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Texas Life and Health Insurance TEST Exam With Grade A ANSWERS Texas Life and Health Insurance Exam QUESTIONS BANK WITH CORRECT ANSWERS A+ GUARANTEED TEST BANK AND ANSWERS -TEXAS LIFE HEALTH INSURANCE Texas Life and Health Insurance Test Bank with Latest Reviewed Questions and Answers

At what point must a life insurance applicant be informed of their rights that fall under the Fair Credit Reporting Act? -ANSWER- Upon completion of the application Who elects the governing body of a mutual insurance company? -ANSWER- policyholders An insurance applicant MUST be informed of an investigation regarding his/her reputation and character according to the -ANSWER- Fair Credit Reporting Act What type of reinsurance contract involves two companies automatically sharing their ri...

Which of these characteristics is consistent with a Straight Life Policy -ANSWER- Premiums are payable for as long as there is insurance coverage in force Which of the following are Equity Indexed annuities typically invested in -ANSWER- S&P 500 Which of the following does Social Security NOT provide benefits for -ANSWER- Dismemberment An example of false advertising would be -ANSWER- An insurer exaggerating its dividends in a magazine advertisement A 45 year-old woman won $100,000 i...

What is the purpose of the buyer's guide A. To Allow the consumer to compare the costs of different policies B. To provide the name and address of the agent. C. to list all policy riders. D. To provide information about the policy. -ANSWER- A.To Allow the consumer to compare the costs of different policies Which of the following best describes the concept that the insured pays a small amount of premium for a large amount of risk on the part of the insurance company A Adhesion B Subroga...

At what point must a life insurance applicant be informed of their rights that fall under the Fair Credit Reporting Act? -ANSWER- Upon completion of the application Who elects the governing body of a mutual insurance company? -ANSWER- policyholders An insurance applicant MUST be informed of an investigation regarding his/her reputation and character according to the -ANSWER- Fair Credit Reporting Act What type of reinsurance contract involves two companies automatically sharing their ri...

What type of reinsurance contract involves two companies automatically sharing their risk exposure? -ANSWER- Treaty The stated amount or percent of liquid assets that an insurer must have on hand that will satisfy future obligations to its policyholders is called -ANSWER- reserves When third-party ownership is involved, applicants who also happen to be the stated primary beneficiary are required to have -ANSWER- insurable interest Statements made on an insurance application that are bel...

At what point must a life insurance applicant be informed of their rights that fall under the Fair Credit Reporting Act?-ANSWER - Upon completion of the application Who elects the governing body of a mutual insurance company?-ANSWER - policyholders An insurance applicant MUST be informed of an investigation regarding his/her reputation and character according to the-ANSWER - Fair Credit Reporting Act What type of reinsurance contract involves two companies automatically sharing their ri...

The cells that secrete epinephrine and norepinephrine -ANSWER- chromaffin cells what is exudate ascites associated with -ANSWER- cancer what is transudate ascites associated with -ANSWER- cirrhosis what does a high white blood cell count indicate -ANSWER- infection what does a decrease in hematocrit indicate -ANSWER- bleeding transitional cell carcinoma is commonly found in all of the following locations except: -ANSWER- liver The neuroblastoma is a malignant pediatric mass com...

What kind of gland is the pancreas? -ANSWER- endocrine and exocrine gland What part of the pancreas is exocrine gland? -ANSWER- -Acinar cells around the pancreatic ducts complete the job of breaking down protein, carbohydrates, and fats using digestive juices of pancreas (trypsin, amylase, and lipase) combined with juices from the intestines What are the fats using digestive juices of pancreas? -ANSWER- -Trypsin, amylase, and lipase What part of the pancreas is endocrine gland? -ANS...

How many segments does the Couinaud system divide the liver into? -ANSWER - Eight surgical segments What divides the right lobe of the liver into an anterior and posterior segment? -ANSWER - Right hepatic vein What vessel separates the right and left lobe? Where does it lie (fissure)? -ANSWER - Middle hepatic vein, which lies in the main lobar fissure LLL is divided into medial and lateral segments by: -ANSWER - Left hepatic vein The caudate lobe is separated from the LLL by whic...