Kylaeric460

Who revokes an adjusters license in Rhode Island? Insurance Commissioner While driving a rental car the insured wrecks it. Where is payment made under? Part A- Property Damage UMPD has what deductible? $200 UMPD deductible is not applied if you are struck where? Rear of the car State minimums in RI are: 25/50/25 RI has what type of negligence for auto claims? Pure comparative How many days do you have to mail forms after a loss is reported? 10 days What states an adjuster must tho...

All employers who apply for approval to self insure shall pay an application fee based on what? The number of employees What is the application fee for a company with 1000 or more employees? $500.00 If an employer is approved to self insure from the director, what happens to the application fee? The application fee is applied as a credit to reduce the amount of the assessment apportioned to that employer pursuant to subdivision (b)3 of this section Non Work related injuries that are not co...

What is the greatest hazard for a driver? alcohol The legal drinking age in Rhode Island is? 21 Drunk Drivers cause more than: 1/2 of the collisions in which someone is killed How many people die each year in alcohol related collisions in the USA? more than 25,000 If you refuse to take a chemical test your license will be suspended for a minimum of how long? 180 days Collisions must be reported if damage is in excess of? $1,000 A Limited Instructional Permit is valid for how long? one yea...

Pre- Driving Habits 1. Adujust the seat 2. Adjust the inside and outside mirrors 3. Adjust the venitlation 4. Lock doors 5. Fasten and adjust your sesatbelt 6. Ask passengers to fasten their seatbelts 7. Check in front and behind the car for objects, animals, or persons in your path 8. Clear your car of snow and ice. Braking Distance The distance your vehicle travles from the time the brakes are applied to the time that the vehicle is brought to a stop. Velocitizing occurs when you being t...

the role of insurance is to transfer the risk of financial loss from an individual or business to an insurance company organized and incorporated under state law owned by stockholders who get a paid share of the company's profit through dividends. also referred to as a nonparticipating or non-par bc policy holder do not participate in paid dividends stock insurance company organized and incorporated under state law. but they have no stockholders. instead, the policyholders own the company...

When must navigation lights be displayed? from sunset to sunrise AND during periods of restricted visibility How does the effect of alcohol consumed while boating compare to the effect on land? much greater effect while boating How do you avoid overloading your vessel? Don't allow the load weight or number of passengers to exceed the maximum stated on the capacity plate A boat's capacity plate gives the maximum weight and/or number of people the boat can carry safely in certain weather ...

Real estate recovery act Dept of business regulation establishes this account Covers anyone aggrieved by an act, misrepresentation, transaction or conduct of a licensed real estate broker upon the grounds of fraud, misrepresentation or deceit may recover no more than 50000 per one license Can't be used to reimburse any broker or salesperson Agents pay a fee for the deposit in the real estate recovery fund when they first get their license Dec 31 of any year if the recovery fund is less th...

What is the greatest hazard for a driver? Alcohol Drunk drivers cause more than ____ of collisions in which someone is killed 1/2 How many people die each year in alcohol related collisions in the US? More than 25,000 If you refuse a chemical test, your license will be suspended for a min. of how long? 180 days/6 months Collisions must be reported if damage is in excess of? $1,000 What is the condition called that makes you feel that you are going slower than your actual speed? Velocitizi...

Which of the following phrases BEST defines a hazard? A. The uncertainty of a loss B. The cause of a loss C. An unexpected loss D. A condition that increases the chance of a loss D A family takes their 50-horsepower outboard motor boat to the lake on a trailer towed behind their personal auto. The pleasure boat is appropriately covered for physical damage under which of the following policies? A. Dwelling B. Homeowners C. Boat owners D. Yacht C Which of the following perils is covere...

What is "direct supervision" in RI Laws -Direct supervision of Pesticide applications means "on-site". -doesn't mean supervisor is in contact by cell or radio or has given written instructions to the unlicensed or uncertified person. Must a pesticide be registered in RI to be used in RI? yes, every pesticide must be registered annually in RI How can you tell if a pesticide is registered in RI? No label statement so cannot tell if it is registered in RI. Check DEM website or call divi...