Florida Health and Life Insurance Q&A Bundle Pack.

Florida Life and Health Insurance/ 228 Quizzes & Correct Ans. Terms like: Premium - Answer: A payment by the policy owner to the insurance company to keep the policy in force. Disclosure - Answer: Providing sufficient information to help someone make informed decision. An agent offer a cli...

Florida 2-15 Insurance License Exam/ 145+ Q&A/ . Terms like: Which statement is CORRECT about the Department of Financial Services' right to examine an agent's records? - Answer: An examination can be conducted at any time to discover any unfair trade practices. Bill gives Jim a couple of t...

Health Insurance Florida 2-40 Practice Exam Questions 1/ Q&A. Terms like: Which of the following definitions of disability would cover a permanent partial disability? -Own occupation -Any occupation -Residual disability -Presumptive disability - Answer: Residual disability

Florida Insurance Exam/ 150 Quizzes with Verified Ans/ . Terms like: According to the Time Payment of Claims provision, the insurer must pay Disability Income benefits no less frequently than which of the following options? - Answer: Monthly What would the Medical Information Bureau (MIB) ide...

Florida Life and Health Insurance Practice Questions/ 373 Q&A/ . Terms like: Which entity approves the insurance policy forms used in Florida? - Answer: Office of Insurance Regulation (OIR) In Florida, agents are allowed to engage in rebating if... - Answer: Offered to all insured in the same...

Florida Health 240 Insurance/ 233 Q&A/ . Terms like: representation - Answer: a statement believed to be true to the best of one's knowledge. false pretenses - Answer: When an uninsurable individual applying for insurance may ask another person to substitute for him to take the physical exam...

Florida Health and Life Insurance State Exam Practice Part 1/ 149 Q&A. Terms like: D was actively serving in the Marines when he was killed in an automobile accident while on leave. His $100,000 Whole life policy contains a War Exclusion clause. How much will D's beneficiaries receive? - Answer...

Florida 2-40 Health License Exam Questions with Certified Solutions. Terms like: tax considerations for health insurance- individual Medicare supplement - Answer: premiums not deductible* benefits not taxable tax considerations for health insurance- group Medicare supplement - Answer: premiu...

Exam Simulator- Florida Life and Health State Exam Simulator/ 230+ Q&A/ . Terms like: On delivery of policy, a signed statement of good health is typically request if? - Answer: The application was submitted without the initial premium. K is the insured and P is the sole beneficiary on an acc...

Final Exam - Florida Life and Health/ 150 Quizzes & Correct Ans. Terms like: Which of these terms accurately defines an underwriter's assessment of information on a life insurance application? - Answer: Risk classification. Underwriting, another term for risk selection, is the process of revi...

Florida 240 Practice Exam/ Questions and Answers/ . Terms like: In long-term care insurance, what type of care is provided with intermediate care? - Answer: Occasional nursing or rehabilitative care After a person's employment is terminated, it is possible to obtain individual health insuran...

Florida Life & Health Practice Test/ 198 Questions with Verified Ans. Terms like: An underwriter determines that an applicant's risk should be recategorized due to a health issue. This life insurance policy may be issued with a(n) - Answer: extra premium In order for coverage on a non-medica...

XCel 2-15 Florida Life & Health State Exam Simulator/ 197 Q&A. Terms like: when a policyowner cash surrenders a universal life insurance policy in its early years, this may be considered a red flag for a(n) - Answer: anti money laundering violation When is a Group Health policy required to pr...

214 Florida Insurance Exam/ 164 Quizzes & Correct Ans/ . Terms like: Which statement regarding annuities is CORRECT? - Answer: Variable annuity units are fixed but the annuity payment will vary according to the value of the annuity unit. In order to be considered currently insured and thus el...