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Life, Accident and Health Insurance State Exam- OH/ 186 Q&A/ . Terms like: which of the following is considered to be an alternative to a life settlement? - Answer: accelerated death benefit rider if the annuitant dies before the annuity start date, - Answer: the premiums paid plus interest earned will be given to the beneficiary

Xcel Testing Solutions- Life and Health Insurance- Weighted Exam- 150 Q&A. Terms like Under the Affordable Care Act, how would a grandfathered health plan lose its grandfathered status? - Answer: The insurer significantly raises co-insurance charges, deductibles, or co-payment charges According to the Affordable Care Act, grandfathered health plans may lose their grandfathered status if the insurer significantly raises co-insurance charges, deductibles, or co-payment charges

TX GENERAL LINES LIFE, ACCIDENT AND HEALTH EXAM PREP/ 151 Q&A. Terms like: What type of state regulation gives a person in poor health or with a pre-existing condition the opportunity to buy health insurance - Answer: Guaranteed issue With certain limitations a policyowner may change all of the following in a life insurance policy, EXCEPT: - Answer: The incontestability provision With certain limitations, a policyowner may change all of the following in a life insurance policy, EXCEPT:...

Xcel Life, Accident, Health License Exam Qs with Correct Ans. Terms like: According to PPACA, what is a health benefits exchange? - An entity that offers affordable health coverage to only those with low incomes - An entity where existing policies can be converted to new policies - An entity that provides tax credits to employers for providing health insurance to their employees - An entity to which individuals an d small businesses can have access to affordable health coverage - Answe...

PSI: LIFE, ACCIDENT, AND HEALTH PRACTICE EXAM/ 75 Q&A/ . Terms like: How does the per captia rule apply to proceeds from a life insurance policy? - Answer: The proceeds are divided equally among living primary beneficiaries. How does a noncancelable policy differ from a guaranteed renewable policy? - Answer: With the noncancelable policy the insurer may increase premiums only based on the terms of the policy.

NY State Insurance License Practice Exam/ 207 Q&A/ . Terms like: 1. When the claim exceeds an amount specified in the policy 2. When 2 days have passed after death 3. When not prohibited by state law 4. When consent is given by the beneficiary - Answer: 3. When not prohibited by state law

NY Life Insurance Exam Review/ 75+ Quizzes & Correct Ans with Rationales/ .

NY Life, Accident, and Health Insurance Agent/Broker Exam Series 17-55/ 199 Questions & Elaborations/ .

PSI - NY Life, Accident and Health Practice Exam 17-55, Just my cards + 199+ 75 (TEST) (LOT) 525+ Quizzes & Correct Ans/ Newly Updated. Terms like: All of the following are requirements to qualify for Social Security disability benefits EXCEPT when - Answer: unable to work in occupation in which the worker was trained or educated How long after being entitled to disability benefits will an individual be eligible to receive Medicare benefits? - Answer: 2 years Which of the following ame...

Pre-Final Exam - New York Life, Accident and Health/ 150 Q&A/ . Under an adjustable life insurance policy, which of the following may NOT be changed without further underwriting? - Answer: The person insured An agent's license in New York must be renewed every - Answer: Two years A policyowner pays the first annual premium for a $50,000 life insurance policy and dies one month after the policy effective date. Which of these statements is normally true? - Answer: Beneficiary receives $5...