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The army is committed to developing and maintaining a professional workplace in which all individuals are treated with dignity and respect. This includes a work environment free of harassment. Harassment include all the following except - CORRECT ANSWERRequirement to attend annual training events. Sexual assault is a crime defined as intentional sexual contact, characterized by the use of force, physical threat or abuse of authority or when the victim does not or cannot consent. What i...

When was the National Organization for Victim Assistance founded? - CORRECT ANSWER-1975 When was the Justice for All Act passed - CORRECT ANSWER-2004 When was the first crime victim compensation program established in California? - CORRECT ANSWER-1965 When did the first class graduate from the NVAA? - CORRECT ANSWER-1995 When were the first three victim assistance programs created? - CORRECT ANSWER1972 What year did they proclaim National Victims' Rights Week? - CORRECT ANSWER1981 Wh...

What is the purpose of the Army Sexual Assault Prevention and Response Program? - CORRECT ANSWER-The Sexual Assault Prevention and Response Program reinforces the Army's commitment to eliminate incidents of sexual assault through a comprehensive policy that centers on awareness and prevention, training and education, victim advocacy, response,reporting, and accountability. The Army's policy on Army Sexual Assault Prevention and Response Program applies where and when? This policy ap...

Adverse Selection - CORRECT ANSWER-Insuring of risks that are more prone to losses than the average risk. Death Benefit - CORRECT ANSWER-The amount paid upon the death of the insured in a life insurance policy. Insurance Policy - CORRECT ANSWER-A contract between a policyowner/insured and an insurance company which agrees to pay the insured or the beneficiary for loss caused by specific events. Insured - CORRECT ANSWER-Person covered by the insurance policy; may or may not be the po...

J is a producer who has induced an insured through misrepresentation to surrender an existing insurance policy. What is J guilty of? - CORRECT ANSWER-Twisting What is implied authority defined as? - CORRECT ANSWER-Authority that is not specifically given to an agent contract, but that an agent can reasonably assume to carry out his/her duties A person who is a nonsmoker, average weight, excellent health would fall into what risk classification? - CORRECT ANSWER-Preferred Which of the ...

At what point must a life insurance applicant be informed of their right that fall under the Fair Credit Reporting Act? - CORRECT ANSWER-upon completion of the application Who elects the governing body of a mutual insurance company? - CORRECT ANSWER-policyholders An insurance applicant MUST be informed of an investigation regarding his/her reputation and character according to the - CORRECT ANSWER-Fair Credit Reporting Act What type of reinsurance contract involves two companies autom...

Pay the claims covered under the policy. - CORRECT ANSWER-A primary obligation of an insurance company is to: Accumulating Risk - CORRECT ANSWER-Which of the following is not a reaction to risk? An increase in the possibility that a loss may occur. - CORRECT ANSWER-Which of the following describes a hazard? Requiring the policyholder to carry insurance to value. - CORRECT ANSWER-Which of the following best meets the test of the "Principle of Indemnity"? Overpayment of a claim - COR...

Accident - CORRECT ANSWER-An unplanned, unforeseen event which occurs suddenly and at an unspecified place. Accident Insurance - CORRECT ANSWER-A type of insurance that protects the insured against loss due to accidental bodily injury. Accidental Bodily Injury - CORRECT ANSWER-Unplanned, unforeseen traumatic injury to the body. Accidental Death and Dismemberment - CORRECT ANSWER-An insurance policy which pays a specified amount or a specified multiple of the insured's benefit if the ...

the correct answer? - CORRECT ANSWER-The applicant What is the term used for a written request for an insurer to issue an insurance contract based on the provided information? - CORRECT ANSWER-Application What information are the members of the Medical Information Bureau required to report? - CORRECT ANSWER-Adverse medical information about the applicants or insured. When should an agent obtain a Statement of Good Health from the insured? - CORRECT ANSWER-When the premium was paid upon...

In order for a contract to be valid, it must: - CORRECT ANSWER-Contain an offer & acceptance When does a nondisabled person first qualify for a Medicare Supplement Policy? - CORRECT ANSWER-Age 65 A life insurance company has transferred some of its risk to another insurer. The insurer assuming the risk is called the: - CORRECT ANSWER-Reinsurer A common exclusion with vision plans is: - CORRECT ANSWER-Lasik Surgery What are applicants statements concerning occupation, hobbies and persona...