Colorado Life, Health and Accident Insurance Exams PACKAGE DEAL| BUNDLE contains the latest insurance exam solutions, practice tests, final exam, test bank, knowledge check and updated study guide - Everything you need to pass is here!

What is the maximum amount the commissioner can fine an insurer for each violation of a cease-and-desist order? $10,000 An individual accident and health policy whose premiums are paid on a quarterly basis, without any subsidy assistance, must contain a grace period of at least how many days? ...

Accidental death and dismemberment insurance beneficiary requires consent when a change of beneficiary is made? irrevocable beneficiary The waiver of premium provision in a health insurance contract suspends the insurer's right to receive premiums during a covered period of disability An ...

All accident and health policies issued in Colorado that provide major medical services must offer policyholders the opportunity to purchase supplemental coverage home health care coverage double indemnity coverage disability coverage home health care coverage Which of the following off...

Gregory recently purchased a one-year term insurance policy. At the end of the year, he can purchase an identical policy without having to show proof of insurability. Why type of policy did he purchase? Renewable term Richard is thinking about transferring some of the ownership rights of his po...

According to the Colorado Fraud Statute, all of the following must contain a warning against insurance fraud except: - applications - policies - certificates of authority - claim forms - certificates of authority In Colorado, which of the following is true regarding the commingling of...

Owner's Rights Provision - The owner's rights provision defines the person who may name and change beneficiaries, select options available under the policy and receive any financial benefits from the policy. Discretionary Provision - Limits the way a court can review a claim denial and make...

A married insured has an Accidental Death and Dismemberment (AD&D) policy that names his brother as the primary beneficiary and his son as the contingent beneficiary. If the insured and his brother are both killed instantly in a train accident, the policy proceeds would be paid to which of the follo...

Colorado producers selling health insurance must provide disclosure regarding all of the following types of compensation, except: Contingent compensation What is the primary source of underwriting information for an individual health insurance policy? The application _______ income benefit...