likely take which of the
, following actions? Settle the claim according to what the premiums
would have purchased under the more hazardous occupation.
Which of the following reports may include information obtained by
telephone call to the proposed insured? inspection report
J has a physical impairment, attends school, and is incapable of self-
sustaining employer and/or self care. which of the following statements
is CORRECT about J's medical coverage under J's father's group plan?
J's coverage continues as long as J is continually incapacitated and is
financially dependent on J's father.
The Social Security program provides all of the following benefits
EXCEPT workers compensation
An insured becomes disabled three years after his Disability Income
policy is issued. The disability is caused by a condition that existed prior
to the policy issue date but was not specifically excluded from coverage.
in this situation, the insurer will most likely take which of the following
actions? pay the full claim
Suicide, pre-existing conditions and self-inflicted injuries are dealt with
in which of the following policy features. exclusions
The benefits of buying summaries with Stuvia:
Guaranteed quality through customer reviews
Stuvia customers have reviewed more than 700,000 summaries. This how you know that you are buying the best documents.
Quick and easy check-out
You can quickly pay through credit card or Stuvia-credit for the summaries. There is no membership needed.
Focus on what matters
Your fellow students write the study notes themselves, which is why the documents are always reliable and up-to-date. This ensures you quickly get to the core!
Frequently asked questions
What do I get when I buy this document?
You get a PDF, available immediately after your purchase. The purchased document is accessible anytime, anywhere and indefinitely through your profile.
Satisfaction guarantee: how does it work?
Our satisfaction guarantee ensures that you always find a study document that suits you well. You fill out a form, and our customer service team takes care of the rest.
Who am I buying these notes from?
Stuvia is a marketplace, so you are not buying this document from us, but from seller AcademiaExpert. Stuvia facilitates payment to the seller.
Will I be stuck with a subscription?
No, you only buy these notes for $10.49. You're not tied to anything after your purchase.
